RBL Bank's Monthly Treats credit card is a delightful choice for cardholders who are looking for monthly cashbacks and reward points, especially for those who mostly make transactions related to groceries, movies, and dining. Here are the detailed features and benefits of the RBL Monthly Treats credit card:
Table of Contents | ||
---|---|---|
Features and Benefits | ||
Fees and Charges | ||
Eligibility and Documentation | ||
Other Similar Credit Cards | ||
How to Apply? | ||
FAQs |
Here are some features of the RBL Bank Monthly Treats Credit Card:
Monthly Cashback – The RBL Monthly Treats credit card offers attractive cashback benefits. By spending Rs. 3,000 in a month, cardholders can have the next month's fee, along with applicable taxes, waived. Also, there is a 10% cashback on groceries for the remaining part of the month. Additionally, if the cardholder spends an additional Rs. 2,000 in the same month, they can enjoy a 10% cashback on BookMyShow, Swiggy, and utility payments through the RBL MyCard application.
Also read: Best Travel Credit Cards in India
Reward Points – You can earn 2 reward points for every Rs.100 spent on online transactions and 1 reward point for every Rs.100 spent on all offline purchases, excluding fuel.
Also read: Best Rewards Credit Cards in India
Fuel Surcharge Waiver – Get a fuel surcharge waiver when you spend between Rs. 500 and Rs. 4,000 on fuel using the card.
Also read: Best Fuel Credit Cards in India
Monthly Fee – The RBL Monthly Treats credit card has a monthly fee of Rs. 75, but this fee is waived if you spend Rs. 3,000 or more every month.
Here are the fees and charges for the RBL Bank Monthly Treats Credit Card:
Fee/Charge | Amount/Rate | |
---|---|---|
Monthly Fee | Rs. 75 plus applicable taxes | |
Add-on Fee (per annum) | Nil | |
Finance Charges | Up to 3.99% p.m. (47.88% p.a.) | |
Late Payment Fee | 12.5% of the outstanding amount (Min. Rs. 5 | Max. Rs. 1,300) |
The following are the eligibility criteria to apply for an RBL Bank Monthly Treats Credit Card:
Criteria | Details |
---|---|
Occupation | Salaried or Self-employed |
Serviceable Cities | Click here for the list of eligible cities |
Documents Required | Click here for the list of Documents Required |
Credit Card | Annual Fee | Key Feature | MybankingTips Rating |
---|---|---|---|
SBI Card Elite Credit Card | Rs. 4,999 |
4 Reward Points equal to Re.1 in cash Earn 2 Reward Points per Rs. 100 spent internationally |
4.6/5 |
Standard Chartered DigiSmart Credit Card | Rs.49 (Monthly Fee) Waived off on spending Rs.5,000 in the previous month. | - | 3.5/5 |
HDFC MoneyBack Credit Card | Rs. 500 |
100 reward points = Rs. 20 of cash credit 2 reward points accrued for every Rs. 150 spent |
3.5/5 |
You have the option to compare and apply for RBL Credit Cards conveniently online through MybankingTips. Here are the steps to do so:
Cardholders can enjoy cashback benefits on groceries, BookMyShow, Swiggy, and other utility payments. Additionally, the card offers reward points and a waiver on fuel surcharge.
This card doesn't offer any travel perks. It's ideal for people who want a cashback or rewards card.
The RBL Monthly Treats credit card has a monthly membership fee of Rs. 75 plus GST. However, this fee can be waived if you spend Rs. 3,000 or more in a month.
Please click the links below to find details and instructions related to RBL Bank Credit Cards that can help you in easily managing your card: