RBL Bank Monthly Treats Credit Card
rbl bank RBL Bank

RBL Bank Monthly Treats Credit Card

cat name Cashback
cat name Reward Points

Best Suited For: Cashback

Joining Fee: ₹100 per month/- Plus Applicable Taxes

Renewal Fee: ₹100 per month/- Plus Applicable Taxes

cat name Cashback
cat name Reward Points

Best Suited For: Cashback

Joining Fee: ₹100 per month/- Plus Applicable Taxes

Renewal Fee: ₹100 per month/- Plus Applicable Taxes

Best Feature:- 20 Reward Points for every Rs.100 spent on international and dining spends on weekends.

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The RBL Bank Monthly Treats Credit Card is designed for millennials and smart spenders. It offers great saving opportunities and attractive benefits tailored to your lifestyle. The monthly fee of ₹50 can also be waived if you spend ₹3,000 or more in the previous month. Cardholders enjoy 10% cash back on popular categories like groceries, Swiggy, utility bill payments, and entertainment on BookMyShow with some additional benefits. It is an all-rounder choice for everyday expenses.

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All You Need To Know

Card Type

Cashback

Monthly Cashback Benefits
  • Spend-Based Cashback:
    • Spend ₹3,000 in a month to receive ₹50 cashback.
    • Enjoy 10% cashback on grocery purchases for the rest of the month, capped at ₹100.
    • On spending ₹5,000 per month, receive:
      • 10% cashback on Swiggy orders.
      • 10% cashback on BookMyShow ticket purchases.
      • 10% cashback on utility bill payments via the RBL MyCard app.
    • Total monthly cashback is capped at ₹100 per category.
Reward Points
  • Earn Points on Spending:
    • 1 Reward Point for every ₹100 spent on eligible categories.
  • Exclusions:
    • No reward points for transactions on fuel, insurance, wallets, railways, utilities, or rentals.
Fuel Benefits
  • Fuel Surcharge Waiver:
    • Save 1% on fuel surcharge for transactions between ₹500 and ₹4,000.
    • Monthly waiver capped at ₹100.
Fee Waiver Benefits
  • Monthly Membership Fee:
    • ₹100 (plus GST).
    • Waived off upon spending ₹3,000 or more in the previous month.
  • Reward Redemption Fee:
    • ₹99 (plus GST) for redeeming points, effective from August 2022.
Additional Benefits
  • EMI Conversion:
    • Convert high-value purchases into easy EMIs with reduced processing fees.
  • 24/7 Concierge Services:
    • Assistance for lifestyle needs like dining reservations, travel bookings, and more.
  • International Transactions:
    • 3.5% fee on foreign transactions.
Key Benefits Summary
  • Cashback:
    • Up to ₹300 cashback monthly across groceries, dining, and entertainment.
  • Rewards:
    • Accumulate points on online and offline spends, with redemption options for vouchers, products, and services.
  • Fuel Savings:
    • Ideal for reducing fuel costs with surcharge waivers.
  • Fee Waiver:
    • Monthly membership fee can be avoided by meeting spending thresholds.
  • Utility Payments:
    • Earn benefits on bill payments via the RBL MyCard app.

RBL Bank Monthly Treats Credit Card Eligibility:

Criteria Details
Occupation Salaried or Self-employed
Serviceable Cities Click here for the list of eligible cities
Documents Required Click here for the list of Documents Required

Here are the fees and charges for the RBL Bank Monthly Treats Credit Card:

Fee/Charge Amount/Rate
Monthly Fee Rs. 75 plus applicable taxes
Add-on Fee (per annum) Nil
Finance Charges Up to 3.99% p.m. (47.88% p.a.)
Late Payment Fee 12.5% of the outstanding amount (Min. Rs. 5 | Max. Rs. 1,300)

Apply for RBL Monthly Treats Credit Cards

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FAQs

The RBL Bank Monthly Treats Credit Card offers a 10% cashback on your entertainment, dining, and bill payments. Additionally, you receive a fuel surcharge waiver.

You may need to provide documents such as a copy of your IT Returns, salary slip, and Form 16 as proof of income when applying for the card.

You can apply for the RBL Bank Monthly Treats Credit Card online through BankBazaar or directly on the official RBL Bank website.

While the RBL Bank Monthly Treats Credit Card doesn't offer an instant cash facility, the RBL Bank BankBazaar SaveMax Credit Card provides instant cash through its Xpress Cash Facility.

No, the RBL Bank Monthly Treats Credit Card does not provide any travel benefits. It is designed mainly for cashback and rewards on daily expenses.

The RBL Bank Monthly Treats Credit Card comes with a monthly fee of Rs. 75 + GST, which can be waived off if you spend Rs. 3,000 or more in a month.

This card offers cashback benefits on grocery purchases, BookMyShow, Swiggy, and other utility payments. It also provides reward points and a fuel surcharge waiver.

Yes, a monthly fee of Rs. 50 is charged on the RBL Bank Monthly Treats Credit Card.

You can receive up to 10% cashback on grocery purchases made with the RBL Bank Monthly Treats Credit Card.

The interest rate on the RBL Bank Monthly Treats Credit Card is 3.99% per month, which is equivalent to 47.88% per annum.

Please click the links below to find details and instructions related to RBL Bank Credit Cards that can help you in easily managing your card:

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