IndusInd Platinum Aura Edge Credit Card
IndusInd bank IndusInd Bank

IndusInd Platinum Aura Edge Credit Card

cat name Shopping
cat name Reward Points

Best Suited For: Shopping

Joining Fee: ₹500* Plus Applicable Taxes

Renewal Fee: ₹0* Plus Applicable Taxes

cat name Shopping
cat name Reward Points

Best Suited For: Shopping

Joining Fee: ₹500* Plus Applicable Taxes

Renewal Fee: ₹0* Plus Applicable Taxes

Best Feature:- 4 savings points per Rs. 100 spent at departmental stores and grocery

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The IndusInd Platinum Aura Edge Credit Card is a versatile and budget-friendly option designed to offer tailored rewards and savings. Perfect for shoppers and travelers, it provides four customizable reward plans—Shop Plan, Home Plan, Travel Plan, and Party Plan.

With a joining fee of ₹500, this card becomes lifetime-free after the initial payment. You can earn up to 4 Saving Points per ₹100 spent. Additional perks include the ability to convert your transactions into easy EMIs, complimentary air accident insurance, and other travel insurance coverages. The IndusInd Platinum Aura Edge Credit Card ensures flexibility and value for everyday expenses.

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All You Need To Know

Card Type

Shopping

Rewards Program
  • Customizable Plans: Choose from Shop Plan, Home Plan, Travel Plan, or Party Plan based on your spending habits.
    • Shop Plan: Up to 4 points on department store shopping.
    • Home Plan: Up to 4 points on groceries.
    • Travel Plan: Up to 4 points on hotel bookings.
    • Party Plan: Up to 4 points on restaurant dining.
  • Reward Redemption:
    • 1 Reward Point = ₹0.35 (cashback) or converted into miles (e.g., InterMiles/Vistara Points).
    • A maximum of 10,000 reward points can be redeemed per statement cycle.
Welcome Benefits
  • Complimentary e-gift vouchers from popular brands like Amazon, Flipkart, Zee5, and Ola.
  • EazyDiner voucher for restaurant discounts.
  • Vouchers valid for 6 months; delivered via email/SMS within 10 days after joining.
Insurance Benefits
  • Air Accident Cover: ₹25 lakh.
  • Travel Insurance:
    • Lost Baggage: ₹1 lakh.
    • Delayed Baggage: ₹25,000.
    • Lost Passport: ₹50,000.
    • Missed Connection/Lost Ticket: ₹25,000.
Fuel Benefits
  • 1% fuel surcharge waiver on transactions ₹400 - ₹4,000.
  • Waiver capped at ₹100 per billing cycle.
Contactless Payments
  • EMV chip-enabled for secure, tap-and-go transactions.
Entertainment & Lifestyle Benefits
  • Movie Offers:
  • Discounts on partner brands like Big Bazaar, Apollo Pharmacy, and Uber.
EMI Benefits
  • Convert transactions and balances into EMIs at 1.1% monthly interest with zero processing fees.
Zero Liability Protection
  • No liability for unauthorized transactions reported within 48 hours of card loss.
Additional Features
  • Fuel surcharge waiver across petrol pumps in India.
  • Emergency Roadside Assistance services.

IndusInd Platinum Aura Edge Credit Card Eligibility:

Eligibility Criteria Details
Age 21 to 60 years
Occupation Salaried and Self-employed
Minimum Income Rs. 20,000 per month
Documents Required Click here for the list of acceptable documents
Serviceable Cities Click here for the list of eligible cities

Below mentioned are the fees and charges associated with this credit card:

Fees / Charges Amount
Joining Fee Rs. 500
Annual Fee Nil
Finance Charges 3.95% p.m. (47.40% p.a.)
Late Payment Charges** For Statement Balance
  • Up to Rs. 100 – Nil
  • Rs. 101 to Rs. 500 – Rs. 100
  • Rs. 501 to Rs. 1,000 – Rs. 350
  • Rs. 1,001 to Rs. 10,000 – Rs. 550
  • Rs. 10,001 to Rs. 25,000 – Rs. 800
  • Rs. 25,001 to Rs. 50,000 – Rs. 1,100
  • Above Rs. 50,000 – Rs. 1,300

Apply for IndusInd Platinum Aura Edge Credit Card

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FAQs

The card has a one-time joining fee of ₹500. After this, it becomes lifetime-free with no annual charges.

No, the Platinum Aura Edge Credit Card does not provide complimentary lounge access.

For frequent moviegoers, the "Party Plan" rewards program offers the best benefits.

The card offers a 1% fuel surcharge waiver for transactions between ₹500 and ₹3,000.

The monthly interest rate is 3.83%, equivalent to an annual rate of 46%.

Yes, it supports contactless payments at NFC-enabled terminals. Simply tap the card for quick and secure transactions.

Yes, you can track the status by visiting the IndusInd Bank website and entering your application number. Updates are also sent via SMS.

The Platinum Aura Edge Credit Card charges a forex markup fee of 3.5% on foreign currency transactions.

The card offers flexible reward plans tailored to categories like departmental store spends, consumer durable purchases, and movie bookings. Additionally, enjoy 1% cashback on retail spends and a free BookMyShow movie ticket every six months.

To conveniently handle your IndusInd Bank Credit Cards, you can simply click on the following links:

Check if you are eligible for the IndusInd
Platinum Aura Credit Card on mybankingtips.com

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