Get unlimited airport lounge access for both primary and add-on cardholders.
Welcome benefits:- Complimentary Annual memberships* of Club Marriott, Times Prime, Amazon Prime, MMT BLACK Elite Tier and three-month Swiggy One on spending Rs. 1.5 Lakh within the first 90 days or upon first-year fee realization.
About HDFC Diners Club Black Metal Edition Credit Card
The HDFC Diners Club Black Credit Card is one of the most prestigious premium cards in India and a strong alternative to the invite-only HDFC Infinia Credit Card. While it offers benefits across lifestyle, dining, golf, and shopping, its core strength lies in travel privileges.
With a flat 3.33% reward rate on all spends and up to 33% back on HDFC SmartBuy portal purchases, it surpasses many premium competitors such as Axis Magnus and ICICI Emeralde Private. The 1:1 redemption ratio for flight and hotel bookings, as well as seamless point-to-mile conversion, make it especially rewarding for frequent flyers. Adding to its appeal are unlimited international lounge access for both primary and add-on members, a low forex mark-up, and unmatched travel benefits that make this card ideal for global travellers.
You are a frequent traveller who wants to save significantly on flight and hotel bookings.
You prefer all-in-one premium benefits (travel, dining, golf, lifestyle) on a single card rather than juggling multiple cards.
You can spend ₹80,000+ per month to unlock the monthly milestone vouchers.
Eligibility Criteria
Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history
Document Required For HDFC Diners Club Black Metal Edition Credit Card
Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
HDFC Diners Club Black Metal Edition Credit Card Hilights
What do we like about this card?
Complimentary annual memberships like Amazon Prime, Times Prime, Club Marriott, Swiggy One, and MMT Black Elite as welcome benefits, renewed on annual spends of ₹8 Lakh.
Vouchers from Ola, TataCliQ, BookMyShow, or cult.fit on monthly spends of ₹80,000 or more.
Earn 5 Reward Points per ₹150 spent (≈3.3% back), 10X points on SmartBuy/partner brands, and 2X on weekend dining.
6 complimentary golf games per quarter at premium global courses.
Unlimited airport lounge access at 1,000+ domestic and international lounges.
Low forex markup fee of 2% on international transactions.
Extensive travel insurance, including air accident cover worth ₹2 Crore.
Pros
Unlimited domestic & international lounge access for both primary and add-on users.
6 complimentary golf games per quarter.
Multiple complimentary memberships (Amazon Prime, Times Prime, Club Marriott, etc.).
Low forex markup fee of 2% (vs. standard 3.5%).
Cons
Complimentary memberships are renewed only on annual spends of ₹8 Lakh+.
Forex markup fee of 2%, though lower than standard, could be more competitive for a premium card.
HDFC Bank Credit Card Contact Details
HDFC Card offers multiple ways to get assistance for your credit card queries and services.
Contact Address: Manager, HDFC Bank Cards Division, PO BOX # 8654, Thiruvanmiyur PO Chennai - 600 041
Helpline: You can contact us at 1800 1600 / 1800 2600.
Everything you need to know about this credit card
The annual fee is ₹10,000 + taxes. It can be waived on spends of ₹5 Lakh in the preceding year.
On fee payment or spends of ₹1.5 Lakh in the first 90 days, you get complimentary memberships like Amazon Prime, Times Prime, Club Marriott, Swiggy One, and MMT Black Elite.
You earn 5 Reward Points per ₹150 spent (≈3.3% back), with 10X points on SmartBuy/partner brands and 2X points on weekend dining.
1 Reward Point = ₹1 when redeemed for travel bookings via SmartBuy or for Air Miles transfer (1:1 with top airline/hotel partners).
Yes, you get unlimited complimentary access to over 1,000 airport lounges worldwide for both primary and add-on users.
Yes, 6 complimentary golf games per quarter across premium golf courses globally.
The card offers up to ₹2 Crore air accidental cover, ₹50 Lakh overseas hospitalization, and baggage delay/loss cover.
Yes, 1% waiver on fuel transactions between ₹400–₹5,000, capped at ₹1,000 per statement cycle.
Housing Development Finance Corporation
Airport Lounge Access
Reward
Travel
