Co-branded credit cards are a special type of credit card created in partnership with well-known brands. These cards offer exclusive benefits when users make purchases or avail services from the associated brands. They come with enhanced advantages, allowing loyal customers of the brand to save more on their expenses. Nowadays, you can find a variety of co-branded cards associated with airlines, hotel chains, dining or food delivery apps, fuel, shopping, and other lifestyle brands in India. Read on to discover some of the best co-branded credit cards available in the country:
Some of The best co-branded credit cards in India are listed below:
| Credit Card | Annual Fee | Offers best benefits with | Co-branded Benefit |
|---|---|---|---|
| Amazon Pay ICICI Bank Credit Card | Nil | Amazon | Up to 5% cashback on Amazon |
| Flipkart Axis Bank Credit Card | Rs. 500 | Flipkart | 5% cashback on Flipkart |
| Myntra Kotak Credit Card | Rs. 500 | Myntra | 7.5% off on Myntra |
| Swiggy HDFC Bank Credit Card | Rs. 500 | Swiggy | 10% cashback on Swiggy food order, Instamart, Dineout& Genie |
| Standard Chartered EaseMytrip Credit Card | Rs. 350 | EaseMyTrip | 20% off on hotels & 10% off on flights on EaseMyTrip |
| Yatra SBI Card | Rs. 499 | yatra.com | Up to Rs. 4,000 off on flights & 20% off on domestic hotel bookings via Yatra |
| Axis Bank Vistara Signature Credit Card | Rs. 3,000 | Vistara Airlines | Club Vistara Silver Membership with spend-based complimentary tickets |
| BPCL SBI Octane Card | Rs. 1,499 | BPCL Petrol Pumps | 7.25% back on BPCL spends |
| Tata Neu Infinity HDFC Credit Card | Rs. 1,499 | Tata Neu | Accelerated NeuCoins on Tata Neu & partner brand spends |
| IRCTC SBI Platinum Credit Card | Rs. 300 | IRCTC | 10% back on most IRCTC railway bookings |
If you're a frequent Amazon shopper and prefer cashback as your go-to reward, The Amazon Pay ICICI credit card is a great choice for you. The cashback you earn is directly credited to your Amazon Pay balance, providing you with convenient savings for future purchases. With no annual card fee, this credit card offers significant returns and savings, making it an excellent option for loyal customers of Amazon and Amazon Pay.
The Axis Bank Flipkart credit card lets you earn unlimited cashback on your purchases without any limits. The best part is, you don't have to worry about redeeming rewards because the cashback is directly credited to your statement credit balance. Beyond online shopping, you can also enjoy significant savings on various popular lifestyle brands and categories.
The Myntra Kotak credit card is perfect for those who love shopping on Myntra, offering significant discounts on purchases. With direct discounts, you don't need to go through the process of redeeming reward points. In addition to Myntra perks, you can also enjoy cashback on other preferred merchants, making it a great choice for lifestyle benefits.
The Swiggy HDFC Bank credit card allows users to earn cashback on almost all their expenses, credited in the form of Swiggy Money. This cashback can be conveniently used for future purchases on the Swiggy app. It's an excellent choice for individuals who frequently use Swiggy for dining, food delivery, and everyday essentials, and prefer to utilize their cashback directly on the Swiggy platform.
The Standard Chartered EaseMyTrip credit card enables cardholders to save significant money on their travel expenses by offering discounts on flights, hotels, and bus bookings made through EaseMyTrip. This discount applies regardless of the booking amount and can be combined with other available offers on the platform, maximizing potential savings on travel expenditures. This card is an excellent option for frequent travelers who prefer using EaseMyTrip for their bookings.
The Yatra SBI credit card offers significant discounts on flights and domestic hotel bookings made through Yatra platforms. It's an excellent choice for frequent travelers, especially within India, as it allows for savings on holidays and travel expenses. Beyond the discount benefit, you can also accumulate reward points on your everyday expenses, which can be later used to redeem Yatra discount vouchers on the Yatra platform.
The Axis Bank Vistara Signature credit card is designed for frequent travelers with Air Vistara. If you travel often and meet the spending milestones, you can enjoy complimentary air tickets. Additionally, you earn Club Vistara points on your card spending, and these points can be used later to book flights with Vistara. It's a great choice if you're a regular Air Vistara traveler and can meet the spending conditions for extra benefits.
The BPCL SBI Card Octane offers savings of up to 7.25% on BPCL fuel expenditures through reward points and a fuel surcharge waiver. The accumulated reward points can be utilized for future BPCL fuel transactions. It's important to note that the accelerated reward points earning rate is applicable exclusively to BPCL fuel spends and not on purchases at other fuel brands.
If you are looking for a fuel credit card with lower annual fee, you can also check out another variant of this card called BPCL SBI Card.
The Tata Neu Infinity HDFC Credit Card allows users to save in the form of NeuCoins on their purchases. These NeuCoins remain valid for up to 365 days and can be redeemed in a 1:1 ratio against select lifestyle brands. This card is particularly suitable for individuals who frequently shop from Tata Neu or other partner brands of Tata, as it enables them to earn rewards of up to 5%.
The IRCTC SBI Platinum Credit Card offers significant rewards on railway bookings and provides complimentary access to railway lounges. While you can earn some reward points on other expenses, the rate of earning is lower compared to other co-branded cards. This card is most beneficial for those who frequently travel by train.
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Top Credit Cards in India