About TVS Credit RBL Bank Gold Credit Card
RBL has launched two co-branded cards with TVS Credit: the TVS Credit RBL Bank Gold Credit Card and the TVS Credit RBL Bank Credit Card . The Gold Credit Card is ideal for shoppers who want to earn rewards on their spending.
With a joining fee of ₹1,500 + taxes , this card offers welcome and milestone benefits , making it a great choice for those who like perks at a reasonable price. Cardholders earn 10 Reward Points for every ₹100 spent on international purchases and 2 Reward Points for every ₹100 on everyday transactions .
Additional benefits include cashback on dining via EazyDiner , domestic and international airport lounge access , UPI-enabled payments , NCMC tap-and-pay features , and a fuel surcharge waiver , making it suitable for both shoppers and frequent travelers.
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TVS Credit RBL Bank Gold Credit Card Rewards Program
Reward Rate 10 RP/₹100 on international spends 2 RP/₹100 on everyday domestic spends Redeem via RBL Rewards Portal for merchandise, vouchers, or statement credit
Other Features and Benefits
Welcome Benefits 6,000 Reward Points on first transaction after paying joining fee within 30 days (1 RP = ₹0.25) Redeemable for vouchers, merchandise, or statement credit via RBL Rewards PortalMilestone Benefits 6,000 Reward Points on annual spending of ₹2.5 lakh Exclusions: Fuel & auto, utilities, insurance, railways, real estate/rental, education, wallets/service providers, government services, cash, miscellaneous, Bills2Pay, EMI conversionQuarterly Benefits Spend ₹50,000 in a quarter to get ₹500 shopping/dining voucher Redeemable on Amazon, Flipkart, Swiggy, ZomatoAirport Lounge Access 1 domestic lounge per quarter on ₹50,000 spend; 2 lounges on ₹75,000 spend 1 international lounge per quarter via Priority Pass on ₹1 lakh spendDining Benefits 5% cashback on EazyDiner transactions, capped at ₹250/monthCredit Card on UPI Link with UPI apps (Google Pay, PhonePe, BHIM) for payments without carrying the cardNCMC Benefits Tap-and-pay at metro stations, bus terminals, etc. Inbuilt offline wallet for easy paymentsFuel Surcharge Waiver 1% waiver on fuel spends ₹400–₹5,000 Maximum benefit ₹100/month
Fees and Charges
Fee/Charge Amount/Rate Joining Fee Rs. 1500 Annual Fee ( second year onwards) Rs. 1500 Finance Charges Up to 3.99% p.m. (47.88% p.a.) Late Payment Fee 12.5% of the outstanding amount (Min. Rs. 5 | Max. Rs. 1,300)
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Things to Know Before you apply
Get this card if:
You frequently shop and want rewards on domestic and international spends You enjoy dining perks like cashback on EazyDiner You want premium lounge access and lifestyle benefits with regular spending
Eligibility Criteria
Age : 21 to 70 yearsOccupation : Salaried or Self-employedCredit Score : Should have a good credit history
Document Required For TVS Credit RBL Bank Gold Credit Card
Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter IDProof of Address: Aadhaar Card, Driver’s License, PassportProof of Income: Latest 3 salary slips, Last 3 months’ bank statement
TVS Credit RBL Bank Gold Credit Card Hilights
What do we like about this card?
Joining Fee : ₹1,500 + taxesWelcome Benefit : 6,000 Reward Points on first transaction (1 RP = ₹0.25)Reward Rate : 10 RP/₹100 on international spends, 2 RP/₹100 on domestic/everyday spendsMilestone Benefits : 6,000 RP on annual spend of ₹2.5 lakh; quarterly vouchers on ₹50,000 spendDining Perks : 5% cashback on EazyDiner transactions, capped at ₹250/monthAirport Lounge Access : Domestic and international lounges based on quarterly spendFuel Surcharge Waiver : 1% on ₹400–₹5,000, max ₹100/month
Pros
6,000 Reward Points as welcome benefit on first transaction Up to ₹250 cashback on dining via EazyDiner
Cons
No dedicated travel rewards or insurance benefits High quarterly spends required to access airport lounges
RBL Bank Credit Card Contact Details
Contact Address: RBL Bank Ltd., One Indiabulls Centre, 16th Floor, Tower 2, Senapati Bapat Marg, Elphinstone Road, Mumbai – 400013, Maharashtra, India
Helpline: 022-62327777 or 1800-121-9050 (toll-free)
Simply SMS: Send ICON to 5607011 to get a callback or apply
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Frequently Asked Questions
Everything you need to know about this credit card
6,000 Reward Points on first transaction after paying the joining fee within 30 days (1 RP = ₹0.25).
10 RP/₹100 on international spends
2 RP/₹100 on everyday domestic purchases
Yes, 6,000 Reward Points on annual spend of ₹2.5 lakh
Quarterly ₹500 voucher on ₹50,000 spend
5% cashback on EazyDiner transactions, capped at ₹250/month
Domestic and international lounges based on quarterly spending thresholds
1% waiver on fuel spends ₹400–₹5,000, max ₹100/month