Track HDFC Credit Card Application Status

HDFC Bank, one of India’s top credit card issuers, offers a variety of cards, including rewards, co-branded, travel, and lifestyle cards. Applying for an HDFC credit card is simple, with the available online and offline options. Once you apply, tracking your credit card application status is quick and easy. You can check your application status online using your application number or registered mobile number, or contact HDFC’s customer care for assistance.

Details Needed to Check Your HDFC Credit Card Application Status Online

To track your HDFC credit card application status on the bank's official website, you’ll need the following information:

  • Your application number
  • PAN card number
  • Form number
  • Date of birth

How to Track HDFC Credit Card Application Status Offline

It is very easy to check your HDFC credit card application status offline.

  • Call Customer Care: Dial HDFC Bank’s toll-free numbers—1800 1600 or 1800 2600. These lines are available 24×7, including Sundays and holidays. You may require your application or reference number ready during the call.
  • Visit a Branch: You can also visit the nearest HDFC Bank branch. Provide your application or reference number to the bank official and they will help you check the status.

How to Track Your Credit Card Application Online

Follow these simple steps to check your credit card application status:

  1. Visit the bank's official website.
  2. Click on the 'Track Application' option.
  3. Enter the required details, such as your application form number, PAN number, or other details as prompted.
  4. Submit the information by clicking on the 'Status' or 'Enter' button.
  5. The status of your credit card application will be displayed on the screen.
  6. Alternatively, you can call the bank branch or visit in person to check the status.

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Possible Results for Credit Card Application Status

When checking your HDFC credit card application status, you might see one of these results:

  • In Process: Your application is under review. The bank is verifying your documents and credit score. Wait for a few more days for a decision.
  • Dispatched: Your credit card has been approved and sent via post. You’ll receive it within 3–4 business days. If you don’t receive an SMS with the tracking details, wait a couple of days or contact customer care.
  • On Hold: The bank needs additional documents or information, which you’ll be notified about via SMS or email. Once provided, the review process will continue.
  • Disapproved: Your application was declined, possibly due to a low credit score or unmet eligibility criteria. Contact customer care for further details.
  • No Records Found: This usually occurs when incorrect details are entered (e.g., the wrong application number). Double-check your information and try again. If the issue persists, contact customer care for assistance.

Safety Tips for Using Your Credit Card

Credit card is a good way to enjoy many benefits in the form of rewards, convenience, and others. It’s essential to secure your credit card from fraud or identity theft. Here are some tips to keep your card secure:

  • Report Lost Cards or Suspicious Transactions Immediately: If your card is lost or you notice any suspicious transactions, contact your bank immediately. Most banks provide a short window, typically three days, to dispute fraudulent charges.
  • Keep Receipts for Purchases: Save your credit card receipts and compare them with your statement. This helps you spot errors or unauthorized charges and take action promptly.
  • Avoid handing your credit card to others: Do not give your credit card to others, such as at restaurants, as they could copy your card number and CVV to make unauthorized transactions.
  • Sign the Back of Your Card: As soon as you receive your card, sign the back. If you lose an unsigned card, someone else could sign it and use it for transactions.
HDFC Credit cards

FAQs on credit card application status

You can check your credit card application status online through the bank’s website using your application reference number or registered mobile number. You can also contact customer support for updates.

Most banks process credit card applications within 7 to 10 working days. However, the timeline may vary depending on verification and approval processes.

If your credit card is approved but not received within the expected time, track the shipment using the tracking number provided by the bank or contact customer service for assistance.

Yes, you can check your credit card status using your registered mobile number, date of birth, or other personal details provided during the application.

Your credit card application may be rejected due to factors like low credit score, insufficient income, or incomplete documentation. Contact the bank to understand the reason and reapply if needed.

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Please click the links below to find details and instructions related to HDFC Bank Credit Cards that can help you in easily managing your card:

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