The Air India SBI Signature credit card is perfect for people who travel a lot, whether within the country or abroad. It makes your journeys more rewarding by giving you reward points for booking flights, access to lounges in India, a free Priority Pass membership, and more. Check out the card's additional details below.
Key Highlights of SBI Air India Signature Credit Card |
|
|---|---|
|
|
| Best Suited For | Travel and Rewards |
| Annual Fee | Rs. 4,999 |
| Renewal Fee | Rs. 4,999 |
| Welcome Benefit | Get 20,000 Reward points* as a welcome gift & Enjoy complimentary membership of the Air India Frequent Flyer program-Flying Returns. |
| Anniversary Bonus | Enjoy 5,000 reward points every year. |
| Reward Benefit | Get 4 Reward points for every Rs. 100 spent. |
| Best Feature | Get up to 1,00,000 bonus Reward points annually; convert points into Air Miles |
*Terms and conditions apply.
| Table of Contents | ||
|---|---|---|
| Features and Benefits | ||
| Fees and Charges | ||
| Eligibility and Documentation | ||
| Similar Cards | ||
| How to Apply? | ||
| Should you get this Card? | ||
| FAQs | ||
Suggested Read : 10 Best SBI Credit Cards in India
The Air India SBI Signature Credit Card provides the following top benefits:
Also read: Best Rewards Credit Cards in India
| How to Redeem SBI Reward Points? |
|---|
|
If you visit the official SBI Card website, you can use the reward points you've earned on your credit cards online. Visiting the partner merchant store is another way to redeem them. For an alternative method of redeeming your reward points, you can also call the SBI Card helpdesk 39020202 (prefix local STD code). Up until a specified limit, points can be redeemed in multiples of 2000. |
Also read: Best Credit Cards with Airport Lounge
Also read: Best Fuel Credit Cards in India
| Annual Retail Spend | Bonus Reward Points | Cumulative Bonus Reward Points |
|---|---|---|
| Rs. 5 lakh | 20,000 | 20,000 |
| Rs. 10 lakh | 30,000 | 50,000 |
| Rs.20 lakh | 50,000 | 1,00,000 |
Here are the applicable fees and charges for The Air India SBI Signature Credit Card :
| Title | Details | |
|---|---|---|
| Annual Fee | Rs. 4,999 | |
| Renewal Fee | Rs. 4,999 | |
| Finance Charges | Up to 3.50% per month [42% per annum] | |
| Add-on Fee (per annum) | Nil | |
| Interest rate | Up to 3.35% per month | |
| Rewards redemption fee | Rs.99. Nil for redemption on Air India Miles | |
| Late Payment Charges** |
For Statement Balance
|
|
| Cash payment fee | Rs.100 | |
| Card replacement charge | India - Rs.100, Abroad - Nil | |
| Cheque payment fee | Rs.100 (For cheque payments up to Rs.10,000) | |
| Over limit charges | 2.5% of the amount (minimum of Rs.500) | |
| Foreign currency transaction fee | 3.5% of the transaction amount | |
| Statement Retrieval fee | Rs.100 per statement (more than 2 months old) | |
| Cheque pickup | Rs.100 | |
| Payment dishonour fee | 2% of the payment amount (minimum of Rs.450 | |
If the Minimum Amount Due (MAD) is not paid by the due date for two consecutive cycles, an additional late payment charge of Rs. 100 will be applied. This charge will persist for each subsequent payment cycle until the MAD is settled.
To be eligible for applying for an SBI Credit Card, applicants need to meet the following criteria:
| Criteria | Details |
|---|---|
| Occupation | Available to both Salaried and Self-employed |
| Minimum Income Required | Rs. 60,000 per month |
| Serviceable Cities | Click here for the list of eligible cities |
| Documents Required | Click here to see the list of acceptable documents |
Here are some credit cards that provide similar benefits to The Air India SBI Signature Credit Card:
| Credit Card | Annual Fee | Comparative Feature |
|---|---|---|
| HDFC Diners Club Black Credit Card | Rs.10,000 |
|
| Axis Bank Vistara Infinite Credit Card | Rs.10,000 |
|
| Air India SBI Platinum Credit Card | Rs. 1,499 |
|
| Axis Bank Vistara Signature Credit Card | Rs. 3,000 |
|
You have the option to compare and apply for AirIndia SBI Signature Credit Cards conveniently online through MybankingTips. Here are the steps to do so:
The Air India SBI Signature Credit Card stands as the premium choice among SBI's co-branded cards with Air India. With an attractive reward rate of 1.8%, it provides great value for high-spending customers who frequently travel with Air India. The card's welcome offer is particularly noteworthy, featuring a generous 20,000 bonus reward points that effectively offset the Rs. 4,999 joining and annual fee. Additionally, the milestone rewards and annual access to domestic airport lounges make this card an appealing choice for frequent travelers.
Also read: Best Lifetime Free Credit Cards
You get multiple online and offline options for paying the dues on your Air India SBI Signature Card. The online methods include NEFT, Auto Debit facility, Internet Banking, Mobile Banking, Visa Credit Card Pay, National Automated Clearing House, etc.
Yes, your Air India SBI Signature Card will be charged a usage fee each time you visit a Priority Pass member club. This may cost as much as $27.
With your Air India SBI Signature Card, you can take advantage of an interest-free credit period ranging 20 to 50 days. However, only retail purchases made with your credit card within the interest-free period are eligible. Additionally, you must pay the entire amount of the previous month's outstanding balance in order to take advantage of the interest-free period.
The fee for buying train tickets at a counter is Rs. 30 plus 2.5% of the total transaction value. It is 1.8% of the transaction amount + service charge for train tickets purchased on the Indian Railways website.
Yes, you can use this credit card without worrying about security because it is chip and pin enabled. This card feature guards against skimming and forgery.
Redeeming SBI credit card reward points can be done via the SBI Card's net banking facility or by giving the customer service line a call.
No, you have 30 days after the purchase to use the Flexipay feature. You shall be responsible for paying the entire amount if you do not use this facility within this time frame.
Every time you make a purchase at a POS terminal or ATM registered abroad, you will be charged a foreign transaction mark-up fee. The charge would also be applicable to Indian point-of-sale systems registered abroad. Duty-free stores stock these type of POS devices.
It's simple to replace your Air India SBI Signature Credit Card abroad. Just give the Visa telephone number a call.
Make a call to any of the SBI Credit Card customer service toll-free numbers. 1860 180 1290 | 1800 180 1290 are the numbers. Ask the executive to block your credit card once you're connected.
Enjoy exclusive benefits and free entry at all airports with this SBI card designed just for regular travelers. In addition, you get a 1% reduction on your fuel surcharge at the leading top petrol pumps.
This card has a joining fee of Rs. 4,999 (plus applicable taxes).
With your Air India SBI Signature Credit Card, you can access two domestic lounges for free each quarter, for a total of eight free passes annually.
Air India SBI Signature Credit Card reward points can be exchanged for Air India Air Miles. For the same, there is no redemption fee assessed to you.
The Air India SBI Signature Credit Card comes with a free Priority Pass membership; but, each time you want to visit a Priority Pass lounge, you must spend USD 99.
Please click the links below to find details and instructions related to SBI Credit Cards that can help you in easily managing your card:
.png)
Top Credit Cards in India