RBL Bank Monthly Treats Credit Card

RBL Bank's Monthly Treats credit card is a delightful choice for cardholders who are looking for monthly cashbacks and reward points, especially for those who mostly make transactions related to groceries, movies, and dining. Here are the detailed features and benefits of the RBL Monthly Treats credit card:

Here are some features of the RBL Bank Monthly Treats Credit Card:

Monthly Cashback – The RBL Monthly Treats credit card offers attractive cashback benefits. By spending Rs. 3,000 in a month, cardholders can have the next month's fee, along with applicable taxes, waived. Also, there is a 10% cashback on groceries for the remaining part of the month. Additionally, if the cardholder spends an additional Rs. 2,000 in the same month, they can enjoy a 10% cashback on BookMyShow, Swiggy, and utility payments through the RBL MyCard application.

Also read: Best Travel Credit Cards in India

Reward Points – You can earn 2 reward points for every Rs.100 spent on online transactions and 1 reward point for every Rs.100 spent on all offline purchases, excluding fuel.

Also read: Best Rewards Credit Cards in India

Fuel Surcharge Waiver – Get a fuel surcharge waiver when you spend between Rs. 500 and Rs. 4,000 on fuel using the card.

Also read: Best Fuel Credit Cards in India

Monthly Fee – The RBL Monthly Treats credit card has a monthly fee of Rs. 75, but this fee is waived if you spend Rs. 3,000 or more every month.

Here are the fees and charges for the RBL Bank Monthly Treats Credit Card:

Fee/Charge Amount/Rate
Monthly Fee Rs. 75 plus applicable taxes
Add-on Fee (per annum) Nil
Finance Charges Up to 3.99% p.m. (47.88% p.a.)
Late Payment Fee 12.5% of the outstanding amount (Min. Rs. 5 | Max. Rs. 1,300)

The following are the eligibility criteria to apply for an RBL Bank Monthly Treats Credit Card:

Criteria Details
Occupation Salaried or Self-employed
Serviceable Cities Click here for the list of eligible cities
Documents Required Click here for the list of Documents Required

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Apply for RBL Bank Credit Cards

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You have the option to compare and apply for RBL Credit Cards conveniently online through MybankingTips. Here are the steps to do so:

  • Visit MybankingTips RBL Credit Card Section.
  • Select Your Ideal Credit Card.
  • Click on the ‘ Apply Now’ tab.
  • Fill in the required details to find out if you are eligible to apply for the card.
  • Once you have entered all the necessary information, click on ‘Submit’.
  • After you have successfully provided all the required information, you will receive a message with your application ID.

1. What are the main features of this credit card?

Cardholders can enjoy cashback benefits on groceries, BookMyShow, Swiggy, and other utility payments. Additionally, the card offers reward points and a waiver on fuel surcharge.

2. Are there any travel benefits on this card?

This card doesn't offer any travel perks. It's ideal for people who want a cashback or rewards card.

3. How much is the fee of this card?

The RBL Monthly Treats credit card has a monthly membership fee of Rs. 75 plus GST. However, this fee can be waived if you spend Rs. 3,000 or more in a month.

Please click the links below to find details and instructions related to RBL Bank Credit Cards that can help you in easily managing your card: