Lifestyle HC SBI Bank Prime Credit Card
SBI Bank SBI Bank

Lifestyle HC SBI Bank Prime Credit Card

cat name Fuel
cat name Reward Points

Best Suited For: Rewards

Joining Fee: ₹2,999 Plus Applicable Taxes

Renewal Fee: ₹2,999 Plus Applicable Taxes

cat name Fuel
cat name Reward Points

Best Suited For: Rewards

Joining Fee: ₹2,999 Plus Applicable Taxes

Renewal Fee: ₹2,999 Plus Applicable Taxes

Best Feature:- Free access to over 600 global airport lounges with complimentary Priority Pass Membership

The Lifestyle Home Centre SBI Card Prime is a credit card designed for those who love shopping and dining. With an annual fee of ₹2,999 + GST, It offers 15X reward points on purchases at popular stores like Lifestyle, Home Centre, Max, and Spar. For dining and movie spending, you earn 10 reward points for every ₹100 spent, and 2 reward points on other retail purchases. The card also provides complimentary domestic lounge access. It is ideal for frequent shoppers and dining enthusiasts and helps you earn valuable rewards while enjoying great perks.

All You Need To Know

Card Type

Rewards

Welcome Benefits
  • 12,000 Bonus Reward Points: Worth Rs. 3,000, credited upon payment of the joining fee.
  • Rs. 100 Cashback: On your first ATM cash withdrawal, if done within 30 days of receiving the card.
Reward Points Program
  • 15 Reward Points for every Rs. 100 spent at Landmark stores like Home Centre, Lifestyle, Spar, and Max.
  • 10 Reward Points for every Rs. 100 spent on dining and movies.
  • 2 Reward Points for every Rs. 100 spent on other retail purchases.
  • Reward Redemption:
    • 4 Reward Points = Rs. 1
    • 1 Landmark Reward = Rs. 0.60
    • 1 SBI Reward Point = Rs. 0.24
Milestone Benefits
  • Earn 20,000 Reward Points for spending Rs. 5 lakh in a calendar year.
  • Total milestone rewards can be up to 58,000 Reward Points worth Rs. 14,500.
    • 6,000 Reward Points for spending Rs. 40,000 at Landmark stores.
    • 12,000 Reward Points for spending Rs. 1 lakh.
    • 20,000 Reward Points for spending Rs. 1.8 lakh.
Fuel Benefits
  • 1% Fuel Surcharge Waiver on fuel expenses between Rs. 500 to Rs. 4,000.
  • A maximum of Rs. 250 can be availed as fuel surcharge waiver per month.
Renewal Benefits
  • Receive 12,000 Reward Points worth Rs. 3,000 upon payment of the renewal fee.
Airport & Lounge Benefits
  • 8 Complimentary Domestic Lounge Visits: Capped at 2 visits per quarter.
  • Priority Pass Membership:
Reward Redemption
  • SBI Reward Points can be converted into Landmark Rewards at a rate of 1 Landmark Reward = 2.4 SBI Reward Points.
  • 1 Landmark Reward = Rs. 0.60.
Other Benefits
  • Complimentary Priority Pass Membership worth $99.
  • Fuel Surcharge Waiver: On spending between Rs. 500 to Rs. 4,000 on fuel purchases.
  • Milestone Benefits: Earn reward points for meeting spending milestones, like Rs. 5 lakh annual spend for 20,000 reward points.

Lifestyle Home Centre SBI Bank Prime Credit Card Eligibility:

To apply for the Lifestyle HC SBI Card Prime, applicants should meet the following eligibility criteria:

  • Age limit: Between 23 to 60 years.
  • Income criteria: The specific income requirement varies and is determined at the bank's discretion.
  • Credit score: A relatively good credit score is preferred, ideally above 650.

Applicants are required to submit valid proofs of identity, address, and income as listed in the table below:

Proof of Identity PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI
Proof of Address Aadhaar card, Passport, Driver’s License, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement
Proof of Income Latest one or 2 salary slip (not more than 3 months old), Latest Form 16, Last 3 months’ bank statement

The fees and charges associated with the Lifestyle Home Centre SBI Card Prime are as follows:

Fees/Charges Amount/Rate
Annual Fee Rs. 2,999 (One-Time)
Renewal Fee Rs, 2,999
Finance Charges 3.50% per month (42% per annum)
Late Payment Fee For Statement Balance
  • Less than Rs. 500 – Nil
  • Rs. 500 up to Rs. 1,000 – Rs. 400
  • Rs. 1,000 up to Rs. 10,000 – Rs. 750
  • Rs. 10,000 up to Rs. 25,000 – Rs. 950
  • Rs. 25,000 up to Rs. 50,000 – Rs. 1,100
  • Amount over Rs. 50,000 – Rs. 1,300

Apply for Lifestyle HC SBI Credit Card

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FAQs

The welcome bonus of 12,000 reward points is credited within 30 days of paying the joining fee.

You earn 10 reward points for every Rs. 100 spent on movie tickets and dining.

Reward points will be credited to your account within 30 days of eligible transactions.

Yes, you get 8 complimentary domestic airport lounge visits per year, with a limit of 2 visits per quarter.

Yes, you can get add-on cards for your immediate family members, such as your spouse, parents, or children Without any additional charges or fees.

The card charges a finance fee of 3.50% per month (or 42% annually) on outstanding balances.

Please click the links below to find details and instructions related to SBI Credit Cards that can help you in easily managing your card:

Apply for Lifestyle HC SBI Credit Card with MybankingTips

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