The 6E Rewards XL IndiGo HDFC Credit Card is a co-branded travel credit card tailored for IndiGo flyers. Cardholders earn up to 5% 6E Rewards on IndiGo bookings and can redeem them for flights and 6E Prime add-ons at a 1:1 ratio, making travel more affordable.
Beyond travel spends, the card also rewards everyday purchases with 3% back on dining, groceries, and entertainment. For its ₹1,500 joining fee, users receive an IndiGo flight voucher worth ₹3,000 plus 6E Prime benefits worth ₹1,099 (priority check-in, complimentary meal, and seat selection).
Travel perks include 8 complimentary domestic lounge visits per year and a low forex markup of 2.5%. However, the absence of international lounge access may be a drawback for frequent global travellers.
Overall, this card is ideal for IndiGo loyalists seeking strong value on both travel and daily expenses. But if you prefer flexibility across multiple airlines, alternatives like Axis Atlas or Axis Horizon may provide better benefits.
HDFC Bank has partnered with IndiGo to launch the 6E Rewards XL IndiGo HDFC Bank Credit Card, designed to make air travel more affordable for frequent flyers. The card offers a complimentary IndiGo flight ticket along with several travel perks. The annual fee for this card is ₹2,500.
6E Rewards XL IndiGo HDFC Bank Credit Card Rewards Program
Rewards Program
5 6E Rewards for every ₹100 spent on IndiGo flights via the website or app
3 6E Rewards for every ₹100 spent on dining, groceries, and entertainment¹
2 6E Rewards for every ₹100 spent on all other retail purchases²
Redemption: 1 6E Reward = ₹1, usable for IndiGo flight bookings and 6E add-on services
Other Features and Benefits
Welcome Benefits
1 complimentary IndiGo flight ticket voucher worth ₹3,000 on making at least 3 transactions in each of the first 3 months
1 complimentary 6E Prime add-on worth ₹1,099 (includes priority check-in, seat selection, complimentary meal, etc.)
Fuel Surcharge Waiver:
1% waiver on fuel transactions above ₹400 (up to ₹500 per month)
Travel Benefits
Low forex markup fee: 2.5% on foreign transactions
8 complimentary domestic lounge visits per year (maximum 2 per quarter)
Fees and Charges
Fee Type
Amount
Joining Fee
Rs. 1,500
Annual Fee
Rs. 1,500
Finance Charges
3.75% p.m. | 45% p.a.
Late Payment Charges
For Statement Balance:
Up to Rs. 100
Nil
Rs. 101 to Rs. 500
Rs. 100
Rs. 501 to Rs. 1,000
Rs. 500
Rs. 1,001 to Rs. 5,000
Rs. 600
Rs. 5,001 to Rs. 10,000
Rs. 750
Rs. 10,001 to Rs. 25,000
Rs. 900
Rs. 25,001 to Rs. 50,000
Rs. 1,100
More than Rs. 50,000
Rs. 1,300
Things to Know Before you apply
Get this card if:
You frequently travel and prefer flying with IndiGo
You want extra rewards on dining, groceries, and entertainment
You are okay with redeeming rewards for IndiGo flights and add-ons
You want complimentary domestic lounge access
Eligibility Criteria
Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history
Document Required For 6E Rewards XL IndiGo HDFC Bank Credit Card
Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
6E Rewards XL IndiGo HDFC Bank Credit Card Hilights
What do we like about this card?
5% 6E Rewards on IndiGo flight bookings via 6ERewards.in
3% 6E Rewards on dining, grocery, and entertainment
2% 6E Rewards on other spends
8 complimentary domestic lounge accesses per year
IndiGo benefits: Priority check-in, choice of seat, faster baggage delivery
Spend milestone: Flight voucher worth ₹1,000 every ₹1.5 lakh spent
Pros
High rewards for IndiGo bookings and common spend categories
Complimentary lounge access
Priority services at IndiGo airports
Low fee and good value for domestic flyers
Flight voucher milestone benefits
Cons
Lounge access limited to domestic airports only
No international travel perks or concierge services
Rewards only useful for IndiGo users
No direct cashback or statement credit options
HDFC Bank Credit Card Contact Details
HDFC Card offers multiple ways to get assistance for your credit card queries and services.
Contact Address: Manager, HDFC Bank Cards Division, PO BOX # 8654, Thiruvanmiyur PO Chennai - 600 041
Helpline: You can contact us at 1800 1600 / 1800 2600.
Simply SMS: - SMS “CCHELP” to 5676712
Frequently Asked Questions
Everything you need to know about this credit card
The joining fee and renewal fee for the card is ₹2,500 plus applicable taxes.
Yes, on successful payment of the joining fee, you get a complimentary welcome voucher worth ₹3,000 from IndiGo.
Yes, 6E Rewards can be redeemed for booking IndiGo flight tickets and add-on services through the official website or app.
No, the card offers only domestic airport lounge access.
Yes, the 1% fuel surcharge waiver is applicable at all fuel stations across India, subject to the minimum transaction amount.
Yes, HDFC Bank allows you to convert eligible big-ticket purchases into easy EMIs using this card.
How Can I Apply for a Credit Card Online?
✔Step 1: Enter your mobile number in the application form
✔Step 2: Provide your personal details
✔Step 3: Enter OTP to verify your mobile number
✔Step 4: Select the credit card
✔Step 5: Compare offers and apply for the best-suited credit card