AU Bank Zenith Plus Credit Card
AU Bank AU Bank

AU Bank Zenith Plus Credit Card

cat name Travel
cat name Reward Points

Best Suited For: Rewards & Travel

Joining Fee: ₹4,999 Plus Applicable Taxes

Renewal Fee: ₹4,999 Plus Applicable Taxes

cat name Travel
cat name Reward Points

Best Suited For: Rewards & Travel

Joining Fee: ₹4,999 Plus Applicable Taxes

Renewal Fee: ₹4,999 Plus Applicable Taxes

Best Feature:- Earn upto 50,000 Bonus Reward Points Anually, Club Vistara and Trident Privilege Membership.

Check your eligibility for this card

By submitting this form, you have read and agree to the Credit Report Terms of Use, Terms & Conditions & Privacy Policy

credit card apply now

The AU Bank Zenith Plus Credit Card is a premium metal card designed. It is the perfect choice for people who are looking for a mix of luxury and high-end benefits. Even though it comes with an annual fee of ₹4,999 but the benefits clearly overweight this annual spending. It offers a range of rewards and privileges across various categories. Which includes premium hotel membership, a higher number of free lounge visits, and a low forex markup fee of 0.99%. All of these benefits make it one of the best picks for travel credit cards.

Best Credit Cards in India | Check Eligibility & Apply Online

All You Need To Know

Card Type

Rewards & Travel

Welcome Benefits
  • Luxury Vouchers or Reward Points: upon card activation, you get to choose between luxury brand vouchers worth ₹5,000 or 5,000 reward points.
Rewards Points
  • Travel, Dining, and International Spendings: Cardholders Earn 2 reward points for every ₹100 spent.
  • Other Categories: It also offers 1 reward point per ₹100 spent across all other merchant categories
  • Reward Point Value: 1 reward point equals ₹1.
Milestone Benefits
  • Monthly Spend: You get 1,000 reward points if you spend ₹75,000 or more in a statement cycle.
  • Annual Spend: It offers a complimentary Taj Epicure membership upon spending ₹12 lahks or more during the first year of card activation.
Lounge Access
  • Domestic Lounges: Cardholders get 4 complimentary domestic lounge visits per calendar quarter using your Zenith VISA Card.
  • International Lounges: 16 complimentary visits per annum through Priority Pass.
Entertainment Benefits
  • Movie Tickets: 16 complimentary 'Buy One Get One' movie tickets per annum (up to 4 per quarter) via BookMyShow.
  • Golf: 8 complimentary golf lessons or rounds per annum (up to 2 per quarter).
Travel Benefits
  • Airport Services: 4 complimentary airport VIP check-in services per annum (maximum of 1 per quarter).
  • Foreign Currency Markup: Low forex markup fee of 0.99% on international transactions.
Insurance Benefits
  • Air Accident Cover: Coverage up to ₹2 crore.
  • Card Liability Cover: Coverage up to ₹15 lakh.
  • Credit Shield: Coverage up to ₹15 lakh
  • Purchase Protection: Coverage up to ₹50,000.
  • Travel-related Covers: Protection against baggage delay, flight delay, loss of passport, and hijack incidents.
Fuel Surcharge Waiver
  • The AU Bank Zenith+ Credit Card offers a 1% waiver on fuel transactions across all fuel stations in India. But this wavier is capped at ₹1,000 per statement cycle.

AU Bank Zenith Plus Credit Card Eligibility:

Eligibility Criteria of AU Bank Zenith Plus Credit Card

  • Age: Applicants should be between 21 to 60 years old.
  • Income: Specific income criteria for this credit card may vary according to the requirements of the bank. But a stable monthly income is required, confirmed with AU Small Finance Bank.
  • Credit Score: A good credit score can surely enhance your chances of approval.

Documents Required

  • Proof of Identity: PAN Card, Aadhaar Card, Passport, Voter ID, or Driver’s License.
  • Proof of Address: Utility bills (not older than 3 months), Aadhaar Card, Passport, or Rental Agreement
  • Proof of Income: Latest salary slips, Form 16, or recent bank statements.

Note: AU Bank may request additional documents as per their internal policies.

Fees and charges that apply to AU Bank Zenith Plus Credit Card:

Fee / Charge Amount/Rate
Annual Fee ₹4,999 + Taxes (waived upon spending ₹8 lakh in the previous year)
Joining Fee ₹4,999 + Taxes
Finance Charges 1.99% per month (23.88% per annum)
Late Payment Charges Ranges from ₹100 to ₹1,100 based on the total outstanding amount
Foreign Currency Markup 0.99% on all foreign currency transactions
Cash Advance Charges 2.5% of the amount withdrawn or ₹500, whichever is higher
Over Limit Penalty 2.5% of the over-limit amount
Card Replacement Fee ₹100
Fuel Surcharge 1% (waived for transactions up to ₹1,000 per statement cycle)

*A late payment charge of Rs. 100 will be imposed if the Minimum Amount Due (MAD) is not paid by the due date for two consecutive cycles. This charge will persist in each subsequent payment cycle until the MAD is settled.

Apply for AU Bank Zenith Plus Credit Card

Apply Now
apply card image

FAQs

The card has a joining fee of ₹4,999 plus applicable taxes.

With the AU Bank Zenith+ Credit Card Cardholders earn 2 reward points per ₹100 spent on travel, dining, and international transactions, and 1 reward point per ₹100 on other categories.

You can redeem credit card reward points easily through the AU Rewardz portal. You can use them for merchandise, e-vouchers, mobile or DTH recharges, and flight or hotel bookings. One reward point for this card is equal to ₹0.25.

It is very easy to redeem AU Bank Zenith+ Credit Card reward points through the AU Rewardz portal. You can use these reward points to shop for merchandise, e-vouchers, mobile or DTH recharges, and flight or hotel bookings. Its 1 reward point equals ₹1.

The AU Bank Zenith+ Credit Card offers 16 complimentary domestic lounge visits and 16 complimentary international lounge visits per annum.

Yes, this credit card offers a 1% fuel surcharge waiver on transactions across all fuel stations in India. But this waiver is capped at ₹1,000 per statement cycle.

To apply for AU Bank Zenith+ Credit Card the applicants should be between 21 to 60 years old, with a stable monthly income, and maintain a good credit score.

Please click the links below to find details and instructions related to SBI Credit Cards that can help you in easily managing your card:

Check if you are eligible for AU Bank Zenith Plus Credit Card on
mybankingtips.com

Apply Now

Au Bank Credit Cards

Credit Card by Banks

Related Articles

Best Credit Cards For