HDFC Solitaire Credit Cards
Housing Development Finance Corporation Housing Development Finance Corporation

HDFC Solitaire Credit Cards

Joining Fee: 500* Plus Applicable Taxes

Renewal Fee: 500*Plus Applicable Taxes

Joining Fee: 500* + Tax

Renewal Fee: 500* + Tax

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About HDFC Solitaire Credit Cards

HDFC Solitaire Credit Card is tailored for women and offers rewards across multiple spending categories. It provides accelerated reward points on grocery and dining spends, along with shopping vouchers, making it ideal for everyday transactions and lifestyle needs.

HDFC Solitaire Credit Cards Rewards Program

Reward Points:

  • 3 reward points per Rs. 150 spent across all categories.
  • 50% extra reward points on groceries and dining spends

Redeem Rewards for Air Miles:

  • Convert accumulated reward points into InterMiles or KrisFlyer Miles.

Convert Rewards into Cash:

  • Use reward points to pay dues (100 points = Rs. 20).
  • Potential cashback of over Rs. 4,000 on spending Rs. 5 lakh annually.

Other Features and Benefits

Milestone Benefit:

  • Shopping vouchers worth Rs. 1,000 on cumulative spends of Rs. 75,000 every 6 months.
  • Earn up to 2 vouchers per year.

Fuel Surcharge Waiver:

  • 1% fuel surcharge waiver at all fuel stations in India.
  • Applicable on transactions between Rs. 400 to Rs. 5,000 (max Rs. 250 per statement cycle).

Annual Fee Waiver:

  • Annual fee waived on spending Rs. 50,000 in a year.

Fees and Charges

Fee TypeCharges
Joining feeRs.500
Annual feeRs.500 (2nd year onwards)
Interest rates3.49% per month
Cash withdrawal fee2.5% of the withdrawal amount or a minimum of Rs.500
Late payment fee
  1. Less than equal to Rs.100 - Nil
  2. Rs.101 to Rs.500 - Rs.100
  3. Rs.501 to Rs.1,000 - Rs.500
  4. Rs.1,001 to Rs.5,000 - Rs.600
  5. Rs.5,001 to Rs.10,000 - Rs.750
  6. Rs.10,001 to Rs.25,000 - Rs.900
  7. Rs.25,001 to Rs.50,000 - Rs.1100
  8. More than Rs.50,000 Rs.1300
Over credit limit fee2.5% on the amount the over limit amount. The minimum will be Rs.500.
Reward redemption feeRs.99 per redemption
Railway ticket booking surcharge1.8% of the transaction value
Re-issue of the cardRs.100
Cash payment feeRs.100 per deposit

Things to Know Before you apply

Get this card if:

  • You want accelerated rewards on groceries and dining.
  • You like earning shopping vouchers as milestone benefits.
  • You frequently spend on fuel and want a fuel surcharge waiver.

Eligibility Criteria

  • Age: 21 to 70 years
  • Occupation: Salaried or Self-employed
  • Credit Score: Should have a good credit history

Document Required For HDFC Solitaire Credit Cards

  • Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
  • Proof of Address: Aadhaar Card, Driver’s License, Passport
  • Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement

HDFC Solitaire Credit Cards Hilights

What do we like about this card?

  • Earn 3 reward points for every Rs. 150 spent
  • Get 50% extra reward points on dining and grocery spends
  • Receive shopping vouchers worth Rs. 1,000 on spending Rs. 75,000 in six months
  • Enjoy 1% fuel surcharge waiver at all fuel stations across India

Pros

  • Accelerated reward points on groceries and dining.
  • Milestone shopping vouchers and flexible reward redemption options.
  • Fuel surcharge waiver and annual fee waiver on Rs. 50,000 spend.

Cons

  • Reward redemption value is moderate (100 points = Rs. 20).
  • Limited benefits outside dining, groceries, and fuel.
  • Maximum vouchers capped at 2 per year.

HDFC Bank Credit Card Contact Details

HDFC Card offers multiple ways to get assistance for your credit card queries and services.

  • Contact Address: Manager, HDFC Bank Cards Division, PO BOX # 8654, Thiruvanmiyur PO Chennai - 600 041
  • Helpline: You can contact us at 1800 1600 / 1800 2600.
  • Simply SMS: -  SMS “CCHELP” to 5676712

Frequently Asked Questions

Everything you need to know about this credit card

The joining fee is Rs. 500 plus applicable taxes.

You receive shopping vouchers worth Rs. 1,000 on spending Rs. 75,000 within six months.

Earn 3 reward points per Rs. 150 spent across all categories, with 50% extra points on groceries and dining.

Reward points can be redeemed for cash (100 points = Rs. 20), converted into air miles (InterMiles or KrisFlyer), or used via the HDFC rewards catalogue.

Yes, 1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 5,000, up to Rs. 250 per statement cycle.

Yes, the annual fee is waived on spending Rs. 50,000 in a year.

Reward points are valid for 2 years from the date of accumulation.

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