The RBL Platinum Delight credit card is great for shopping enthusiasts, as it rewards you for every purchase. Cardholders get 2X reward points on weekend transactions. Plus, the card comes with yearly spending benefits, fuel perks, and more.
Key Highlights of RBL Bank Platinum Delight Credit Card |
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Best Suited For | Rewards |
Joining Fee | Rs. 1,000 |
Annual Fee | Rs. 1,000 |
Welcome Benefit | Earn 4,000 reward points on Joining. |
Bonus Rewards | Earn 1,000 Bonus Reward Points every month on swiping your Card 5 times for transactions worth Rs.1,000 or more. |
Reward Benefits | Earn 2 reward points for every Rs. 100 spent on all your purchases. |
Best Feature | Monthly Bonus Reward Points |
*Terms and conditions apply.
Table of Contents | ||
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Features and Benefits | ||
Fees and Charges | ||
Eligibility and Documentation | ||
Other Similar Credit Cards | ||
How to Apply? | ||
FAQs |
Welcome Benefits – Get 4,000 reward points when you pay the joining fee and make your first card swipe.
Also read: Best Travel Credit Cards in India
Bonus Rewards – Earn 1,000 Bonus Reward Points every monthly by swiping your card at least 5 times for transactions worth Rs. 1,000 or more in a calendar month.
Reward Points – Earn 2 reward points for every Rs. 100 spent on all your purchases. Double up your points to 2x on weekends when you spend Rs. 100.
Also read: Best Rewards Credit Cards in India
Annual Fee Waiver – If you spend Rs. 1.5 lakh or more in the previous year, you won't have to pay the annual fee for the RBL Platinum Delight credit card in the second year.
Fuel Surcharge Waiver – Enjoy a waiver on the fuel surcharge at any petrol station in India for transactions between Rs. 500 and Rs. 4,000. The maximum surcharge waiver is Rs. 150 in each billing cycle.
Also read: Best Fuel Credit Cards in India
Zero Lost Card Liability – This card provides zero liability facility on loss or theft of the credit card.
Security – The card comes EMV chip card with PIN authorization provides the customers additional security from skimming and fraudulent transactions
Here are the fees and charges for the RBL Platinum Delight Card:
Fee/Charge | Amount/Rate | |
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Annual Fee | Rs. 1,000 | |
Add-on Fee (per annum) | Nil | |
Finance Charges | Up to 3.99% p.m. (47.88% p.a.) | |
Late Payment Charges | 12.5% of the outstanding amount (Min. Rs. 5 | Max. Rs. 1,300) |
The following are the eligibility criteria to apply for RBL Platinum Delight Credit Card:
Criteria | Details |
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Occupation | Salaried or Self-employed |
Serviceable Cities | Click here for the list of eligible cities |
Documents Required | Click here for the list of Documents Required |
Credit Card | Annual Fee | Reward Points | Net Savings |
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RBL Platinum Delight Card | Rs. 1,000 | Earn 2X reward points on weekends on the spending Rs. 100 |
Rs. 4,627* Rs. 6,253** |
IndusInd Bank Platinum Aura Credit Card | Rs. 899 | Earn 4 Reward Points at departmental stores, grocery shopping, Hotel expenses, and restaurant bills |
Rs. 7,597* Rs. 14,797** |
ICICI Bank Coral Contactless Card | Rs. 500 | Earn 2 PAYBACK Points per Rs. 100 spent |
Rs. 10,636* Rs. 15,772** |
HDFC Platinum Times Credit Card | Rs. 1,000 | Earn 3 reward points per Rs. 150 spent |
Rs. 5,444* Rs. 8,288** |
*On spending Rs.2 lakh annually
**On spending Rs.4 lakh annually
You have the option to compare and apply for RBL Platinum Delight Credit Cards conveniently online through MybankingTips. Here are the steps to do so:
No annual fee from the second year onward if you spend Rs. 1.5 lakh or more in the previous year.
Fuel surcharge can be waived off at any petrol pump in India.
Please click the links below to find details and instructions related to RBL Bank Credit Cards that can help you in easily managing your card: