Axis Neo Credit Card
axis bank Axis Bank

Axis Neo Credit Card

cat name Cashback
cat name Shopping

Best Suited For: Shopping

Joining Fee: ₹250* Plus Applicable Taxes

Renewal Fee: ₹250* Plus Applicable Taxes

cat name Cashback
cat name Shopping

Best Suited For: Shopping

Joining Fee: ₹250* Plus Applicable Taxes

Renewal Fee: ₹250* Plus Applicable Taxes

Best Features:- Discounts on multiple brands, including Zomato, Amazon Pay, Myntra, BookMyShow and Blinkit.

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The Axis Bank Neo Credit Card is a budget-friendly card that offers plenty of discounts and benefits to cardholders. Cardholders can save at popular platforms like Amazon Pay, Myntra, Zomato, and Blinkit, as well as dining discounts through EazyDiner. With the joining fee of ₹250, you earn reward points on every spend. The joining fee of ₹250 can be waived if you spend ₹2,500 within 45 days of approval. However, the bank charges an interest of 46.78% per annum on the overdue amount. So make your payments on time to avoid extra charges.

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All You Need To Know

Card Type

Shopping

Welcome Benefits
  • 100% Cashback on Utility Bill Payments: Enjoy up to ₹300 cashback on your first utility bill payment within 30 days of card issuance.
Exclusive Gift Subscriptions
  • ₹250 Amazon gift voucher.
  • 3-month Zomato Pro subscription.
  • 6-month memberships to Blinkit and 1mg.
Brand Discounts
  • Zomato: 40% off (up to ₹120 per order) on food delivery; minimum spend ₹200; valid twice a month.
  • Myntra: ₹150 off on select styles; minimum spend ₹999; valid until December 2024.
  • Blinkit: 10% off (up to ₹250) on grocery orders; minimum spend ₹750; valid once a month.
  • Amazon Pay: 5% cashback (up to ₹150) on mobile recharges, broadband, and DTH payments; valid once a month.
Dining Privileges
  • Save up to 15% at partner restaurants on bills over ₹1,500 via the Dining Delights Program.
Rewards Program
  • Earn 1 EDGE Reward Point for every ₹200 spent.
  • Redeemable for products, vouchers, and services from the EDGE Rewards Catalogue.
Shopping & Movie Offers
  • Myntra: 10% discount on purchases of ₹500 and above.
  • BigBasket: Up to 20% discount on orders above ₹1,000.
  • BookMyShow: 10% discount on movie tickets (up to ₹50/month).
Travel Offers
  • Discounts up to ₹800 on first flight bookings via EaseMyTrip (domestic and international).
  • EMI conversion available for travel purchases through Goibibo and Yatra.
Fuel Benefits
  • 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000.
Secure & Convenient Transactions
  • EMI conversion available for purchases above ₹2,500, with tenures of 6 to 24 months.
  • Zero liability on lost card if reported immediately.
  • EMV chip for enhanced security.

Axis Bank Neo Credit Card Eligibility:

Criteria Details
Age 18 to 70 years
Occupation Salaried and Self-employed
Citizenship India or a Non-Resident Indian
Documents Required Click here for the list of acceptable documents
Serviceable Cities Click here for the list of eligible cities

The fees and charges associated with Axis Bank Neo Credit Card are mentioned in the table below:

Fees / Charges Amount
Joining Fee Rs. 250
Annual Fee Rs. 250
Finance Charges 3.4% p.m. (49.36% p.a.)
Late Payment Charges** For Statement Balance
  • Less than Rs. 500: Nil
  • From Rs. 501 to Rs. 5,000: Rs. 500
  • From Rs. 5,001 to Rs. 10,000: Rs. 750
  • Greater than Rs. 10,000: Rs. 1,200

Apply for Axis Bank Neo Credit Card

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FAQs

You can pay your Axis Bank Neo Credit Card dues online via net banking, mobile banking, NEFT, auto-debit, bill desk, or Visa Money Transfer. Offline options include paying via cheque, cash, draft, or at an Axis Bank ATM.

The charges for the Axis Bank Neo Credit Card, include the annual fee, late payment charges, interest rates, etc.

Yes, the Axis Bank Neo Credit Card offers an interest-free period of 20 to 50 days, depending on the transaction date.

You can report a lost Axis Bank Neo Credit Card by contacting the customer care team at 18605005555 or 18604195555.

Yes, non-resident Indians (NRIs) can apply for the Axis Bank Neo Credit Card, it they have the required KYC documents.

You can request a credit limit increase through Axis Bank's customer care number at 18004190072, via net banking, or using the Axis Bank mobile app. Approval is based on spending patterns and creditworthiness.

Axis EDGE reward points can be redeemed via the Axis Bank Rewards Catalogue. Visit the catalogue, browse the rewards, and select the items or services you wish to redeem.

You can track your Axis Bank Neo Credit Card application status by calling customer care with your application number or by logging into your net banking account to view the status under "Credit Card Application."

Yes, you can link your Axis Bank account to your credit card and set up standing instructions for automatic bill payments, either for the full amount or the minimum due.

After applying, it typically takes 21 days for Axis Bank to approve or reject your Neo Credit Card application and deliver it to your registered address.

Please click the links below to find details and instructions related to Axis Bank Credit Cards that can help you in easily managing your card:

Apply for Axis Neo Credit Card with MybankingTips

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