IndusInd Bank provides efficient customer care services to assist credit card holders with various issues such as payment inquiries, credit card limits, statement clarifications, and even reporting lost or stolen cards. Whether you prefer calling or filing a grievance, the bank ensures quick resolutions to ensure a smooth banking experience.
IndusInd Bank Credit Card Customer Care Number |
1860-267-7777 |
IndusInd Bank offers the IndusAlerts service, allowing you to access key credit card details and perform certain actions through SMS. To use this service, simply send the appropriate SMS to 5676757 with the last 4 digits of your credit card number. Here's a list of the services available:
Type of Service | Sent SMS on 5676757 |
Available Credit Limit | BALE |
Total Amount Due, Minimum Amount Due, Payment Due Date | STMT |
IVR OTP for Your Primary Credit Card | OTPC |
Latest Statement by Email | ESMT |
Block Your Credit Card | BLOCK |
Till Date Reward Points | RBALE |
Note: Replace XXXX with the last four digits of your credit card number.
To resolve any issues related to your IndusInd Bank credit card, you can directly email the customer care team. Below is a list of email addresses categorized for existing and new customers:
These email addresses will help you connect with the appropriate support team for assistance regarding your IndusInd Bank credit card.
If your issue is not resolved by the branch or customer care executive within 7 working days, you can escalate the matter to the regional heads or the Head of Customer Care. Here are the steps for escalation:
A credit card EMI (Equated Monthly Installment) allows you to convert your credit card purchases into manageable monthly payments over a set period. With IndusInd Bank, you can choose a tenure ranging from 3 to 24 months, depending on your financial preferences. It helps you break your larger purchases into manageable chunks and make them affordable.
To convert a purchase into an EMI, you can use the IndusMobile app. After logging in, navigate to the 'Credit Card' section, select 'Convert Outstanding to EMI,' choose your preferred tenure, and confirm the conversion. This process allows you to manage your payments effectively.
Yes, IndusInd Bank charges interest on EMIs, which can vary based on the tenure and type of EMI plan selected. For instance, post-purchase EMIs may have an interest rate of around 1.5% per month, while merchant EMIs could be at 14%. It's important to review the specific terms and conditions for each EMI plan to understand the applicable charges.
Yes, IndusInd Bank offers the option to convert your existing credit card outstanding balance into EMIs. This can be done through the IndusMobile app by selecting the 'Convert Outstanding to EMI' option and choosing a suitable tenure. This feature helps in managing large outstanding amounts by spreading the payments over time.
The 'No-Cost EMI' option allows you to convert your purchases into EMIs without any additional interest charges. To avail this, ensure that the product is eligible and that the retailer is a partner merchant with IndusInd Bank. At the time of purchase, select the 'No-Cost EMI' option, choose your preferred tenure, and complete the transaction using your IndusInd Bank credit card. This option makes high-value purchases more affordable by eliminating interest costs.
To conveniently handle your IndusInd Bank Credit Cards, you can simply click on the following links: