AU Bank Vetta Credit Card
AU Bank AU Bank

AU Bank Vetta Credit Card

cat name Travel
cat name Reward Points

Best Suited For: Rewards & Travel

Joining Fee: ₹2,999 + GST

Renewal Fee: ₹2,999 + GST

cat name Travel
cat name Reward Points

Best Suited For: Rewards & Travel

Joining Fee: ₹4,999 Plus Applicable Taxes

Renewal Fee: ₹4,999 Plus Applicable Taxes

Best Feature:- Earn upto 50,000 Bonus Reward Points Anually, Club Vistara and Trident Privilege Membership.

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The AU Bank Vetta Credit Card is a premium offering by the bank. It is designed to offer rewards for both shopping and travel activities. The AU Bank Vetta Credit Card is a mid-tier lifestyle credit card offering a range of benefits across various spending categories. It is the best credit card for people who are looking for a mix of rewards, travel benefits, and comprehensive insurance coverage. It comes with a joining and annual fee of ₹2,999. Against this annual fee. The card also offers various rewards on everyday purchases, milestone benefits, lounge access, and comprehensive insurance coverage Against this annual fee.

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All You Need To Know

Card Type

Rewards & Travel

Welcome Bonus
  • Vouchers: Cardholders receive vouchers worth ₹2,000 upon spending ₹30,000 within the first 60 days of card issuance.
Rewards Points
  • Utility Bill Payments: Credit card users earn 10 Reward Points per ₹100 spent (equivalent to a 2.5% reward rate).
  • Grocery and Departmental Stores: It offers 4 Reward Points per ₹100 spent (1% reward rate).
  • Other Retail Spends: Cardholders earn 2 Reward Points per ₹100 spent (0.5% reward rate).
Milestone Benefits
  • Quarterly: With this credit card users get 500 Bonus Reward Points upon spending ₹50,000 in a calendar quarter, and an additional Bonus of 1,000 Reward Points upon reaching ₹1 lakh in the same period.
  • Annual: On spending ₹2.5 lakh in the card anniversary year cardholders receive vouchers worth ₹1,000.
Lounge Access
  • Domestic Airport Lounges: It offers 1 complimentary access per calendar quarter through the Visa domestic lounge program.
  • International Airport Lounges: 1 complimentary access per calendar quarter via Priority Pass membership.
  • Railway Lounges: 2 complimentary accesses per calendar quarter at select railway stations using the Visa card.
Concierge Services
  • Credit card users get 24/7 global concierge assistance for travel bookings, dining reservations, and entertainment planning.
Fuel Surcharge Waiver
  • It offers a 1% waiver on fuel transactions ranging from ₹400 to ₹5,000 across all fuel stations in India. But this fuel waiver is capped at ₹250 per statement cycle.
Insurance Benefits
  • Air Accident Cover: Coverage up to ₹50 lakh
  • Credit Shield: Up to ₹5 lakh.
  • Purchase Protection: Coverage up ₹25,000.
  • Travel-Related Cover: Cardholders also get protection against baggage loss, baggage delay, flight delay, loss of passport, and plane hijack incidents.
Zero Lost Card Liability
  • Zero liability on fraudulent transactions post reporting the card loss to the bank.

Fees and charges that apply to AU Bank Zenith Credit Card:

Fee / Charge Amount/Rate
Annual Fee ₹2,999 + GST
Joining Fee ₹2,999 + GST
Annual Percentage Rate 41.88%
Cash Withdrawal Fee 2.5% of the transaction amount (subject to a minimum charge of ₹100)
Foreign Transaction Fee 2.99% of the transaction amount
Late Payment Charges - Up to ₹100: Nil- ₹100 to ₹500: ₹100- ₹501 to ₹5,000: ₹500- ₹5,001 to ₹10,000: ₹700- ₹10,001 to ₹20,000: ₹800- ₹20,001 to ₹50,000: ₹900- Above ₹50,000: ₹1,100

*A late payment charge of Rs. 100 will be imposed if the Minimum Amount Due (MAD) is not paid by the due date for two consecutive cycles. This charge will persist in each subsequent payment cycle until the MAD is settled.

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FAQs

The AU Bank Vetta Credit Card is lifestyle-centric. It offers rewards on various spending categories, milestone benefits, lounge access, and comprehensive insurance coverage.

With this credit card cardholders earn 10 Reward Points per ₹100 on utility bill payments, 4 Reward Points per ₹100 on grocery and departmental store purchases, and 2 Reward Points per ₹100 on other retail spends.

Yes, the AU Bank Vetta Credit card provides 1 complimentary domestic airport lounge access and 1 international lounge access per calendar quarter, along with 2 complimentary railway lounge accesses per quarter.

This card offers air accident cover up to ₹50 lakh, credit shield up to ₹5 lakh, purchase protection of ₹25,000, and various travel-related insurance covers.

Yes, for fuel transactions ranging from ₹400 and ₹5,000, this credit card offers a 1% fuel surcharge waiver. But this waiver is capped at ₹250 per statement cycle.

Please click the links below to find details and instructions related to SBI Credit Cards that can help you in easily managing your card:

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