Blocking & Unblocking Your SBI Credit Card

1. Block SBI Credit Card via Customer Care: You can call the following toll-free numbers to block your credit card:
• Toll-Free Numbers: 1800 180 1290, 1860 500 1290, 1860 180 1290
• STD Code: 39 02 02 02
2. Block your SBI Credit Card via Net Banking: Follow these steps to block your SBI card through Net Banking:
• Visit the SBI Card website
• Log in to your Net Banking account
• Go to the "Services" tab
• Select "Block Lost/Stolen Card"
3. Block SBI Credit Card via SMS: To block your card via SMS, send the following message:
• BLOCK XXXX to 5676791
• Replace "XXXX" with the last 4 digits of your SBI card.
• Ensure you send the SMS from your registered mobile number.

1. Written Application: Submit a written application to the SBI branch manager requesting the card to be unblocked.
2. By Visiting the Bank Branch: You can visit an SBI branch and request to have your credit card unblocked. The bank will process your request and unblock the card.
3. Email:
• Visit the bank's 'Write to Us' page
• Enter your card number, mobile number, email ID, and name
• Enter the OTP sent to your mobile
• Select the category and sub-category, then provide details and request the card to be unblocked
• Once your complaint is accepted, the card will be unblocked
4. Online Portal:
• Visit the official SBI Card website
• Log in to your account
• Go to the "Request" tab and select 'Card Activation'
• Choose the card you wish to unblock and complete the process
5. By Calling Customer Care: Call SBI’s customer care number from your registered mobile number to unblock your credit card.

1. Via SBI Card Customer Care: You can call the following helpline numbers to cancel your SBI credit card:
• 1860 500 1290
• 1860 180 1290
• 1800 180 1290
• (STD Code) 39020202 (alternate)

The customer care representative will ask for certain details to verify your identity and process your credit card cancellation request.

1. Via a Written Request: You can also cancel your SBI credit card by sending a letter to the following address:
• SBI Card, PO-Bag 28, GPO, New Delhi- 110001

• Redeem Reward Points: Check your reward points and redeem them before closing the card to avoid losing any benefits.
• Check the Latest Statement: Review your credit card statement to ensure there are no fraudulent transactions before cancellation.
• Do Not Use the Card: Avoid making new purchases before initiating the closure, as fresh transactions may prevent the cancellation.
• Clear All Dues: Ensure all dues are paid before requesting to close the card. SBI will not close the account if any pending amount remains.

1. Lowered Credit Limit: When you close a credit card, it reduces your overall credit limit. This can affect your credit utilization ratio, as you may end up using a higher percentage of the available credit from your remaining cards. This could negatively impact your credit score.
2. Shortened Credit History: Canceling a credit card can shorten the length of your credit history. While this may not have an immediate direct impact on your credit score, it prevents you from continuing to build a longer credit history, which is beneficial for improving your score over time.