HDFC Platinum Times Credit Card – An Entertainment Credit Card

This feature is quite remarkable when compared to other similar credit cards as the cardholders get welcome vouchers worth 5 times the card fee. Generally, most credit cards simply match the value of their welcome benefits to their joining fee. For instance, HDFC Millennia or premium cards like SBI Elite both offer gift vouchers equivalent to their annual fee amount as welcome benefits. However, in case of this HDFC Platinum Times credit card, the joining benefit value far exceeds the card fee.

• Earn 10 reward points for every Rs. 150 spent on dining during weekdays, limited to MCCs categorized as "Restaurant" by Visa/Mastercard.
• Additionally, earn 3 reward points for every Rs. 150 spent in other categories.

Terms and Conditions on Reward Points

• Validity: 2 years
• Exempted categories: EMIs, e-wallet loading and fuel transactions
• Capping: Up to 2,000 reward points per day can be earned on insurance transactions and up to 1,000 reward points per month on grocery spends

• Enjoy a 50% discount, up to Rs. 600 per transaction, when purchasing BookMyShow movie tickets (maximum 4 tickets per month).
• Additionally, take advantage of a one-time offer for Rs. 50 off on food and beverages.

• EazyDiner Membership: Get a 6-month membership that offers up to 15% off on your dining bill when you pay through PayEazy.
• Times Prime Membership: Obtain an annual membership by making at least 1 transaction per calendar quarter. If you hold a lifetime free card, you can avail of Times Prime membership for the first year only.

The fees and charges associated with the HDFC Platinum Times Credit Card are as follows:

To apply for the HDFC Platinum Times Credit Card, applicants should meet the following eligibility criteria:

Along with your application form, you should also submit valid proof of identity, address and income. Click here for the list of documents.

• Discount Offer: Up to 20% off on shopping, select hotel bookings & wellness-related spends via city-wise offers
• Cashback Offer: Up to 5% cashback on utility bills and shopping
• Fuel Surcharge Waiver: 1% waiver of up to Rs. 250 per month on fuel transactions from Rs. 400 to Rs. 4,000
• Renewal Fee Waiver: On annual spends of Rs. 2.5 lakh or more

The HDFC Platinum Times Credit Card is an excellent choice for those who prioritize movie and dining benefits. With a 50% discount on movie tickets and 10 reward points for every Rs. 150 spent on weekday dining, it offers a great deal for an annual fee of just Rs. 1,000. However, it's important to note that these are the primary advantages of this card; other features are relatively basic. The standard reward rate is 3 points for every Rs. 150 spent. Therefore, if you're seeking a card with broader benefits like flat-rate cashback on all transactions or travel-related perks, you may want to explore other options.

Here are some of the Best credit cards that provide benefits similar to the HDFC Platinum Times Credit Card:

The key difference between these two credit cards is the number of reward points they provide and their annual fees. The Titanium Times Credit Card has an annual fee of just Rs. 500, which can be waived if you spend Rs. 1.50 Lakh or more. On the other hand, the HDFC Bank Platinum Times Credit Card charges an annual fee of Rs. 1,000, which can be waived if you spend Rs. 2.50 Lakh or more. For a more detailed comparison, you can check out our comprehensive comparison of these two credit cards by clicking here.

You can redeem the reward points by net banking or through Post. Detailed steps can be found here.

No, you receive reward points as part of your card benefits. However, if you wish, you can convert these reward points into airline miles. You'll get 100 Intermiles for every 1,000 reward points you convert.

You can move the balance you owe from another bank's credit card to your HDFC Bank Platinum Times Credit Card. There's a processing fee for this, which is Rs. 250 or 1% of the balance transfer amount, whichever is greater.

Yes, You can use this credit card for international transactions, both in stores and online. However, there is a mark-up fee of 3.50% on the transaction amount. This fee is applicable not only for purchases made overseas but also for transactions within India if the point-of-sale (POS) machine is registered in another country, such as in duty-free shops.