IndusInd Bank Platinum Aura Edge Credit Card

The IndusInd Platinum Aura Edge Credit Card provides excellent value through reward points for your purchases. Additionally, you can enjoy benefits such as fuel surcharge waivers, insurance coverage, and complimentary vouchers. Here are all the IndusInd Platinum Aura Edge Credit Card benefits:

IndusInd Platinum Aura Edge Credit Card Rewards Plan

With this credit card, you'll enjoy a rewards plan where you earn points based on your spending category. You can rack up the most points by shopping at department stores, buying groceries, paying for hotel stays, and dining out at restaurants. Here are the reward plans you can choose from to earn savings points across different categories:

Platinum Aura Edge Shop Plan:

Platinum Aura Edge Home Plan:

Platinum Aura Edge Travel Plan:

Platinum Aura Edge Party Plan:

You have the flexibility to redeem your accumulated savings points across various categories. Each savings point is valued at Re. 0.40 or can be converted into 0.5 Airline Miles.

For the IndusInd Bank Platinum Aura Edge Credit Card, you can redeem a maximum of 10,000 reward points in a single statement cycle against the cash credit option, where 1 savings point is equivalent to Re. 0.40 in cash value. To redeem your reward points using these options, simply call the phone banking number at 18602677777. Additional terms and conditions can be found on the bank's website.

Also read: Best Rewards Credit Cards in India

Some of the other IndusInd Platinum Aura Edge Credit Card benefits offered are mentioned below:

Insurance Coverage: You can avail insurance coverage of up to Rs. 25 lakh as per the below details:

• Lost Baggage: Rs. 1 lakh
• Delayed Baggage: Rs. 25,000
• Loss of Passport: Rs. 50,000
• Lost Ticket: Rs. 25,000
• Missed Connection: Rs. 25,000
• Air Accident Insurance: Rs. 25 lakh

Fuel Surcharge Waiver: 1% fuel surcharge waiver across all petrol pumps in India on transactions between Rs. 400 to Rs. 4,000.

Also read: Best Fuel Credit Cards in India

Below mentioned are the fees and charges associated with this credit card:

The applicant must fulfil the below eligibility criteria to apply for this credit card:

The IndusInd Platinum Aura Edge Credit Card is an entry-level card that provides reasonable reward points for your spending. It's a good choice if you often make purchases at department stores, restaurants, grocery stores, and hotels. You can earn up to 4X reward points in these categories and up to 2.5X reward points on airline tickets, department store purchases, electronics, and more.

While this card doesn't offer an extensive range of benefits, it does provide standard features like a fuel surcharge waiver and insurance coverage, which are typical for entry-level credit cards. What sets this card apart is that it comes with no annual fee, allowing you to enjoy its advantages without any extra cost. In summary, this card is a suitable option if your primary objective is to accumulate reward points on your purchases and you prefer not to pay an annual fee.

Here are some alternative credit cards that offer similar benefits:

Applying for this credit card is simple and convenient. You have several options:

Choose the method that suits you best to get started with your credit card application.

Absolutely, this credit card provides a 1% fuel surcharge waiver on your fuel purchases. It's worth noting that this benefit applies specifically to transactions falling within the range of Rs. 400 to Rs. 4,000.

If you discover that your card is lost or if you suspect any fraudulent activity, it's crucial to take immediate action. Contact the bank's customer care number at 1860 267 7777. The customer care representative will ask you a few questions for verification and proceed to block your card to prevent any further unauthorized use.

Checking the status of your card application is easy. You can do this by visiting the official bank website and entering your application number for tracking. Additionally, the bank typically sends a text message to your registered mobile number to keep you informed about your application status.

The credit limit is not fixed and varies from one applicant to another. It's determined by the bank after a careful review of your application. Your credit limit depends on various factors such as your income, payment history, existing debt, and more. You'll be informed about your specific credit limit once you receive your credit card.

The IndusInd Platinum Aura Edge Credit Card applies a forex markup fee of 3.5% on foreign currency transactions. Consequently, this card may not be the best choice for international transactions. If you frequently make international transactions and want to save on currency conversion fees, it's advisable to explore other credit card options available in the market.