Axis Bank Atlas Credit Card
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Axis Bank Atlas Credit Card

cat name Travel
cat name Reward Points

Best Suited For: Travel

Joining Fee: ₹5,000* Plus Applicable Taxes

Renewal Fee: ₹5,000* Plus Applicable Taxes

cat name Travel
cat name Reward Points

Best Suited For: Travel

Joining Fee: ₹5,000* Plus Applicable Taxes

Renewal Fee: ₹5,000* Plus Applicable Taxes

Best Features:- 2.5X EDGE Miles on Travel | 1 EDGE Mile = INR 1

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The Axis Bank Atlas Credit Card is a premium travel card designed for frequent travelers. The Axis Bank Atlas Credit Card offers EDGE Miles that can be redeemed across multiple airlines and hotel loyalty programs. With a joining fee of ₹5,000, the card offers accelerated rewards, including 5 EDGE Miles per ₹100 spent on travel and 2 EDGE Miles per ₹100 spent on other eligible purchases. It also provides exclusive travel, lounge access, and dining benefits. It is one of the most rewarding travel credit cards in India.

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All You Need To Know

Card Type

Travel

Welcome Benefits
  • Edge Miles Bonus: Receive up to 5,000 Edge Miles (₹5,000 equivalent) upon completing your first transaction.
  • EazyDiner Discount: Get dining discounts of up to ₹800 at partner restaurants.
Edge Miles Reward Program
  • Earn Rate:
    • Domestic Transactions: 2 Edge Miles per ₹100 spent.
    • Travel Bookings: 5 Edge Miles per ₹100 spent on travel purchases.
    • International Transactions: 5 Edge Miles per ₹100 spent abroad.
  • Redemption: Edge Miles can be redeemed for air miles, hotel stays, or statement credits, offering flexibility for travelers.
Tiered Membership Levels

The card features three tiers—Silver, Gold, and Platinum—based on annual spending:

  • Silver Tier (Spend < ₹3 Lakh/year):
    • Domestic Lounge Access: 8 visits annually.
    • International Lounge Access: 4 visits annually.
    • Milestone Reward: 2,500 Edge Miles.
  • Gold Tier (Spend ₹3 Lakh–₹7.5 Lakh/year):
    • Domestic Lounge Access: 12 visits annually.
    • International Lounge Access: 6 visits annually.
    • Milestone Reward: Additional 2,500 Edge Miles.
  • Platinum Tier (Spend ₹7.5 Lakh+ annually):
    • Domestic Lounge Access: 18 visits annually.
    • International Lounge Access: 12 visits annually.
    • Milestone Reward: Additional 5,000 Edge Miles.
    • Exclusive perks: Airport chauffeur services and priority concierge support.
Lounge Access Benefits
  • Complimentary domestic and international airport lounge access:
    • Benefits increase with higher membership tiers (Gold and Platinum).
Travel Insurance Coverage
  • Air Accident Insurance: Coverage up to ₹2.5 crore.
  • Lost Baggage Insurance: Financial protection for lost luggage.
  • Travel Document Loss Insurance: Coverage of up to $300 for lost travel documents.
Exclusive Travel Portal
  • Book flights and hotels through the Atlas Travel Portal to access exclusive deals and earn additional Edge Miles.
Additional Benefits
  • Global Acceptance: Use the card internationally without hassles.
  • Concierge Services: 24/7 assistance for travel bookings, reservations, gift deliveries, and more.
  • Dining Discounts: Save up to 20% at luxury hotels and partner restaurants.

Axis Bank Atlas Credit Card Eligibility:

Criteria Details
Age 18 to 70 years
Occupation Salaried and Self-employed
Minimum Income
  • Salaried – 9 lakh p.a.
  • Self-employed – 12 lakh p.a.
Documents Required Click here for the list of acceptable documents
Serviceable Cities Click here for the list of eligible cities

The fees and charges applicable to Axis Bank Atlas Credit Card are mentioned below:

Fees / Charges Amount
Joining Fee Rs. 5,000
Annual Fee Rs. 5,000
Finance Charges 3.60% per month (52.86% per annum)
Late Payment Charges** For Statement Balance
  • Less than Rs. 500: Nil
  • From Rs. 501 to Rs. 5,000: Rs. 500
  • From Rs. 5,001 to Rs. 10,000: Rs. 750
  • Greater than Rs. 10,000: Rs. 1,200

Apply for Axis Atlas Credit Card

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FAQs

Yes, you get a 1% fuel surcharge waiver for transactions ranging from Rs. 400 to Rs. 4,000 per statement cycle.

As a welcome benefit, you receive 5,000 reward points after completing your first 3 transactions.

Yes, cardholders enjoy up to 20% discount at partner restaurants.

The over-limit fee is 2.5% of the over-limit amount, with a minimum fee of Rs. 500.

Yes, you will receive a Platinum Tier Membership when you spend over Rs. 15 lakh in a year.

From April 20, 2024, changes include exclusions for categories like gold/jewelry and rent from earning EDGE Miles. Additionally, the cap on accelerated EDGE Miles for travel transactions is now 10,000 miles. Tier-based services such as Airport Meet & Assist and complimentary concierge services have been discontinued.

Yes, you can save 25% on select restaurants through EazyDiner, with a minimum bill of Rs. 2,000. The maximum discount is Rs. 800.

Yes, the Axis Atlas Credit Card is accepted worldwide, but foreign transactions incur a 3.5% foreign exchange markup fee.

In case of loosing your card, call Axis Bank Credit Card Customer Service at 1-860-419-5555 or 1-860-500-5555.

You can redeem EDGE Miles through the Axis Bank Travel EDGE platform for flights, hotels, or activities. 1 EDGE Mile equals INR 1, and you can also transfer miles to partner airlines and hotel programs.

Please click the links below to find details and instructions related to Axis Bank Credit Cards that can help you in easily managing your card:

Check if you are eligible for the Axis Atlas
Credit Card on mybankingtips.com

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