IndusInd Bank Legend Credit Card
IndusInd bank IndusInd Bank

IndusInd Bank Legend Credit Card

cat name Travel
cat name Reward Points

Best Suited For: Travel & Lifestyle

Joining Fee: ₹9,999* Plus Applicable Taxes

Renewal Fee: ₹0* Plus Applicable Taxes

cat name Travel
cat name Reward Points

Best Suited For: Travel & Lifestyle

Joining Fee: ₹9,999* Plus Applicable Taxes

Renewal Fee: ₹0* Plus Applicable Taxes

Best Feature:- Earn substantial reward points and redeem them against Miles on partner airlines in 1:1 ratio

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The IndusInd Legend Credit Card is an allrounder, lifetime-free credit card that offers a mix of rewards and lifestyle benefits. With no annual fee, it provides excellent value to users seeking everyday savings and premium perks.

Cardholders earn up to 1 Reward Point for every ₹100 spent. These points can be redeemed for Airmiles, gift vouchers, statement credits, and more. Additionally, they also earn 4,000 bonus reward points annually by achieving spending milestones. It’s an ideal choice for those who enjoy rewards on categories like dining, travel, shopping, and entertainment.

Designed for practicality and luxury, the IndusInd Legend Credit Card is a perfect companion for those looking for a cost-effective card without compromising on premium benefits.

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All You Need To Know

Card Type

Lifestyle & Travel

Reward Points
  • Weekday Rewards: 1 reward point for every ₹100 spent.
  • Weekend Rewards: 2 reward points for every ₹100 spent.
  • Milestone Bonus: Earn 4,000 reward points for annual spending above ₹6,00,000.
  • Exclusions: No reward points for fuel transactions.
  • Reward Points Redemption:
    • 1 reward point = ₹0.50 (cash credit) or 1 airline mile (on Vistara/InterMiles).
    • No expiration on reward points, allowing for flexible redemption.
Welcome Benefits
  • Complimentary stay at The Oberoi Hotels across India.
  • Exclusive access to luxury brand vouchers from Pantaloons, Raymond, Bata, Louis Philippe, and others.
  • Special gift cards for global luxury brands.
Travel Privileges
  • Priority Pass Program: Complimentary membership with access to 600+ global lounges .
  • Travel Plus Program: 8 complimentary lounge visits worldwide; enrolment fee: ₹5,000/year.
  • Travel Insurance: Coverage for:
    • Lost baggage: ₹1 lakh.
    • Lost passport: ₹50,000.
    • Flight delay/missed connection: ₹25,000.
  • Forex Markup Fee: Enjoy a low 1.8% forex markup fee on international transactions.
Dining Benefits
  • EazyDiner Bonus: 2,000 bonus points on signup.
  • Up to 50% off on premium restaurants.
  • Complimentary or discounted cakes for birthdays and anniversaries at select outlets.
Entertainment Offers
  • BookMyShow Offers:
    • Buy one ticket, get one free (up to ₹200).
    • Up to 3 free tickets per month.
    • ₹50 off on food and beverages.
Auto Assistance Services
  • Comprehensive support through one call for:
    • Roadside repairs, flat tyres, lost keys, and emergency fuel supply.
    • Towing services and accident management.
Fuel Benefits
  • Fuel Surcharge Waiver:
    • 1% waiver at petrol pumps across India.
    • Valid for transactions of ₹500–₹3,000.
Concierge Services
  • 24/7 concierge support for:
    • Travel arrangements (hotel/flight bookings).
    • Event bookings, including sports and entertainment.
    • Flower and gift delivery globally.
Insurance Benefits
  • Total Protect Program:
    • Covers up to the credit limit against unauthorized transactions, even 48 hours before reporting the loss.
  • Personal Accident Insurance: ₹25 lakh air accident cover.

IndusInd Bank Legend Credit Card Eligibility:

Criteria Details
Age 18 to 70 years
Occupation Salaried and Self-employed
Minimum Income Rs. 20,000 per month
Documents Required Click here for the list of acceptable documents
Serviceable Cities Click here for the list of eligible cities

The fees and charges associated with IndusInd Bank Legend Credit Card are:

Fees / Charges Amount
Joining Fee Rs. 9,999 (Nil, if applied through MybankingTips)
Annual Fee Nil
Finance Charges 3.83% p.m. (46% p.a.)
Late Payment Charges** For Statement Balance
  • Up to Rs. 100 – Nil
  • Rs. 101 to Rs. 500 – Rs. 100
  • Rs. 501 to Rs. 1,000 – Rs. 350
  • Rs. 1,001 to Rs. 10,000 – Rs. 550
  • Rs. 10,001 to Rs. 25,000 – Rs. 800
  • Rs. 25,001 to Rs. 50,000 – Rs. 1,100
  • Above Rs. 50,000 – Rs. 1,300

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FAQs

The Legend Credit Card has a one-time joining fee of ₹5,000. It does not charge any annual fees, making it a lifetime free card after the initial payment.

Yes, it offers free Priority Pass membership with one complimentary visit per quarter. Additionally, it includes a Travel Plus membership with eight free visits annually.

The Legend Credit Card charges a low foreign currency markup fee of 1.8%, compared to the standard 3.5% on other cards.

Reward points can be redeemed for credit card payments, vouchers, air miles, cashback, or other benefits. Points remain valid as long as the credit card account is active.

Yes, you can earn 4,000 bonus reward points for spending ₹6 lakhs or more within a year.

The card provides an interest-free period of up to 50 days. However, this is applicable only if the total outstanding amount is paid in full by the due date.

Yes, the Legend Credit Card supports contactless payments, allowing faster and more convenient transactions.

You can avail of a 1% fuel surcharge waiver on transactions between ₹500 and ₹3,000, with a cap of ₹100 per month.

Yes, it offers air accidental insurance coverage of ₹25 lakhs, providing financial security during unforeseen events.

To conveniently handle your IndusInd Bank Credit Cards, you can simply click on the following links:

Apply for IndusInd Legend Credit Card with MybankingTips

Apply Now

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