HDFC Bank Teacher’s Platinum Credit Card is designed specifically for teachers. Cardholders can enjoy 500 reward points on Teacher’s Day, earn bonus points on weekend shopping, and access several other benefits tailored for educators. Key features of this credit card include:

HDFC Bank Teacher’s Platinum Credit Card Rewards Program

Reward Points:

2 reward points for every Rs. 150 spent on weekdays
3X reward points on weekends

Other Features and Benefits

Teacher’s Day Rewards:

500 reward points every year on Teacher’s Day (5th September)

Fee Reversal:

Renewal fee reversed on spending Rs. 50,000 in an anniversary year

Fuel Surcharge Waiver:

1% fuel surcharge waiver at all fuel stations across India on transactions between Rs. 400 and Rs. 5,000 (Max waiver of Rs. 250 per statement cycle)

Free Add-on Cards:

Up to 3 lifetime-free add-on credit cards

Fees and Charges

Type of Charge	Amount
Annual Fee	Rs.500
Interest-free period	Up to 50 days
Cash advance limit	40% of the credit limit
Minimum repayment amount	5% or a minimum amount of Rs.200
Additional card fee	Free
Cash advance charges	2.5% of the amount withdrawn or Rs.500. The higher amount among these will be taken.
Charges on revolving credit	3.49% per month
Payment return charges	2% of the payment amount subjected to a minimum of Rs.450.
Late payment charges	Less than equal to Rs.100 - Nil Rs.101 to Rs.500 - Rs.100 Rs.501 to Rs.1,000 - Rs.500 Rs.1,001 to Rs.5,000 - Rs.600 Rs.5,001 to Rs.10,000 - Rs.750 Rs.10,001 to Rs.25,000 - Rs.900 Rs.25,001 to Rs.50,000 - Rs.1100 More than Rs.50,000 Rs.1300
Charges on over limit account	2.5% of the over limit amount subjected to a minimum of Rs.500
Cash processing fee	Rs.100
Rewards redemption fee	Rs.99 per redemption request.
Fuel transaction surcharge	Capped at Rs.250 per statement cycle
Balance transfer processing charges	1% of the balance transfer amount or Rs.250. The higher amount will be taken.
Card validation charges	Rs.2. The amount will not be reversed by the bank
Railway ticket purchase fee	1.8% of the transaction amount + GST
Reissue of damaged, stolen or lost card	Rs.100
Outstation cheque processing charges	If cheque value is up to Rs.5,000 - Rs.25 If cheque value is more than Rs.5,000 - Rs.50
Foreign currency transactions	3.5%

Things to Know Before you apply

Get this card if:

You are a teacher looking for a low-fee credit card with rewards.
You regularly spend on weekdays and weekends and want to earn accelerated reward points.
You want benefits like fee reversal, fuel surcharge waiver, and free add-on cards.

Eligibility Criteria

Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history

Document Required For HDFC Bank Teacher’s Platinum Credit Card

Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement

HDFC Bank Teacher’s Platinum Credit Card Hilights

What do we like about this card?

Earn 500 reward points every year on Teacher’s Day (5th September)
2 reward points for every Rs. 150 spent on weekdays and 3X reward points on weekends
Renewal fee waived on spending Rs. 50,000 in an anniversary year
1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 5,000 (max Rs. 250 per statement cycle)
Up to 3 lifetime-free add-on credit cards

Pros

Accelerated rewards on weekdays and weekends, plus 500 bonus points on Teacher’s Day.
Annual fee waiver on spending ₹50,000 and up to 3 free add-on cards.
1% fuel surcharge waiver on eligible transactions.

Cons

No travel benefits like lounge access.
Reward points redemption limited to HDFC SmartBuy.
Charges 3.5% foreign transaction fee.

HDFC Bank Credit Card Contact Details

HDFC Card offers multiple ways to get assistance for your credit card queries and services.

Contact Address: Manager, HDFC Bank Cards Division, PO BOX # 8654, Thiruvanmiyur PO Chennai - 600 041
Helpline: You can contact us at 1800 1600 / 1800 2600.
Simply SMS: - SMS “CCHELP” to 5676712