SBI Credit Card Bill Payment

SBI Credit Card offers a variety of methods, both online and offline, to pay your credit card bill conveniently and quickly. Each payment method comes with a different processing time, so it’s important to be aware of these before making a payment to ensure timely processing.

Available Methods to Make SBI Credit Card Payments Online

  • PayNet - Pay Online
  • Visa Credit Card Pay
  • UPI, NEFT / RTGS
  • SBI Mobile Banking
  • Debit Card, NACH
  • Mobile App

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How to Pay SBI Credit Card Bill through RTGS

Paying your SBI credit card bill via RTGS is a simple and hassle-free process. Before proceeding, you must first register your SBI card as a beneficiary at your bank. The required details for registration are:

  • Beneficiary Name: SBI Card
  • Beneficiary Bank Name: SBI Credit Card – NEFT
  • Beneficiary Branch Address: Payment Systems Group, State Bank GITC, CBD Belapur, Navi Mumbai
  • Beneficiary Account Number: Your Credit Card Number
  • SBI Credit Card Bill Payment IFSC Code: SBIN00CARDS

Once your credit card is added to the beneficiary list, follow these steps to make the payment:

  • Login to Net Banking
    Access your net banking portal.
  • Go to Fund Transfer
    Click on the “RTGS” option under the fund transfer section.
  • Select the Beneficiary
    Choose your credit card from the list of beneficiaries.
  • Enter the Payment Amount
    Enter the amount you wish to pay (Note: RTGS can be used only if your SBI credit card bill exceeds Rs. 2 Lakh).
  • Confirm the Transaction
    Confirm the details and complete the payment.

With these steps, you can easily pay your SBI credit card bill through RTGS.

How to Pay SBI Credit Card Bill through NEFT

To make an SBI credit card payment via NEFT, follow these easy steps:

  1. Log into Net Banking
    Access your net banking portal and add your SBI credit card as a beneficiary.
  2. Enter IFSC Code
    Enter the IFSC code SBIN00CARDS to proceed with the payment.
  3. Enter Your SBI Card Number
    In the account number field, enter your 16-digit SBI credit card number.
  4. Select Beneficiary Account Type
    Choose “Credit Card Payment” or “Savings Account” as the beneficiary account type.
  5. Enter Bank Name
    Enter SBI CREDIT CARD - NEFT as the bank name.
  6. Fill in Beneficiary Address
    Enter the address as PAYMENT SYSTEMS GROUP, STATE BANK GITC, CBD BELAPUR, NAVI MUMBAI and click on ‘Submit’.

This completes your NEFT payment process for your SBI credit card bill.

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SBI Credit Card Bill Payment through Debit Card

Paying your SBI credit card bill through a debit card is a secure and quick method. You can use various debit cards to complete this payment, including:

  • Bank of Maharashtra Debit Card
  • Citibank Debit Card
  • Bank of India ATM-cum-Debit Card
  • Canara Bank ATM-cum-Debit Card
  • State Bank of India ATM-cum-Debit Card
  • Indian Overseas ATM-cum-Debit Card

How to Make SBI Credit Card Bill Payment via Debit Card

  1. Visit the SBI Card Website
    Go to www.sbicard.com.
  2. Select 'Pay through Debit Card'
    Choose the “Pay through Debit Card” option and enter your debit card details, including the card number, payment amount, and your email ID.
  3. Enter Authentication Information
    Fill in the required authentication information and confirm the payment.
  4. Complete the Payment
    The payment amount will be deducted from your linked bank account.
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SBI Credit Card Bill Payment through SBI Card App

Another popular method to pay your SBI credit card bill is through the SBI Card App, which is available on Android, iOS, and Windows platforms. This app allows seamless payments, directly deducting the bill amount from your bank account.

Steps to Make SBI Credit Card Bill Payment using the SBI Card App

  1. Download and Register the App
    Download the SBI Card Mobile Banking App, and either log in or register (registration is a one-time process).
  2. Click on 'Pay Now'
    Tap the “Pay Now” button on the app.
  3. Select Payment Amount
    Choose the amount you want to pay, such as the total outstanding, minimum amount, or any custom amount.
  4. Choose Payment Method
    Select your bank and choose the payment method. You will be redirected to the bank’s payment interface.
  5. Confirm and Complete Payment
    Confirm your payment details and finalize the payment.

How to Pay SBI Credit Card Bill Online

To pay your SBI credit card bill online using Online SBI, follow these steps:

  1. Log into the Online SBI Portal
    Use your credentials to log in to your Online SBI account.
  2. Click 'View/Pay Bills'
    Under the 'Bill Payments' section, select 'Without Bills'.
  3. Choose SBI Card as the Biller
    Select SBI Card as your biller and click 'Pay'.
  4. Select Your SBI Account Number
    Choose the SBI account from which you want to make the payment.
  5. Enter the Payment Amount
    Type in the amount you wish to pay.
  6. Click 'Pay Now' and Submit
    Select 'Pay Now' and then click 'Submit' to complete your payment.

This simple process allows you to pay your SBI credit card bill online effortlessly.

SBI Credit Card Bill Payment through UPI (BHIM SBI Pay)

You can pay your SBI credit card bill conveniently through BHIM SBI Pay using UPI. Here’s how you can do it:

Registration Process for BHIM SBI Pay

  1. Download the App
    Download BHIM SBI Pay from the App Store or Google Play Store.
  2. Register with Your Mobile Number
    Open the app and register using your mobile number.
  3. Create a Virtual Payment Address (VPA)
    Create your preferred Virtual Payment Address (VPA) using the SBI handle, and link your account to this VPA.
  4. Set UPI PIN
    Set a UPI PIN to secure your transactions.
  5. Transact Using VPA
    After registration, you can use the BHIM SBI Pay app to transact by sharing only the VPA.

Bill Payment Process

  1. Select 'Pay by VPA'
    In the app, select Pay by VPA and enter your SBI credit card number in the format:Sbicard.16digitCardNumber@SBI
    Example: Sbicard.4726420123456789@SBI
  2. Enter the Payment Amount
    Type in the amount you wish to pay and click Go.
  3. Verify and Submit
    Verify your bank account MPIN and click Submit to complete the payment.

This UPI-based payment method makes paying your SBI credit card bill simple and efficient.

Payment Methods and Processing Time for SBI Credit Card

Here’s a list of payment methods and how long it takes for each:

  1. ATM Funds Transfer – 2 working days
  2. Paynet-Pay Online – Instant
  3. Online SBI – Instant
  4. National Automated Clearing House (NACH) – Credited on the due date
  5. Paytm – 3 working days
  6. SBI Debit Card – Instant
  7. Electronic Bill Payment – Within 3 working days
  8. SBI Auto Debit – Credited on the due date
  9. UPI – Instant
  10. Over the Counter Payment – 2 working days
  11. Electronic/Manual Drop Box – 4 working days
  12. Mobile Banking – Instant
  13. Visa Credit Card Pay – 3 working days
  14. Net Banking – Instant
  15. NEFT – 3 banking hours

How to Pay SBI Credit Card Bill Payment Offline

Here are the methods for making offline payments for your SBI Credit Card bill:

  1. Over the Counter (OTC) Payment
    • Step 1: Visit the nearest State Bank of India branch.
    • Step 2: Fill out the pay-in slip available at the information desk.
    • Step 3: Collect the receipt of acknowledgment after making the payment.
  2. SBI ATM Payment
    • Step 1: Visit the nearest SBI ATM.
    • Step 2: Insert your debit card, select 'Services', and then 'Bill Pay'.
    • Step 3: Enter your SBI Credit Card number and the payment amount.
  3. Cheque - Manual Drop Box
    • Step 1: Write your SBI Credit Card number on the cheque.
    • Step 2: Enter your phone number and name on the back of the cheque.
    • Step 3: Mention the payee name as 'SBI Card No. XXXX XXXX XXXX XXXX' (16-digit card number).
    • Step 4: Double-check the payment amount, signature, and date.
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FAQs

SBI offers several convenient online and offline payment options for your credit card bill. Online methods include PayNet, Visa Credit Card Pay, UPI, NEFT/RTGS, SBI Mobile Banking, Debit Card, and the SBI Card Mobile App. Offline options encompass Over the Counter (OTC) payments at SBI branches, cheque drop boxes, and payments via SBI ATMs.

The processing time varies depending on the payment method used:

  • Online Methods:
    • PayNet, Online SBI, UPI, Debit Card, SBI Mobile Banking, SBI Card Mobile App : Instant credit.
    • NEFT: Credit within 3 banking hours if the payment is made by 3:30 PM.
    • Visa Credit Card Pay: Credit within 3 working days.
  • Offline Methods:
    • Over the Counter (OTC) Payments: Credit within 2 working days.
    • Cheque Drop Box: Credit within 4 working days.
    • SBI ATM Payments: Credit within 2 working days.

Please note that processing times may vary, and it's advisable to make payments well before the due date to avoid late fees.

To pay via NEFT, add your SBI Credit Card as a beneficiary in your bank's net banking portal. Use the following details:

  • Beneficiary Name: SBI Card
  • Beneficiary Account Number: Your 16-digit SBI Credit Card number
  • IFSC Code: SBIN00CARDS
  • Beneficiary Bank Name: SBI Credit Card – NEFT
  • Beneficiary Branch Address: Payment Systems Group, State Bank GITC, CBD Belapur, Navi Mumbai

After adding the beneficiary, initiate the payment through your bank's net banking portal. Ensure the payment is made before 3:30 PM for same-day credit.

Yes, you can pay your SBI Credit Card bill using a debit card through the PayNet platform. Visit the SBI Card website, select the 'Pay through Debit Card' option, enter your debit card details, payment amount, and email ID, and complete the payment. The payment will reflect instantly in your credit card account.

To pay via the SBI Card Mobile App:

  • Download and Register: Install the app and register using your credentials.
  • Initiate Payment: Tap the 'Pay Now' button.
  • Select Amount: Choose the amount you wish to pay.
  • Choose Payment Method: Select your bank and payment method.
  • Confirm Payment: Verify the details and complete the payment.

The payment will be processed instantly.

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Please click the links below to find details and instructions related to SBI Credit Cards that can help you in easily managing your card:

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