How to Block American Express Credit Card

If your American Express credit card is lost or stolen, it's crucial to block it immediately to prevent unauthorized transactions. You can do this by logging into your American Express mobile app or online banking account and navigating to the 'Accounts Management' section to block your card. Alternatively, you can call American Express Customer Care at 1-800-419-2122 (Toll-Free) to request the card to be blocked.

Yes, you can temporarily block your American Express credit card if you misplace it or don't need it for a while. To do this, log into your American Express mobile app, go to the 'Accounts' tab, and in the 'Account Management' section, click on 'Temp Block Your Card.' This action will block your card temporarily, and you can unblock it using the same process when needed.

After blocking your American Express credit card, you can request a replacement through your online banking account. Log into your American Express mobile app or net banking platform, go to the 'Accounts Management' section under 'Card Management,' and select the option to request a 'Replacement Card.' Once your request is verified and approved, the replacement card will be sent to your registered address within 7-10 business days.

No, blocking your American Express credit card will not impact your credit score. When you block your card, you're preventing unauthorized use of the physical card, but your card account remains active. A replacement card will be issued to you, and your account will continue to function normally.

Yes, you can cancel your American Express credit card online through net banking, mobile banking, or the mobile app. However, before canceling, ensure that all outstanding dues are cleared, and any reward points are redeemed to avoid losing benefits. Unlike blocking, canceling your card involves closing the account, so it's important to settle all matters before proceeding.