Amazon Pay ICICI Credit Card

If your main goal is to have a card for online shopping, especially on Amazon, this card is an excellent pick. Here are some of its key advantages:

The Amazon Pay ICICI Bank Credit Card provides cashback on all transactions, and the various cashback rates are as follows:

*Amazon Partner merchants include brands like Yatra, BookMyShow, FreshMenu, Faasos, Byju’s, Urban Ladder etc.

On average, the card is decent as a cashback credit card but is great as a credit card used for shopping at Amazon.

*Please note that the cashback earned will be in the form of Amazon Pay Balance.

Also read: Best Cashback Credit Cards in India

• You can conveniently review your earnings from previous billing cycles by checking your ICICI Bank Credit Card statement.
• You can earn as much cashback as you like, and there's no minimum amount or fees when you want to use your cashback.
• Whether you have Prime status or not, you'll earn a 2% cashback on E-books, Gift Cards (both physical and digital), Amazon Pay Money load and auto-reload, bill payments, as well as mobile and DTH recharges.
• Cashback is not provided for purchases of gold, Equated Monthly Instalments (EMI) on Amazon, or for fuel purchases.

The Amazon Pay ICICI Bank Credit Card is a lifetime-free card, which means it does not come with any annual or joining fees. If you're looking for a credit card that offers cashback without the burden of annual fees, this card could be your top choice.

With Amazon Pay ICICI Bank Credit Card, you get the following additional benefits:

• You'll receive a 1% discount on fuel surcharges when refueling at any petrol pump in India.
• This card includes a Chip and PIN feature, ensuring secure transactions both at Point Of Sale (POS) terminals and ATMs.
• Users who make purchases on Amazon worth more than Rs. 3,000 can benefit from no-cost EMIs, which are available for tenures of 3 and 6 months.

If you prefer shopping on Flipkart over Amazon, you might want to explore the Flipkart Axis Bank Credit Card as a suitable alternative to The Amazon Pay ICICI Card. This card offers a generous 5% cashback on Flipkart purchases. Here's a quick comparison between the two:

The fees and charges applicable on this credit card are:

*Additional Rs. 50 + GST will be debited from customer’s saving bank

To apply for the Amazon Pay ICICI Bank Credit Card, applicants should meet the following eligibility criteria:

The Amazon Pay ICICI Credit Card is a solid choice for people who do a lot of online shopping, especially on Amazon. Prime Members can enjoy a generous 5% cashback, while non-Prime members still get a respectable 3%. The card also offers 2% cashback on Amazon Pay partner merchants and 1% on all other transactions.

However, it's important to note that this card is mainly geared towards shopping, and it doesn't offer travel, entertainment, or other benefits. If you're a frequent online shopper and a loyal Amazon customer, this card is definitely worth considering. It comes with no joining or annual fees and offers various cashback benefits and discounts, making it a great fit for those who plan to take advantage of its perks.

Here are some of the Best credit cards that provide benefits similar to the Amazon Pay ICICI Bank Credit Card:

*Terms and Conditions Apply

The Amazon Pay ICICI Credit Card is backed by VISA and is globally accepted at all Point Of Sale (POS) terminals and ATMs worldwide. Its use is no different from any other standard credit card.

To apply for this credit card, you can only do so through your Amazon account. Simply log in to your Amazon account, provide some basic details, and ICICI Bank will reach out to you regarding your application.

Yes, once you apply for the credit card and submit your documents, a hard inquiry will be conducted on your credit profile.

All your earnings are automatically deposited as Amazon Pay Balance into your Amazon account within 2 working days once each billing cycle is completed. You can use this Amazon Pay Balance to either partially or fully pay for eligible products.

In case of a lost credit card, it's crucial to act promptly. You should immediately report it to ICICI Bank by sending an SMS with the message "CCBLK " to 5676766 from your registered mobile number. This will result in the suspension of your card by ICICI Bank.

Upon approval of your Amazon Pay ICICI credit card, you can expect to receive the physical card within 7 working days. To check the application status, keep an eye on the SMS notification sent when the card is dispatched. In the meantime, you can use your virtual card details for online transactions. If you haven't received the physical card within 7 working days, please reach out to customer care at 1860 120 7777 between 07:00 a.m. and 09:00 p.m. using your registered mobile number.

Unfortunately, the option for an add-on card is not available. If you are interested in obtaining a credit card with an add-on feature, you can explore other card options by checking your eligibility here.

You can review all your earnings in the monthly statements, and these earnings will be automatically credited to your Amazon account as Amazon Pay Balance within 2 working days after your last billing statement is completed.

The Amazon Pay ICICI credit card is completely fee-free, meaning you won't be charged any annual or renewal fees.