Best Suited For: Travel
Joining Fee: ₹40,000* Plus Applicable Taxes
Renewal Fee: ₹10,000* Plus Applicable Taxes
Best Suited For: Travel
Joining Fee: ₹40,000* Plus Applicable Taxes
Renewal Fee: ₹10,000* Plus Applicable Taxes
Complimentary Club Vistara Gold membership
Get 1.5 reward points for every spending of Rs 100.
1 CV point for every Rs. 200 spent on utilities, insurance, government payments, and fuel.
Best Feature:- Up to 5 complimentary Business Class tickets in a year*
The Club Vistara IndusInd Bank Explorer Credit Card is a premium credit card designed for individuals who seek luxury and value across travel, lifestyle, and entertainment. With a joining fee of ₹40,000, this card offers amazing benefits, especially for frequent travelers. As a welcome gift, cardholders receive Club Vistara Gold Membership, a business class ticket voucher, and a luxury gift voucher of their choice.
This card allows you to earn up to 8 Club Vistara (CV) Points for every ₹200 spent, making it an excellent choice for earning rewards on travel and everyday expenses. Additionally, under its milestone program, you can earn up to 5 business-class ticket vouchers annually, providing tremendous value for frequent flyers.
Luxury travel perks include complimentary Priority Pass membership, access to domestic and international lounges, and zero foreign currency mark-up fees. This card is perfect for those who want to elevate their lifestyle while earning significant rewards for their spending.
Travel
Upon payment of the joining fee, cardholders enjoy:
Earn Club Vistara (CV) Points for spends, redeemable on Vistara and partner airlines.
Category | CV Points Earned per ₹200 Spent |
---|---|
On Vistara website/app | 8 |
Airline, travel, and hotels | 6 |
Retail transactions (other than above) | 2 |
Fuel, utility, insurance, government payments | 1 |
Earn up to 5 Business Class Ticket Vouchers annually based on your spending milestones:
Annual Spend | Reward |
---|---|
₹3 lakhs | 1 Business Class Ticket |
₹6 lakhs | 1 Business Class Ticket |
₹9 lakhs | 1 Business Class Ticket |
₹12 lakhs | 1 Business Class Ticket |
₹15 lakhs | 1 Business Class Ticket |
Comprehensive travel insurance coverage for cardholders:
Category | Coverage |
---|---|
Accidental air death | ₹2.5 crores |
Lost baggage | ₹1 lakh |
Delayed baggage | ₹25,000 |
Loss of passport | ₹50,000 |
Lost ticket | ₹25,000 |
Missed connection | ₹25,000 |
Round-the-clock assistance for vehicle-related emergencies, including:
Criteria | Details |
---|---|
Occupation | Salaried or Self-employed |
Age | 18-65 years |
Citizenship | Indian |
Documents Required | Click here for the list of acceptable documents |
Serviceable Cities | Click here for the list of eligible cities |
The Club Vistara IndusInd Bank Explorer Credit Card doesn't charge extra charges like cash advance fees or over-limit fees. Here are some common fees and charges mentioned in the table below:
Type of Fee or Charge | Amount | |
---|---|---|
Joining Fee | Rs. 40,000 | |
Annual/ Renewal Fee | Rs. 10,000 | |
Finance Charges | 2.85% p.m. (34% p.a.) | |
Late Payment Charges | Nil |
The card offers a complimentary Club Vistara Gold membership for the first year, a business class ticket voucher, and a choice between a Luxe Gift Card worth ₹25,000, a one-night Oberoi Hotels stay voucher, or premium brand vouchers.
Earn 8 CV Points for every ₹200 spent on the Vistara app or website, 6 CV Points on travel and hotel bookings, 2 CV Points on retail transactions, and 1 CV Point on utility, insurance, and fuel payments.
Get a business class ticket voucher for every ₹3 lakh spent, up to 5 tickets annually for milestones of ₹3 lakh, ₹6 lakh, ₹9 lakh, ₹12 lakh, and ₹15 lakh.
The card offers a complimentary Priority Pass membership with 4 international lounge visits annually and 1 domestic lounge visit per quarter. Additionally, there’s no foreign currency markup fee.
Yes, it offers 2 free movie tickets each month under the Buy 1 Get 1 Free offer (up to ₹700 each) and a 20% discount on event bookings via BookMyShow.
Avail dining discounts of up to ₹3,000 twice a year at premium restaurants through EazyDiner, with exclusive reservations and offers.
Yes, a 1% fuel surcharge waiver is available on transactions between ₹400 and ₹4,000 across all fuel stations in India.
Yes, the card provides travel insurance covering lost baggage (up to ₹1 lakh), delayed baggage (up to ₹25,000), and air accident insurance of ₹2.5 crores.
This card has no late payment fee, no cash advance fee, no add-on card fee, and provides Auto Assist services like emergency fuel delivery, flat tire support, and roadside repair.
To conveniently handle your IndusInd Bank Credit Cards, you can simply click on the following links: