Tata Capital Personal Loan

Also read: Best Personal Loan in India

• Purpose: Tata Capital Personal Loan overdraft feature provides flexibility for borrowers to withdraw funds as needed from the approved limit and make repayments according to their convenience. Interest is charged solely on the withdrawn amount, and borrowers can make multiple withdrawals and repayments within the approved limit.
• Loan Amount: s 2 lakh- 35 lakh
• Tenure: Up to 7 years

• Purpose: Tata Capital provides Marriage Loans to consumers to help finance their wedding-related expenses.
• Loan Amount: Rs 75,000- 35 lakh
• Tenure: 1 to 6 years

• Purpose:  If you're thinking about getting a personal loan, you can use a Medical Loan to cover costs for medical emergencies or procedures like cosmetic and dental treatments.
• Loan Amount: Rs 75,000- 35 lakh
• Tenure: 1 to 6 years

• Purpose: Tata Capital's Personal Loan for Education enables individuals to fund tuition fees and living expenses for students pursuing further education in India or abroad. This loan option is suitable for those who may not qualify for a traditional education loan.
• Loan Amount: Rs 75,000- 35 lakh
• Tenure: 1 to 6 years

• Purpose: People can use the Tata Capital Personal Loan for Travel to cover various travel-related costs, such as transportation, hotel expenses, tour packages, and any other expenses associated with their journey.
• Loan Amount: Rs 75,000- 35 lakh
• Tenure: 1 to 6 years

• Purpose: Tata Capital has a special Personal Loan for Doctors, which helps them with personal and professional needs like buying advanced medical equipment or renovating their clinic.
• Loan Amount: Rs 5 lakh-Rs 75 lakh
• Tenure: 1 to 6 years

• Purpose: Personal Loan for Women from Tata Capital allows working women as well as home makers to raise finance for meeting their diverse financial needs.
• Loan Amount: Rs 2 lakh onwards
• Tenure: Up to 6 years (personal loan overdraft facility available)

• Purpose: Tata Capital provides instant pre-approved personal loans to individuals with excellent repayment histories. The NBFC may also take into account factors such as monthly income, credit score, age, and more when extending this loan facility to eligible individuals.

• Purpose: Tata Capital provides a Personal Loan for Home Renovation, helping individuals finance a range of home improvements, from extensive interior upgrades to basic maintenance and repair needs.
• Loan Amount:  Rs 75,000- Rs 35 lakh
• Tenure: 1-6 years

• Purpose: Government employees can apply for a Personal Loan for Government Employees from Tata Capital to address their personal financial requirements.
• Loan Amount:  Up to Rs 35 lakh
• Tenure: 1-6 years

• Purpose: Tata Capital provides a Personal Loan for Salaried Employees, designed to meet the personal financial needs of individuals who receive a regular salary.
• Loan Amount:  Rs 75,000- Rs 35 lakh
• Tenure: Up to 6 years (personal loan overdraft facility available)

Also read: Best Personal Loan Status

Tata Capital decides if you qualify for a personal loan based on your income, age, job stability, credit score, monthly income, and work experience. Here are the criteria you need to meet for different Tata Capital personal loan schemes:

• Age: Between 22 and 58 years.
• Minimum Monthly Income: Rs 20,000.
• Job Stability: Employed in the same job for at least 6 months.
• Work Experience: Minimum of 1 year of overall work experience.

• Age: Between 16 and 26 years.
• Minimum Monthly Income: The applicant or their parents should have a minimum monthly income of Rs 15,000.
• Academic Record: Good academic performance in the past.
• Guarantor/Security: The applicant should have a guarantor or be able to provide security for the loan.

• Age: Between 22 and 58 years.
• Work Experience: Minimum of one year of work experience.
• Minimum Monthly Salary: The applicant should have a minimum monthly salary of Rs 15,000.

• Employment Status: Borrower should be salaried.
• Age: Between 21 and 58 years.
• Job Stability: Employed in the current organization for at least 6 months.
• Work Experience: Minimum work experience of 2 years.
• Minimum Monthly Income: Rs 20,000.

• Employment Status: Salaried individual.
• Work Experience: Minimum 1 year of work experience.
• Job Stability: Working in the current organization for at least 6 months.
• Age: Between 21 and 58 years.
• Minimum Monthly Income: At least Rs 20,000.

• Age: Minimum 24 years to maximum 65 years at the time of loan maturity.
• Minimum Monthly Income: Rs 20,000.
• Minimum Work Experience: 2 years for regular applicants.
• For Entrepreneurs: Minimum 3 years of experience in the current field.

• Age: Between 22 and 58 years.
• Minimum Monthly Income: Rs 15,000.
• Work Experience: At least 1 year of work experience.
• Other Criteria: Consideration of CIBIL Score and job stability.

• Age: Between 22 and 58 years.
• Minimum Monthly Income: Rs 15,000.
• Minimum Work Experience: 1 year.

• Minimum Work Experience: 1 year.
• Age: Between 22 and 58 years.
• Minimum Monthly Income: Rs 15,000.

• Age: Between 22 and 58 years.
• Minimum Work Experience: 1 year.
• Minimum Monthly Income: Rs 15,000.
• Credit Score: Minimum 750 or above.
• Repayment History: Should have repaid previous debts on time.

Also read: Best Personal Loan Eligibility

1. Photo ID Proofs:

2. Income Proofs:

3. Salary Slips:

4. Address Proof:

5. Employment Certificate:

1. For Education Purpose:

2. Financial Documents:

3. Educational Institute-related Documents:

4. Employment Details:

5. Security Documents (if applicable):

Also Read: Best Personal Loan Documents Required