IndusInd Bank Platinum Credit Card
IndusInd bank IndusInd Bank

IndusInd Bank Platinum Credit Card

cat name Dining
cat name Lifestyle

Best Suited For: Dining & Lifestyle

Joining Fee: ₹3,000* Plus Applicable Taxes

Renewal Fee: ₹0* Plus Applicable Taxes

cat name Dining
cat name Lifestyle

Best Suited For: Dining & Lifestyle

Joining Fee: ₹3,000* Plus Applicable Taxes

Renewal Fee: ₹0* Plus Applicable Taxes

Best Feature:- 1.5 reward points for every Rs. 150 spent

credit score

The IndusInd Platinum Credit Card is a rewards-driven credit card designed to cater to diverse lifestyle and travel needs. It is available on the Visa and RuPay networks. This card offers excellent value across all transactions by earning reward points. These poins can be redeemed for Air Miles, cash credit, products, or vouchers from an extensive rewards catalog.

Tailored for travelers and lifestyle enthusiasts, it features a comprehensive rewards program alongside a host of exclusive travel and lifestyle perks. With its ability to adapt to varying lifestyle requirements, the IndusInd Platinum Credit Card is ideal for individuals looking for a flexible, value-packed credit card.

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All You Need To Know

Card Type

Dining & Lifestyle

Welcome Benefits
  • Luxury Brand Vouchers: Get vouchers for Montblanc, Luxe Gift Card, and exclusive luxury hotels.
  • Vouchers from Amazon, Flipkart, Uber, and others.
Movie Benefits
  • Get two complimentary movie tickets worth ₹200 each every month.
Insurance Benefits
  • Air Accident Insurance: Complimentary coverage of ₹25 lakh for personal air accidents.
  • Travel Insurance:
    • Lost Baggage: ₹1 lakh
    • Delayed Baggage: ₹25,000
    • Loss of Passport: ₹50,000
    • Lost Ticket: ₹25,000
    • Missed Connection: ₹25,000
  • Zero Liability on Lost or Stolen Card: Coverage for unauthorized transactions up to 48 hours before reporting the loss to the bank.
Fuel Benefits
  • Fuel Surcharge Waiver: 1% surcharge waiver on fuel transactions of ₹500 to ₹3,000, up to ₹100 per billing cycle.
Reward Points
  • Earn 1.5 reward points on every ₹150 spent (except fuel).
  • Reward Redemption Options:
    • Redeem via IndusMoments for gifts.
    • Convert to airline miles (InterMiles, Vistara).
    • Use for cash credit or Pay with Rewards.
Additional Features
  • Concierge Services: 24/7 assistance for travel bookings, hotel reservations, and more.
  • Roadside Assistance: Emergency services like flat tire help, refueling, towing, etc.
  • Fraud Protection: Covers unauthorized transactions and counterfeit fraud.
Other Benefits
  • Visa/Mastercard Platform: Available on both platforms, offering flexibility.
  • Airline Miles: Redeem rewards for miles or upgrades with airlines.
  • Hotel Bookings: Assistance with hotel reservations and bookings.

IndusInd Bank Platinum Credit Card Eligibility:

Criteria Details
Age 21 to 60 years (or till retirement age)
Occupation Salaried and Self-employed
Minimum Income Rs. 20,000 per month
Documents Required Click here for the list of acceptable documents
Serviceable Cities Click here for the list of eligible cities

Below mentioned are the fees and charges associated with this credit card:

Titles Details
Joining Fee Rs. 3,000 (Nil, if applied via MybankingTips)
Annual Fee Nil
Finance Charges 3.83% per month (46% per annum)
Late Payment Charges** For Statement Balance
  • Up to Rs. 100 – Nil
  • Rs. 101 to Rs. 500 – Rs. 100
  • Rs. 501 to Rs. 1,000 – Rs. 350
  • Rs. 1,001 to Rs. 10,000 – Rs. 550
  • Rs. 10,001 to Rs. 25,000 – Rs. 800
  • Rs. 25,001 to Rs. 50,000 – Rs. 1,100
  • Above Rs. 50,000 – Rs. 1,300

Apply for IndusInd Platinum Credit Card

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FAQs

With this card you get a 1% fuel surcharge waiver for transactions between ₹500 and ₹3,000. The maximum benefit is capped at ₹100 per billing cycle.

You can call 1860 267 7777 for any queries or assistance.

You can update your address through Internet Banking by uploading your new address proof or by calling customer care.

You can check your card balance using the IndusInd Bank mobile app, Internet Banking, or by sending an SMS.

You can pay your bill online using Internet Banking, NEFT, or Mobile Banking. You can also pay offline via cash or cheque at the bank.

To conveniently handle your IndusInd Bank Credit Cards, you can simply click on the following links:

Apply for IndusInd Platinum Credit Card with MybankingTips

Apply Now

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