RBL Bank Platinum Delight Credit Card
rbl bank RBL Bank

RBL Bank Platinum Delight Credit Card

cat name Reward Points
cat name Fuel

Best Suited For: Rewards

Joining Fee: ₹1,000* Plus Applicable Taxes

Renewal Fee: ₹1,000* Plus Applicable Taxes

cat name Reward Points
cat name Fuel

Best Suited For: Rewards

Joining Fee: ₹1,000* Plus Applicable Taxes

Renewal Fee: ₹1,000* Plus Applicable Taxes

Best Feature:- Monthly Bonus Reward Points

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The RBL Platinum Delight Credit Card is a great choice to earn rewards on everyday expenses. With a joining fee of ₹1,000, this card gives you a welcome bonus of 4,000 Reward Points. It offers 2 Reward Points for every ₹100 spent and doubling it on the weekends. Which makes it the perfect choice for weekend shoppers. You can also enjoy monthly bonus points based on your spending, adding even more value to your transactions. With an attractive rewards program and practical benefits, this card saves you more while spending smarter.

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All You Need To Know

Card Type

Rewards

Welcome Benefits
  • Receive 4,000 Reward Points as a welcome bonus upon completing your first retail transaction within 30 days of card issuance.
  • Membership fee of ₹1,000 is applicable to unlock these benefits.
Reward Points
  • Earn 2 Reward Points for every ₹100 spent on weekdays.
  • Enjoy 4 Reward Points per ₹100 on purchases made during weekends (Saturdays and Sundays).
  • Bonus Rewards: Earn 1,000 bonus Reward Points monthly by making 5 transactions of at least ₹1,000 each in a calendar month.
  • Capping: Maximum reward points per month is 1,000.
  • Exclusions: No reward points are awarded on fuel, railways, utilities, insurance, wallet reloads, rentals, and other specified transactions.
Rewards Redemption
  • Points can be redeemed on the RBL Rewards website for flights, hotels, vouchers, and lifestyle products.
  • Conversion Rate: 1 Reward Point = ₹0.25.
  • A redemption fee of ₹99 + GST is charged for each redemption request.
Milestone Benefits
  • Spend ₹2 lakhs in a year to receive a waiver of the annual fee for the next year.
  • Earn 1,000 bonus points for every calendar month where you complete 5 transactions of at least ₹1,000 each.
Fuel Benefits
  • 1% Fuel Surcharge Waiver:
    • Applicable for fuel purchases ranging between ₹400 and ₹5,000.
    • The maximum waiver limit is ₹150 per month.
Security Features
  • Equipped with an EMV chip and PIN authorization for enhanced security.
  • Zero Lost Card Liability: Inform RBL Bank immediately upon losing your card to avoid liability for unauthorized transactions.
  • OTP system ensures secure transactions for both online and offline purchases.
Flexibility & Repayment Options
  • Split n’ Pay: Convert purchases above ₹5,000 into easy EMIs.
  • Balance Transfer Facility: Transfer balances from other credit cards to this card and convert them into EMIs.
  • Set Spend Limits: Cardholders can customize their credit limit and set spending limits for add-on cards by contacting RBL customer support.
Key Benefits Overview
  • Annual Fee Waiver: Save ₹1,000 by spending ₹1.5 lakhs annually.
  • Fuel Benefits: Reduce fuel costs with a 1% surcharge waiver.
  • High Reward Earning Potential: Earn up to 4 Reward Points per ₹100 spent on weekends, making it ideal for frequent shoppers and weekend spenders.
  • Ease of Redemption: Redeem points conveniently for travel, shopping, and lifestyle needs.

RBL Bank Platinum Delight Credit Card Eligibility:

Criteria Details
Occupation Salaried or Self-employed
Serviceable Cities Click here for the list of eligible cities
Documents Required Click here for the list of Documents Required

Here are the fees and charges for the RBL Platinum Delight Card:

Fee/Charge Amount/Rate
Annual Fee Rs. 1,000
Add-on Fee (per annum) Nil
Finance Charges Up to 3.99% p.m. (47.88% p.a.)
Late Payment Charges 12.5% of the outstanding amount (Min. Rs. 5 | Max. Rs. 1,300)

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FAQs

A fee of Rs. 100 is charged, for every cash deposit transaction made for credit card repayment at the RBL branch.

You will earn 2 Reward Points for every Rs. 100 spent on purchases with your RBL Bank Platinum Delight Credit Card.

The 'Fun Weekends' offer allows you to double your reward points on all your spending during the weekends. It is a great way to maximize rewards.

Yes, the annual fee in the second year is waived off if you spend over Rs. 1.5 lakh in the first year.

The fuel surcharge can be waived at any petrol pump across India.

GST is an indirect tax imposed on the supply of goods and services in India. It is applicable on credit card transactions as per government regulations.

You can use your reward points for hotel/flight bookings, mobile recharges, shopping vouchers, and several other options available at RBL Rewards.

No, the RBL Platinum Delight Credit Card does not offer zero liability protection for lost or stolen cards.

The foreign currency markup fee on the RBL Platinum Delight Credit Card is up to 3.5% on all foreign currency spends.

For the RBL Platinum Delight Credit Card, 1 Reward Point is equal to Rs. 0.25.

Please click the links below to find details and instructions related to RBL Bank Credit Cards that can help you in easily managing your card:

Check if you are eligible for the RBL Platinum Delight Credit Card on
mybankingtips.com

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