Housing Development Finance Corporation

HDFC Bank Diners ClubMiles Credit Card

Airport Lounge Access

Dining

Reward Points

MyBankingTips Rating

Joining Fee: ₹1000* Plus Applicable Taxes

Renewal Fee: ₹1000*Plus Applicable Taxes

Airport Lounge Access

Dining

Reward Points

MyBankingTips Rating

Joining Fee: ₹1000* + Tax

Renewal Fee: ₹1000* + Tax

Airport Lounge Access

6 complimentary lounge visits at over 1,000 lounges worldwide

Dining

15% discount and other benefits at some of the finest restaurants

Reward Points

Earn 4 reward points per Rs. 150 spent

Check your eligibility For This Card

About The Card Rewards Program Features & Benefits Fees & Charges Thinks We Know FAQs

About HDFC Bank Diners ClubMiles Credit Card

HDFC Bank Diners ClubMiles Credit Card is a travel-focused card designed for frequent flyers. It offers lounge access, a dedicated travel concierge service, and the option to convert reward points into air miles with leading airlines.

HDFC Bank Diners ClubMiles Credit Card Rewards Program

Reward Points:

Earn 4 Reward Points per ₹150 spent
1 Reward Point = 1 Air Mile or ₹0.50
Partner airlines: British Airways, InterMiles, KrisFlyer, Club Vistara

Other Features and Benefits

Dining Offers:

Get 15% discount at 1,400+ premium restaurants worldwide

Lounge Access:

6 complimentary visits at 1,000+ airport lounges globally

Convert Rewards into Miles:

Convert points into air miles with British Airways Executive Club, KrisFlyer, Club Vistara, and InterMiles

Annual Fee Waiver:

Annual fee waived on spending ₹1 lakh in a calendar year

Travel Concierge:

Assistance for flight bookings, hotel reservations, and fine dining

Insurance Coverage:

Air accident cover: ₹1 crore
Emergency medical expenses: ₹25 lakh
Credit liability cover: ₹9 lakh
Travel insurance: ₹50,000 on baggage delay (USD 10/hour, up to 8 hours)

Fees and Charges

Type of Fee/charge	Amount
Joining fee	Rs.1,000
Annual fee	Rs.1,000
Interest rate	3.49% per month
Cash withdrawal fee	2.5% of the withdrawn amount or Rs.500
Rewards redemption fee	Rs.99
Late payment charges	Less than equal to Rs.100 - Nil Rs.101 to Rs.500 - Rs.100 Rs.501 to Rs.1,000 - Rs.500 Rs.1,001 to Rs.5,000 - Rs.600 Rs.5,001 to Rs.10,000 - Rs.750 Rs.10,001 to Rs.25,000 - Rs.900 Rs.25,001 to Rs.50,000 - Rs.1100 More than Rs.50,000 Rs.1300
Outstation cheque processing charge	Cheque value of up to Rs.5,000 - Rs.25 Cheque value of more than Rs.5,000 - Rs.50.
Cash processing fee	Rs.100
Over limit charges	2.5% of the over-limit amount (minimum Rs.500)
Reissue of lost, stolen or damaged card	Rs.100
Foreign currency transaction fee	3.5%
Payment return charges	2% of payment amount (minimum Rs.450)

Things to Know Before you apply

Get this card if:

You are a frequent flyer who prefers earning air miles over regular rewards.
You want complimentary lounge access along with travel concierge services.
You want flexibility to convert reward points into air miles with top airline partners.

Eligibility Criteria

Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history

Document Required For HDFC Bank Diners ClubMiles Credit Card

Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement

HDFC Bank Diners ClubMiles Credit Card Hilights

What do we like about this card?

Earn 4 Reward Points on every ₹150 spent (1 RP = 1 Air Mile or ₹0.50)
Redeem points with leading airlines like British Airways, InterMiles, KrisFlyer, and Club Vistara
Enjoy 6 complimentary airport lounge visits at 1,000+ lounges worldwide
Get up to 15% discount at 1,400+ premium restaurants globally
Convert reward points into air miles for easy travel redemptions
Annual fee waived on spends of ₹1 lakh in a calendar year
Travel concierge service for flight, hotel, and dining bookings
Insurance coverage including ₹1 crore air accident cover, ₹25 lakh emergency medical cover, ₹9 lakh credit liability, and ₹50,000 baggage delay cover

Pros

Earn 4 Reward Points per ₹150 spent (high reward rate for airmiles card).
1:1 conversion of reward points to air miles with leading airlines.
6 complimentary airport lounge visits worldwide.

Cons

Limited benefits for non-travel categories (not ideal for everyday cashback/reward seekers).
Lounge access capped at 6 visits annually (less than other premium cards).

HDFC Bank Credit Card Contact Details

HDFC Card offers multiple ways to get assistance for your credit card queries and services.

Contact Address: Manager, HDFC Bank Cards Division, PO BOX # 8654, Thiruvanmiyur PO Chennai - 600 041
Helpline: You can contact us at 1800 1600 / 1800 2600.
Simply SMS: - SMS “CCHELP” to 5676712

Frequently Asked Questions

Everything you need to know about this credit card

The annual fee is ₹1,000 plus applicable taxes.

Yes, the annual fee is waived if you spend ₹1 lakh or more in a calendar year.

You earn 4 Reward Points for every ₹150 spent.

1 RP = 1 Air Mile (with partner airlines) or ₹0.50 for redemption against flights, hotels, or vouchers.

You can transfer points to British Airways Executive Club, InterMiles, KrisFlyer, and Club Vistara.

Yes, you get 6 complimentary international/domestic lounge visits per year at over 1,000 lounges.

Yes, you get up to 15% discount at partner restaurants through HDFC Bank’s Dining Program.

It offers air accident cover of ₹1 crore, emergency medical cover of ₹25 lakh, credit liability cover up to ₹9 lakh, and baggage delay cover of ₹50,000.