About HDFC Bank Diners ClubMiles Credit Card
HDFC Bank Diners ClubMiles Credit Card is a travel-focused card designed for frequent flyers. It offers lounge access, a dedicated travel concierge service, and the option to convert reward points into air miles with leading airlines.
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HDFC Bank Diners ClubMiles Credit Card Rewards Program
Reward Points:
Earn 4 Reward Points per ₹150 spent 1 Reward Point = 1 Air Mile or ₹0.50 Partner airlines: British Airways, InterMiles, KrisFlyer, Club Vistara
Other Features and Benefits
Dining Offers:
Get 15% discount at 1,400+ premium restaurants worldwideLounge Access:
6 complimentary visits at 1,000+ airport lounges globallyConvert Rewards into Miles:
Convert points into air miles with British Airways Executive Club, KrisFlyer, Club Vistara, and InterMilesAnnual Fee Waiver:
Annual fee waived on spending ₹1 lakh in a calendar yearTravel Concierge:
Assistance for flight bookings, hotel reservations, and fine diningInsurance Coverage:
Air accident cover: ₹1 crore Emergency medical expenses: ₹25 lakh Credit liability cover: ₹9 lakh Travel insurance: ₹50,000 on baggage delay (USD 10/hour, up to 8 hours)
Fees and Charges
Type of Fee/charge Amount Joining fee Rs.1,000 Annual fee Rs.1,000 Interest rate 3.49% per month Cash withdrawal fee 2.5% of the withdrawn amount or Rs.500 Rewards redemption fee Rs.99 Late payment charges Less than equal to Rs.100 - Nil Rs.101 to Rs.500 - Rs.100 Rs.501 to Rs.1,000 - Rs.500 Rs.1,001 to Rs.5,000 - Rs.600 Rs.5,001 to Rs.10,000 - Rs.750 Rs.10,001 to Rs.25,000 - Rs.900 Rs.25,001 to Rs.50,000 - Rs.1100 More than Rs.50,000 Rs.1300 Outstation cheque processing charge Cheque value of up to Rs.5,000 - Rs.25 Cheque value of more than Rs.5,000 - Rs.50. Cash processing fee Rs.100 Over limit charges 2.5% of the over-limit amount (minimum Rs.500) Reissue of lost, stolen or damaged card Rs.100 Foreign currency transaction fee 3.5% Payment return charges 2% of payment amount (minimum Rs.450)
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Things to Know Before you apply
Get this card if:
You are a frequent flyer who prefers earning air miles over regular rewards. You want complimentary lounge access along with travel concierge services. You want flexibility to convert reward points into air miles with top airline partners.
Eligibility Criteria
Age : 21 to 70 yearsOccupation : Salaried or Self-employedCredit Score : Should have a good credit history
Document Required For HDFC Bank Diners ClubMiles Credit Card
Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter IDProof of Address: Aadhaar Card, Driver’s License, PassportProof of Income: Latest 3 salary slips, Last 3 months’ bank statement
HDFC Bank Diners ClubMiles Credit Card Hilights
What do we like about this card?
Earn 4 Reward Points on every ₹150 spent (1 RP = 1 Air Mile or ₹0.50) Redeem points with leading airlines like British Airways, InterMiles, KrisFlyer, and Club Vistara Enjoy 6 complimentary airport lounge visits at 1,000+ lounges worldwide Get up to 15% discount at 1,400+ premium restaurants globally Convert reward points into air miles for easy travel redemptions Annual fee waived on spends of ₹1 lakh in a calendar year Travel concierge service for flight, hotel, and dining bookings Insurance coverage including ₹1 crore air accident cover, ₹25 lakh emergency medical cover, ₹9 lakh credit liability, and ₹50,000 baggage delay cover
Pros
Earn 4 Reward Points per ₹150 spent (high reward rate for airmiles card). 1:1 conversion of reward points to air miles with leading airlines. 6 complimentary airport lounge visits worldwide.
Cons
Limited benefits for non-travel categories (not ideal for everyday cashback/reward seekers). Lounge access capped at 6 visits annually (less than other premium cards).
HDFC Bank Credit Card Contact Details
HDFC Card offers multiple ways to get assistance for your credit card queries and services.
Contact Address: Manager, HDFC Bank Cards Division, PO BOX # 8654, Thiruvanmiyur PO Chennai - 600 041Helpline: You can contact us at 1800 1600 / 1800 2600.Simply SMS: - SMS “CCHELP” to 5676712
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Frequently Asked Questions
Everything you need to know about this credit card
The annual fee is ₹1,000 plus applicable taxes.
Yes, the annual fee is waived if you spend ₹1 lakh or more in a calendar year.
You earn 4 Reward Points for every ₹150 spent.
1 RP = 1 Air Mile (with partner airlines) or ₹0.50 for redemption against flights, hotels, or vouchers.
You can transfer points to British Airways Executive Club, InterMiles, KrisFlyer, and Club Vistara.
Yes, you get 6 complimentary international/domestic lounge visits per year at over 1,000 lounges.
Yes, you get up to 15% discount at partner restaurants through HDFC Bank’s Dining Program.
It offers air accident cover of ₹1 crore, emergency medical cover of ₹25 lakh, credit liability cover up to ₹9 lakh, and baggage delay cover of ₹50,000.