Kotak League Platinum Credit Card
Kotak bank KOTAK Bank

Kotak League Platinum Credit Card

cat name Reward Points
cat name Shopping

Best Suited For: Shopping & Rewards

Joining Fee: ₹499* Plus Applicable Taxes

Renewal Fee: ₹499* Plus Applicable Taxes

cat name Reward Points
cat name Shopping

Best Suited For: Shopping & Rewards

Joining Fee: ₹449* Plus Applicable Taxes

Renewal Fee: ₹499* Plus Applicable Taxes

Best Features:- 8 reward points per Rs. 150 spent via this credit card

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The Kotak League Platinum Credit Card is a great choice for people looking for a credit card that perfectly balances rewards and lifestyle benefits. This is designed for frequent spenders. It offers cashback on lifestyle and entertainment expenses to exclusive perks like fuel surcharge waivers and zero-liability cover. With a low joining fee of just ₹499, the cardholders can earn up to 8 reward points for every ₹150 spent. It is a combination of premium experience while maximizing your savings.

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All You Need To Know

Card Type

Shopping & Rewards

Premier Rewards
  • Earn 8 reward points per Rs. 150 spent on special categories like travel agencies, airlines, departmental stores, electronics, and durable goods.
  • Earn 4 reward points per Rs. 150 on all other spends.
  • On spending over Rs. 2 lakh annually, earn 8 reward points across all categories.
Welcome Benefits
  • Receive a movie ticket voucher worth Rs. 500 after paying the joining fee.
Milestone Benefits
  • Spend Rs. 1.25 lakh every six months to choose between:
    • 4 free PVR tickets (maximum ticket price Rs. 400 each).
    • 10,000 bonus reward points credited in the next billing cycle.
  • Non-PVR city residents can only avail of the reward points.
Priority Assistance
  • Get access to KASSIST, an exclusive priority support service:
    • Send an SMS "KASSIST" to 5676788, and a customer representative will respond within 30 minutes.
    • Services include utility bill payments, cheque collection, and more.
Fuel Surcharge Waiver
  • Enjoy a 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000.
  • Save up to Rs. 3,500 annually.
  • No reward points on fuel purchases.
Railway Surcharge Waiver
  • Save on railway surcharges when booking tickets on IRCTC.
  • Maximum surcharge waiver: Rs. 500 per year.
  • No reward points on railway transactions.
Complimentary Insurance Coverage
  • Get Lost Card Liability Cover of up to Rs. 1.25 lakh for fraudulent transactions up to 7 days before reporting.
Add-On Cards
  • Add-on cards come with the same benefits as the primary card.
  • Set spending limits and track expenses separately for add-on cardholders.
Best Feature
  • Reward Points Program
    • Earn up to 8 reward points per Rs. 150 spent, making it one of the most rewarding credit cards for travel, shopping, and lifestyle expenses.
Additional Features
  • Spending Tracker: Monitor your spends and set personalized limits.
  • Reward Redemption: Use reward points for movie tickets, air tickets, branded merchandise, and more.
  • Flexible Credit: Choose between milestone rewards or PVR movie tickets as per your preference.

Kotak Bank League Platinum Credit Card Eligibility:

Criteria Details
Age 18 to 65 years
Minimum Income Rs. 5 Lakh p.a.
Serviceable Cities Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi, Hyderabad, Kolkata, Mumbai, Navi Mumbai and Pune
Documents Required Click here for the list of documents required

The fees and charges applicable to this credit card are mentioned in the table below:

Type of Fee or Charge Amount
Joining Fee Rs. 449 / Nil
Annual Fee Rs. 499 (Waived off on spending Rs. 50,000 in a year)
Finance Charges 3.50% p.m. (42% p.a.)
Late Payment Charges For Outstanding Amount:
  • Less than or equal to Rs. 500: Rs. 100
  • Between Rs. 500 to Rs. 10,000: Rs. 500
  • Greater than Rs. 10,000: Rs. 700

Apply for Kotak League Platinum Credit Card

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FAQs

This card is designed for individuals who frequently use credit cards for expenses and want to earn rewards. It is rewarding for users who achieve the annual spending milestone of ₹2 lakh.

Yes, the card can be used for international transactions. But you are charged a foreign exchange markup fee of 3.5% for such transactions.

Yes, you can apply for add-on cards for family members over 18 years of age. Add-on cards have the same benefits as the primary card, and you can set spending limits for each.

Upon spending ₹1.25 lakh in six months, you can earn either four free PVR tickets or 10,000 reward points. These benefits must be claimed within three months after the program period ends.

You can redeem points for various options, including air tickets, merchandise, movie tickets, and more. Log in to your Kotak Mahindra account, navigate to "Rewards Redemption" under credit cards, and choose your preferred redemption option.

The joining and annual fee is ₹499 each. The joining fee can be waived if you spend more than ₹50,000 in a year.

No, complimentary lounge access is not available with this card.

The interest rate is 42% per annum (3.5% per month) on unpaid dues.

You can get a railway surcharge waiver of up to ₹500 annually.

Here are some of the links that will help you manage your Kotak Credit Card, you can click on them as per your requirements:

Check if you are eligible for the Kotak League Platinum
Credit Card on mybankingtips.com

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