IndusInd Bank Duo Credit Card
IndusInd bank IndusInd Bank

IndusInd Bank Duo Credit Card

cat name Entertainment
cat name Reward Points

Best Suited For: Rewards

Joining Fee: ₹249* Plus Applicable Taxes

Renewal Fee: ₹0* Plus Applicable Taxes

cat name Entertainment
cat name Reward Points

Best Suited For: Rewards

Joining Fee: ₹249* Plus Applicable Taxes

Renewal Fee: ₹0* Plus Applicable Taxes

Best Feature:- 1 reward point for every Rs. 150 spent

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The IndusInd Bank Duo Plus Credit Card is a revolutionary financial tool, offering the dual functionality of a credit and debit card within a single card. With its innovative design, it features two EMV chips and magnetic stripes, this card simplifies transactions while providing an array of rewards and benefits.

For a nominal joining fee of ₹1,500, cardholders receive a ₹1,000 welcome gift voucher from top brands such as Bata, Levis, Pantaloons, and Pizza Hut. Additionally, the card offers Reward Points on all spends, which can be redeemed against cash credits or a variety of products and services on IndusMoments.

The card also provides lifestyle perks like concierge services, complimentary airport lounge access and a Buy 1 Get 1 Free offer on BookMyShow making it ideal for convenience and entertainment.

As India’s first debit-cum-credit card, the IndusInd Bank Duo Plus is perfect for those seeking flexibility, rewards, and a streamlined payment experience.

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All You Need To Know

Card Type

Rewards

Reward Point Benefits

Earn rewards on both credit and debit transactions:

  • Every ₹150 Spent: Earn 1 reward point.
  • Activation Rewards:
    • 1st shopping transaction: 100 reward points.
    • 1st e-commerce transaction: 50 reward points.
    • Internet banking transaction: 100 reward points.
    • Mobile banking transaction: 100 reward points.
    • ATM withdrawal at IndusInd ATM: 100 reward points.
    • ATM withdrawal at other ATMs: 50 reward points.

Note: Activation benefits must be availed within 60 days of card issuance or account opening.

Entertainment Benefits
  • Free Movie Tickets Worth ₹3,000 Annually.
  • BookMyShow Offer:
    • Buy 1 Get 1 Free on movie tickets (up to ₹250 per ticket, 1 per month, max 12 per year).
Travel Benefits
  • Access up to 8 airport lounge visits per year (valued at $27 per visit).
Fuel Benefits
  • 1% Fuel Surcharge Waiver: Applicable on transactions between ₹400 and ₹4,000 (up to ₹250 per month).
Insurance Benefits

Comprehensive insurance coverage includes:

Category Coverage Amount
Lost card liability ₹3 lakh
Air accident insurance ₹25 lakh
Personal accident cover ₹2 lakh
Purchase protection ₹50,000
Lost baggage ₹1 lakh
Delayed baggage ₹25,000
Loss of passport ₹50,000
Lost ticket ₹25,000
Missed connection ₹25,000
Foreign Currency Markup
  • Low Forex Markup Fee: 2% on international transactions.
Concierge Services

Enjoy 24x7 concierge assistance, including:

  • Pre-trip assistance.
  • Hotel and flight bookings.
  • Event reservations and exclusive bookings.
Other Benefits
  • No Charges for Debit Card Usage: Seamlessly switch between debit and credit functions.
  • Convenience: One card for two purposes (debit and credit).

IndusInd Bank Duo Credit Card Eligibility:

Criteria Details
Occupation Salaried or Self-employed
Age 18-65 years
Citizenship Indian
Documents Required Click here for the list of acceptable documents
Serviceable Cities Click here for the list of eligible cities

Here are some common fees and charges that apply to IndusInd Bank Duo Credit Card:

Type of Fee or Charge Amount
Joining Fee Rs. 249
Annual/ Renewal Fee Nil
Finance Charges 3.83% p.m. (46% p.a.)
Late Payment Charges For Statement Balance
  • Up to Rs. 100: Nil
  • Between Rs. 101 to Rs. 501: Rs. 100
  • Between Rs. 501 to Rs. 1,000: Rs. 350
  • Between Rs. 1,001 to Rs. 10,000: Rs. 550
  • Between Rs. 10,001 to Rs. 25,000: Rs. 800
  • Between Rs. 25,001 to Rs. 50,000: Rs. 1,100
  • Above Rs. 50,000: Rs. 1,300

Apply for IndusInd Duo Credit Card

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FAQs

You can apply online by visiting the IndusInd Bank website and filling out the application form. You can also apply offline by visiting the nearest IndusInd Bank branch.

Yes, it provides reward points on both debit and credit card transactions. The first transaction on the debit card earns better rewards compared to credit card transactions.

Yes, you can withdraw cash; however, a cash advance fee of 2.5% of the withdrawn amount applies.

While reward points are not earned on fuel transactions, a 1% fuel surcharge waiver is available for transactions between ₹500 and ₹3,000.

The card has a nominal joining fee of ₹249 + taxes.

No, the IndusInd Duo Credit Card does not have an annual fee.

For ATM withdrawals, the limit is ₹1,25,000, and for point-of-sale transactions, it is ₹2,00,000.

Yes, the card offers Purchase Protection up to ₹50,000.

The IndusInd Bank Duo Credit Card is delivered within 10 to 15 days from the application date.

To conveniently handle your IndusInd Bank Credit Cards, you can simply click on the following links:

Apply for IndusInd Duo Credit Card with MybankingTips

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