Axis Bank gives reward points to its credit card users through the Axis EDGE Rewards Program. When you use your card, you earn points that you can later exchange for e-vouchers and various products like appliances, accessories, dining, decor, personal care items, and more from the Axis EDGE Rewards Catalogue. Keep reading to learn how to earn and use these reward points.
The number of Axis Bank Credit Card reward points you earn varies depending on the type of card you have. Most cards give you points for all your purchases, but some cards offer extra rewards for specific categories. Additionally, certain credit cards provide Club Vistara (CV) points instead of EDGE reward points. Below are the specifics of some of the top Axis Bank credit cards:
| Credit Card | Annual Fee | Reward Benefits |
|---|---|---|
| Indian Oil Axis Bank Credit Card | Rs. 500 | Earn 5 reward points for every Rs. 100 spent online and 20 reward points for every Rs. 100 spent at IOCL fuel outlets. |
| Axis Bank REWARDS Credit Card | Rs. 1,000 | Get 2 EDGE reward points for every Rs. 125 spent, and enjoy 10X EDGE reward points on department stores and apparel purchases. |
| Axis Bank Select Credit Card | Rs. 1,000 | Receive 10 Axis EDGE points for every Rs. 200 spent, with 2X EDGE points on retail transactions. |
| Axis Bank My Zone Credit Card | Rs. 500 | Acquire 4 EDGE reward points for every Rs. 200 spent. |
| Axis Bank Aura Credit Card | Rs. 749 | Gain 2 EDGE points for every Rs. 200 spent, and earn 5X EDGE rewards on insurance transactions. |
In the Axis Bank Credit Card EDGE Rewards program, you earn and redeem credit card reward points based on the unique rewards structure of your Axis credit card variant. However, there are important factors to consider regarding Axis credit card rewards points:
To check your reward points in your Axis Bank credit card account, you have several options:
Customers can redeem their earned reward points from Axis Bank through both online and offline methods. Here are the steps to redeem Axis Bank credit card rewards:
You can access your account online through the mobile app, EDGE rewards website, or net banking.
Step 1: Log in to Axis Bank's internet banking, mobile app, or website using your customer ID and password. Navigate to the EDGE rewards section.
Step 2: Click on the "Redeem Now" option to visit the rewards store.
Step 3: Browse through the store for available vouchers, services, and products. Select the items you want to purchase.
Step 4: Add the chosen items to your basket and confirm the redemption by accepting the terms and conditions.
You can redeem your points by calling the Axis Bank credit card customer care number, which is helpful for those who haven't activated internet banking. Here's how:
Step 1: Visit the Axis Bank reward store on the website.
Step 2: Choose the product you want to spend your points on.
Step 3: Call either of the two Axis Bank customer service numbers: 1860-419-5555 or 1860-500-5555.
Step 4: Provide your credentials to the customer care executive and place your order.
Below is a list of Axis credit cards indicating the number of EDGE points you can earn based on your spending:
| Credit Cards | EDGE Reward Points per Rs. 200 spent |
|---|---|
| Silver/ Gold Cards | 2-4 points |
| Shopping Reward Card | 2 points |
| Magnus Card | 12 points |
| Titanium Card | 2-8 points |
| Buzz Card | 2-6 points |
| Pride Platinum Card | 8 points |
| Axis Pay/ Privilege Credit Cards | 10 points |
| Freecharge/ Neo Cards | 1 point |
| Commercial Card | 1-2 points |
| Pride Platinum/ My Zone/ My Choice/ My Wings/ My Business/ Platinum Cards | 4 points |
| Signature/ Infinite Reserve/ Select Cards | 10-20 points |
You can convert Axis EDGE reward points into Club Vistara (CV) points. As of the latest updates, you'll receive 1 CV point for every 5 EDGE reward points. To be eligible for this conversion, you must have active Axis Loyalty Rewards and Club Vistara accounts. Additionally, you need to have a minimum of 300 reward points in your Axis Bank account.
Starting from September 10, 2022, Axis Bank has begun charging a redemption fee for redeeming EDGE reward points for transactions at the Reward Store, RTR Offline, and IOCL. Now, if you redeem between 300 to 10,000 points, you'll be charged Rs. 49 plus GST, and for redeeming more than 10,000 points, the fee will be Rs. 99 plus GST.
On most cards, you need a minimum bill value of Rs. 100 to earn reward points. However, this amount can vary depending on the type of card you have. For some cards, you may need to spend at least Rs. 200 to earn points.
To view your reward points transaction history, access your Axis credit card account through net banking, the mobile app, or the Axis rewards website. Navigate to the "My Points" section and select "My EDGE Transactions" to see all your past transaction details.
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