ICICI Credit Card Bill Payment

Paying your ICICI credit card bill on time is essential to avoid late fees, finance charges, and negative impacts on your credit score. ICICI Bank offers multiple convenient payment modes, ensuring you can settle your bill efficiently and without hassle. Whether you prefer online banking, mobile apps, or in-person payments, there are various options available to suit your needs. Read on to explore the different ways to pay your ICICI credit card bill.

Methods to Make ICICI Bank Credit Card Payments

ICICI Bank provides several convenient methods for credit card payments, allowing you to choose the option that best suits your needs. Whether you prefer online banking or a more traditional approach, there are multiple ways to settle your bill seamlessly. Here are the various payment methods available:

  1. Net Banking
  2. Debit Card
  3. Mobile App
  4. BillDesk
  5. Call to Pay
  6. Auto Debit
  7. NEFT / RTGS
  8. Other Bank’s Net Banking
  9. UPI
  10. Visa Money Transfer

These payment options ensure that you can easily manage your ICICI credit card payments without any stress.

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How to Make ICICI Credit Card Payment through ICICI Bank Mobile App

  1. Open the ICICI Bank iMobile App.
  2. Go to the ‘Cards’ tab and select your credit card.
  3. Tap on ‘Pay Bill.’
  4. Choose the payment amount and account.
  5. Complete the payment.

How to Make ICICI Credit Card Payment through Net Banking

  1. Visit the ICICI Net Banking Portal.
  2. Log in using your Customer ID and Password.
  3. Click on the ‘Credit Cards’ tab.
  4. Select the card you wish to pay for.
  5. Click on ‘Pay Now.’
  6. Choose the account and payment amount.
  7. Complete the payment process.

How to Pay ICICI Credit Card Payment through Debit Card

  1. Swipe your ICICI debit card at an ATM.
  2. Select the ‘Pay credit card bill’ option.
  3. Enter the amount to be paid and confirm the payment.

These methods ensure that you can make credit card payments quickly and efficiently, with immediate updates in some cases.

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How to Make ICICI Credit Card Payment through BillDesk

  1. Visit ICICI Bank BillDesk.
  2. Enter your credit card details and email ID.
  3. Choose the amount to pay.
  4. Select your bank for payment.
  5. Log in to your net banking portal and authorize the payment via OTP.

How to Set Auto Debit for ICICI Credit Card Payment

ICICI Bank provides an auto-debit facility to make your credit card bill payments effortlessly. By registering for auto debit via net banking or submitting a mandate form, you can ensure your payments are made automatically on the due date. You have the option to pay either the minimum due amount or the total bill using this feature.

How to Pay ICICI Credit Card Bills via Call to Pay

With ICICI's Call to Pay service, you can pay your credit card bill by dialing the customer care number. Follow the IVR instructions, use your debit card, and complete the payment instantly.

Paying ICICI Credit Card Bill through Other Bank’s Net Banking

If you don't hold an ICICI Bank account, you can still make your payment via other bank's net banking services. You simply need to register your ICICI credit card details as a biller and pay conveniently through your other bank's online portal.

How to Pay ICICI Credit Card Bill through RTGS and NEFT

  • RTGS: Similarly, register your credit card as a beneficiary in your bank's net banking portal. Then, make the payment using the RTGS option to transfer funds directly to your ICICI credit card.
  • NEFT: You can use NEFT to transfer funds to your ICICI credit card by adding the card’s number and the IFSC code (ICIC0000103) in the transaction details.

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Visa Money Transfer for Credit Card Payment

Visa Money Transfer (VMT) allows you to pay your ICICI credit card bill via other banks using VMT services. The payment is credited within 3 working days.

Paying ICICI Credit Card Bill via UPI

You can pay through UPI using the UPI ID or the account number and the ICICI credit card’s IFSC code (ICIC0000103). First-time users must register for UPI and link their bank account to complete the payment.

ICICI Credit Card Bill Payment Offline

If you prefer offline payments, you can either pay by:

  • Cheque/Draft at ICICI branches or ATMs. Depending on the origin of the cheque, clearing times can vary from 3 to 21 working days.
  • Cash at any ICICI branch (Rs. 100 + GST fee).

These convenient payment options ensure that you can keep your ICICI credit card payments up to date easily.

ICICI Credit Card Payment Processing Time

When making payments for your ICICI credit card, it's important to be aware of the processing times to ensure timely updates. Here's a breakdown of the processing time for various payment methods:

Method Processing Time
ICICI Mobile Banking Same Day
Internet Banking Same Day
ICICI Mobile App Same Day
ICICI Bill Desk 2 to 3 working days
NEFT/RTGS 1 working day as per RBI guidelines
Visa CardPay 2 to 3 working days
UPI Instantaneous
Non-ICICI Bank’s Website Dependent on the chosen bank

This table ensures you can plan your payments accordingly and avoid any potential delays.

ICICI Credit Cards

FAQs

ICICI Bank offers a variety of payment methods to ensure convenience and flexibility. These include online options like net banking, the ICICI mobile app, BillDesk, UPI, and NEFT/RTGS. You can also pay offline using cash, cheque, or a debit card at an ICICI ATM. Additionally, non-ICICI account holders can pay using other banks’ net banking or Visa Money Transfer services. With such a wide range of options, you can choose the method that suits your needs best.

Paying online is simple and efficient. Use ICICI Bank’s net banking by logging in, selecting the credit card, and completing the payment. Alternatively, the ICICI iMobile App allows you to pay through the ‘Cards’ tab. BillDesk provides another option—enter your card details, select your bank, and authorize payment via OTP. Payments via NEFT or UPI require adding your ICICI credit card as a beneficiary using the IFSC code ICIC0000103. These methods offer instant or same-day updates for timely payments.

The auto debit facility simplifies payments by automatically debiting the total amount due or minimum amount due from your ICICI Bank account on the due date. You can set up auto debit via net banking or by submitting a mandate form at your branch. This ensures timely payments, helps avoid late fees, and maintains a good credit score without manual intervention.

Yes, you can pay your ICICI credit card bill using other banks’ net banking or Visa Money Transfer (VMT) services. For net banking, register your ICICI credit card as a biller on your bank’s portal and initiate the payment. VMT allows you to pay from any bank account, with the amount credited within 2-3 working days. Payments via NEFT/RTGS are also possible by adding your credit card as a beneficiary with the correct IFSC code.

The processing time varies depending on the payment method:

  • Net Banking, Mobile App, and UPI: Instantaneous or same day.
  • NEFT/RTGS: 1 working day as per RBI guidelines.
  • BillDesk and Visa Money Transfer: 2-3 working days.
  • Offline Payments: Cash payments are updated immediately, while cheque clearing may take 3-21 working days, depending on its origin.

Knowing these timelines helps ensure your payments are credited on time.

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You can access the following links to find detailed information and procedures related to managing your ICICI Bank Credit Card

ICICI Bank Credit Cards

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