Axis Bank Credit Card Payment

Paying your Axis Bank credit card bill is quick and convenient with multiple online and offline options. Choose the payment method that suits you best and ensure your bill is paid on time. Explore the available payment modes and settle your credit card outstanding balance hassle-free!

Axis Bank Credit Card Bill Payment Options

Axis Bank offers multiple convenient ways to pay your credit card bills. Here are the available options:

Online Payment Methods

  • Net Banking
  • Axis Mobile App
  • Other Bank Net Banking Options
  • NEFT (National Electronic Funds Transfer)
  • RTGS (Real-Time Gross Settlement)
  • BillDesk
  • Visa Money Transfer
  • UPI (Unified Payments Interface)

Offline Payment Methods

  • Electronic Clearing Service (ECS)
  • Auto Debit

Choose the method that works best for you and pay your bills with ease.

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Comprehensive Guide to Axis Bank Credit Card Bill Payment Options

Axis Bank makes paying your credit card bill easy with a variety of online and offline methods. Here’s how you can settle your dues:

1. Net Banking

  • Log in to Axis Bank net banking with your ID and password.
  • Navigate to Pay Bill in the Credit Card section.
  • Select your card, enter the amount, and click Submit.
  • Payment is credited the same business day.

2. Axis Mobile App

  • Download and register on the Axis Mobile App using net banking credentials or debit card details.
  • Pay your credit card bill instantly through the app.
  • Payment is processed on the same day.

3. SMS Payment

  • Send an SMS to 5676782 with the format:
    CCP (Last 6 digits of account) (Payment amount) (Last 4 digits of credit card)
  • Example: CCP 411145 60 2921.
  • Payment is cleared in real time.

4. Other Bank’s Net Banking (NEFT/RTGS)

  • Add your Axis Bank credit card as a beneficiary using the details:
    • Name: Name on the credit card
    • Bank Name: Axis Bank
    • Branch: Mumbai
    • Account Number: Credit Card Number
    • IFSC Code: UTIB0000400
  • Use NEFT for amounts under ₹2 lakh or RTGS for amounts over ₹2 lakh.
  • Payments take up to 3 business days.

5. BillDesk

  • Visit the Axis Bank BillDesk portal.
  • Enter your credit card and payment details, then confirm.
  • Payment is credited the same day.

6. Visa Money Transfer

  • Use your bank’s Visa Money Transfer service via net banking or a Visa debit card.
  • Payment is typically processed within 2 working days.

7. UPI Payment

  • Register for UPI using your mobile banking app.
  • Create a UPI ID and link it to your account.
  • Use Pay via UPI to settle your credit card dues.

8. Electronic Clearance Service (ECS)

  • Set up standing instructions to debit your non-Axis Bank account.
  • Submit the ECS form to enable automatic payments for your card.

9. Auto-Debit Instructions

  • Link your Axis Bank savings or current account for automatic bill payments.
  • Set a minimum or full payment amount to be debited automatically.

With these methods, you can choose the most convenient one and ensure your credit card bill is always paid on time!

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Offline Methods for Axis Bank Credit Card Bill Payment

Axis Bank provides convenient offline options for credit card bill payment. Here are the available methods:

1. Cash Payment

  • Visit any Axis Bank branch.
  • Inform the representative that you wish to pay your credit card bill in cash.
  • A nominal service fee of ₹100 is charged per transaction.
  • Payment is credited on the same day.

2. Cheque Payment

  • Deposit a cheque in favor of your Axis Bank credit card number at any Axis Bank branch.
  • Processing Time:
    • Axis Bank cheques: 1 working day.
    • Other bank cheques: 3–5 working days.

3. Payment via ATM/Debit Card

  1. Use your Axis Bank debit card at any Axis Bank ATM to clear your credit card dues.
  2. Steps:
    • Visit an Axis Bank ATM.
    • Select Other Services > Bill Payment.
    • Enter your credit card number and confirm the payment.
  3. Payment is cleared the same day.

With these offline methods, managing your Axis Bank credit card payments is quick and easy!

Axis Credit Cards

FAQs on Axis Credit Card Bill Payment

You can pay your Axis Bank credit card bill online through net banking by logging in and accessing the Credit Card section. The Axis Mobile App also allows real-time payments, while NEFT and RTGS let you transfer funds by adding your credit card as a beneficiary. Other online methods include UPI payments, using the BillDesk portal, or making payments via Visa Money Transfer services.

To pay offline, you can visit an Axis Bank branch and make a cash payment, although a nominal fee applies. Alternatively, you can deposit a cheque in favor of your credit card number at any Axis Bank branch. Another option is to use your Axis Bank debit card at an ATM to settle your credit card dues conveniently.

Auto-debit allows you to link your Axis Bank savings or current account to your credit card for automatic payments. You can set up instructions to deduct either the minimum amount due or the full statement balance directly on the due date, ensuring timely payments without manual intervention.

Payments made via net banking, the Axis Mobile App, or UPI are typically processed on the same business day. NEFT and RTGS payments may take up to three working days, depending on the transfer type. Cheque payments clear within one working day for Axis Bank cheques, while cheques from other banks take three to five working days. Payments through Visa Money Transfer are usually processed within two working days.

Yes, you can use another bank account to pay your Axis Bank credit card bill through methods like NEFT, RTGS, BillDesk, Visa Money Transfer, or UPI. Simply add your credit card as a beneficiary or follow the specific payment steps provided by the chosen service.

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Please click the links below to find details and instructions related to Axis Bank Credit Cards that can help you in easily managing your card:

Axis Bank Credit Cards

Credit Card by Banks

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