How to Activate HDFC Credit Card PIN

Your HDFC credit card is activated as soon as you generate your credit card PIN. To activate it, simply use the card for online shopping or an ATM withdrawal. If you encounter any issues with your card, contact HDFC credit card customer care for assistance.

How to Generate HDFC Credit Card PIN at an ATM

To generate your HDFC credit card PIN at an ATM:

  1. Visit any HDFC ATM with your credit card and ensure you’ve received the OTP on your mobile. If not, contact customer care for assistance.
  2. Insert your card, select your preferred language, and choose the "Create new ATM PIN using OTP" option.
  3. Enter the OTP and your mobile number.
  4. Set and confirm a 4-digit PIN, then click "Submit."

How to Generate HDFC Credit Card PIN through Net Banking

To generate or reset your HDFC credit card PIN through Net Banking:

  1. Log in to your HDFC Net Banking account using your Customer ID and IPIN.
  2. Select the "Credit Cards" option and then choose "Credit Card PIN."
  3. Select your credit card from the drop-down menu.
  4. Enter your new 4-digit PIN twice and submit the request.
  5. An OTP will be sent to your registered mobile number. Enter the OTP and submit.
  6. A confirmation message will appear, and your new HDFC credit card PIN will be updated.

How to Change HDFC Bank Credit Card PIN

How to Change ATM PIN for HDFC Credit Card through Net Banking

To change your HDFC credit card ATM PIN via Net Banking:

  • Log in to Net Banking using your Customer ID and IPIN.
  • Go to the Credit Cards section and click on "Request," then select "Credit Card ATM PIN."
  • Choose your credit card and proceed.
  • Verify your mobile number, read the terms and conditions, and confirm.
  • Enter the OTP sent to your mobile.
  • A Green PIN will be sent to your registered mobile number.
  • Visit the nearest HDFC Bank ATM and select "To create new ATM PIN."
  • Enter your primary card's registered mobile number and the new ATM PIN of your choice.

How to Change HDFC Credit Card PIN at an ATM

This is how you can change your HDFC credit card PIN at an ATM:

  • Insert your credit card into the HDFC ATM and choose your preferred language.
  • Enter your existing credit card PIN.
  • Select the "Change PIN" option.
  • An OTP will be sent to your registered mobile number. Enter the OTP.
  • Set a new 4-digit PIN of your choice and confirm it by re-entering.
  • Click "Submit."

How to Keep Your HDFC Credit Card PIN Secure

  • Create a Strong and Unique PIN: Avoid using easily guessable numbers like birthdates or anniversaries. Don't choose simple sequences like 0000 or 1111.
  • Use Different PINs for Each Card: For added security, never use the same PIN across multiple cards.
  • Change Your PIN Regularly: Update your PIN from time to time to enhance security and reduce the risk of fraud.
  • Keep Your PIN Private: Never write your PIN down or store it in your phone. If your phone is lost, your card could be at risk.
  • Report Suspicious Activity Immediately: If you lose your card or think your PIN has been compromised, contact HDFC Bank immediately to block your card and update your PIN.
  • Monitor Your Statements: Keep an eye on your credit card statements to spot any unauthorized transactions and report them promptly.
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FAQs on HDFC Credit Card PIN Generation

You can easily generate your HDFC Credit Card PIN through Net Banking, at an HDFC ATM, or by calling the HDFC IVR helpline. Follow the on-screen instructions and authenticate using the OTP sent to your registered mobile number.

To change your HDFC Credit Card PIN, log in to HDFC Net Banking, go to the "Cards" section, and select "Create New ATM PIN Using OTP" under "Requests." Alternatively, you can visit an HDFC ATM or contact customer care for assistance.

If your HDFC Credit Card is lost or stolen, immediately call HDFC customer care to block the card. This prevents unauthorized transactions. You can find the city-specific customer care number on the HDFC website.

Yes, even if you are not an HDFC account holder, you can generate or change your credit card PIN through Net Banking, at an HDFC ATM, or by contacting the IVR helpline.

No, changing the PIN of your primary credit card does not affect the PINs of add-on cards. Add-on cards have separate PINs, which need to be changed individually.

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