Personal Loan Documents Required

Address Proof (Any one):

• Aadhaar Card
• Passport
• Driving License
• Ration Card
• Utility Bill (telephone, electricity, water, gas) – less than 2 months old

Photo Identity Proof (Any one):

• Aadhar Card
• Driving License
• Passport
• PAN Card
• Voter’s ID

Income Proof:

• Salary slips (Last 3 months)
• Bank statements for the last 3 to 6 months (showing salary credit)

Tax Paid (Any one:

• IT returns (for 2 years)
• Form 16

Residence Ownership Proof (Any one):

• Electricity bill
• Property documents
• Maintenance bill

Proof of Job Continuity (Any one):

• Current Employment Certificate
• Current Job Appointment Letter (if employed with the same organization for more than 2 years)
• Experience Certificate (includes relieving or appointment letter from the previous employer along with a job certificate)

Proof of Investment (if any) – Fixed assets, fixed deposit, shares, etc.

Existing Loans (if any) – Payment Track Record & Sanction letter

Photograph – Coloured passport size photographs

Address Proof (Any one):

• Aadhaar Card
• Passport
• Ration Card
• Driving License
• Utility Bill (telephone, electricity, water, gas) – less than 2 months old

Photo Identity Proof (Any one):

• Aadhaar Card
• Passport
• PAN Card
• Voter’s ID
• Driving License

Proof of Residence Ownership (Any one):

• Maintenance bill
• Electricity bill
• Property documents

Proof of Business Existence (Any one):

• Copy of GST registration
• Company registration license
• Shop establishment proof

Proof of Office Address and Ownership (Any one):

• Maintenance bill
• Property documents
• Electricity bill

Income Proof:

• Last 2 years' Income Tax Returns of the applicant, along with the computation of income, duly attested by a Chartered Accountant.
• Audited Balance Sheet and Profit & Loss Accounts, including the tax audit report if applicable.
• Savings/Current Account Bank Statement or Bank Passbook for the past one year.

Proof of Investment (in case any) – Investments such as fixed deposit, fixed assets, shares, etc.

Existing Loan Documents (in case any) – Payment Track Record and sanction letter

Professional Degree Certificate- (In case of professionals)

Photograph – Coloured passport size photographs

Identity Proof:

• Copy of the passport
• Copy of the visa

Employment Proof:

• Letter of Appointment
• Job contract
• Labour/ Identity card (if applicable)
• Official email ID or the HR’s email ID

Income Proof:

• Last 6 months’ bank statements
• Last 6 months’ salary slips or salary certificate

Address Proof (Any one):

• Aadhaar card
• Passport
• Utility bills
• Ration card
• Driving licence

Income Proof (Any one):

• Last 6 months’ bank statements/salary slips
• Bank passbook
• Form 16
• Copy of pension payment order
• Income tax returns

Identity/Age Proof (Any one):

• Aadhar card
• Voter ID card
• Ration card
• Passport
• PAN card
• Driving licence
• Birth certificate
• School leaving certificate