Cardholders can benefit from a 2.5% surcharge waiver when
refueling at petrol stations across the country.
Rewards Benefit
Get 1.5 reward points for every spending of Rs 100.
Movie Benefit
Buy one and get one free offer on ticket bookings from BookMyShow.
Best Feature:- Access to 600+ lounges across the globe with a complimentary Priority Pass.
The IndusInd Bank Indulge Credit card is a great choice Whether you are
shopping, traveling to exciting destinations, or dining out at fine restaurants. With a joining
fee of 200,000 INR, this super-premium credit card comes with no pre-set credit limit.
Benefits such as a premium 22-karat gold inlay card, huge discounts of up to INR 3000
on your restaurant bills twice a year, Buy 1 Get 1 on bookings made via BookMyShow, the
lowest foreign currency exchange rate of 1.8%, and 1.5 reward points for every INR 100
charged to the credit card. Pay the joining fee and live your life full of extravagant flair
with the best IndusInd credit card in India.
Earning: Earn 1.5 Reward Points for every ₹100 spent.
Redemption:
1 Reward Point = ₹1 for redemption.
Redeem 100 Reward Points for 100 AirMiles.
Minimum 500 Reward Points required for redemption.
Max redemption per statement cycle: 30,000 Reward Points.
Movie Benefits
BookMyShow Offer:
Buy 1 movie ticket and get the second free (up to ₹300).
Max 3 free tickets per month.
Additional ₹50 discount on F&B options.
Non-Movie Events:
20% off on tickets booked via BookMyShow for events and theatre.
Dining Benefits
₹3,000 off on dining bills twice annually at exclusive restaurants.
EazyDiner Membership:
Up to 50% discount at over 2,000 restaurants.
Earn 2x EazyPoints on reservations.
Annual savings potential: ₹50,000+.
Travel Benefits
Lounge Access:
6 complimentary domestic lounge visits per quarter via Visa Lounge Access Program.
Unlimited complimentary international lounge access per quarter with Priority Pass
Membership (US $27 per visit for domestic lounges).
Airport Transfer Discounts:
20% discount globally with the Visa Limo Transfer Program.
Immigration Fast Track Services:
25% discount at over 450 global locations.
Golf Privileges
Unlimited complimentary golf games and lessons at select premium clubs nationwide.
Access to golf courses across cities like Delhi-NCR, Bengaluru, and Ahmedabad.
Insurance Benefits
Personal air accident cover: ₹2.5 crore (loss of life).
Liability protection: Covers transactions from 48 hours before reporting card loss.
Travel Insurance Coverage:
Lost baggage, delayed baggage, lost ticket, missed connection.
E-Commerce Protection:
Covers non-delivery, wrong delivery, incomplete delivery, or damaged items.
Fuel Surcharge Waiver
1% surcharge waiver for transactions between ₹400 and ₹4,000 at petrol stations nationwide.
Unlimited Spending Flexibility
No Preset Spending Limit (NPSL): Additional spending flexibility over the base
revolving credit limit.
Additional Benefits
24x7 Concierge Services:
Assistance for hotel reservations, flight bookings, and lifestyle requests.
Access via 1860 267 7777.
Exclusive Card Features:
22k gold inlay.
Contactless transactions up to ₹5,000.
Forex Markup Fee: 1.8%, lower than many premium cards.
Roadside Assistance: Emergency services for fuel, flat tires, battery,
towing, and medical aid.
IndusInd Bank Indulge Credit Card Eligibility:
Eligibility - To be eligible for the IndusInd Bank Indulge Credit Card, you must meet the following criteria:
Your income/ITR should be:
For salaried individuals: Rs.48 lakh per annum
For self-employed: Rs.60 lakh per annum
Documentation:
KYC Documents: Pan card, Aadhaar card and photograph is mandatory.
Other acceptable address proofs, in case your communication address varies from Aadhaar Card, are voter’s ID,
driving license, passport, etc.
Income Documents
For salaried individuals:
Last 3 month’s bank statement
Last 3 month’s salary slip or other bank’s credit card details.
For self-employed individuals:
Latest copy of ITR or other bank’s credit card details.
Note: All the above documents need to be self-attested by the applicant.
For any further assistance on credit card
documentation, you can reach the bank’s help desk at 1860 267 7777.
Here the fee and charges of Indulge credit card:
Type of Fee/ Charge
Amount
Joining Fee
Rs. 2,00,000
Annual/ Renewal Fee
Nil
Add-on card Fee
Rs. 10,000
Interest Free Period
Up to 50 days, only when the perious amount is paid in full
Cash Advance Fee
2.5% of the advance amount with subject to change of minimum of Rs.300
The Indulge Credit Card is the first in India to feature a 22K pure gold inlay. It has no
predetermined spending limit, making it suitable for high-value global transactions.
The card has a one-time joining fee of ₹2,00,000 and no annual fees.
You can pay the bill via SwiftPay, NEFT, RTGS, cash, cheque, or standing instructions
through your bank account.
No, this card does not provide any welcome gifts or benefits.
Yes, you can convert reward points into cash credit by calling customer support at 1860 267 7777.
You need a minimum of 500 points to redeem.
Yes, the card provides two complimentary international lounge accesses per quarter through
Priority Pass membership.
Reward points are valid for one year from the date of accrual. Unused points expire after this period.
Yes, it offers a personal air accident insurance cover worth ₹2.5 crores, applicable only in
case of loss of life.
Yes, the card supports contactless payments using Visa payWave technology, with a daily transaction
limit of ₹5,000 for contactless payments.
Immediately contact IndusInd Bank's 24-hour customer care at 1860 267 7777 and follow up with a
written confirmation to block the card.
Quick Links to Manage your IndusInd Bank Credit Card
To conveniently handle your IndusInd Bank Credit Cards, you can simply click on the following links:
IndusInd Bank
Travel
Entertainment
Fuel Benefits
Rewards Benefit
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