Housing Development Finance Corporation

HDFC Bank Doctor’s Superia Credit Card

Dining

Fuel

Reward Points

MyBankingTips Rating

Joining Fee: ₹1000* Plus Applicable Taxes

Renewal Fee: ₹1000*Plus Applicable Taxes

Dining

Fuel

Reward Points

MyBankingTips Rating

Joining Fee: ₹1000* + Tax

Renewal Fee: ₹1000* + Tax

Dining

50% more reward points

Fuel

1% fuel surcharge waiver at all fuel stations across India

Reward Points

Earn 3 reward points for every ₹150 spent.

Welcome benefits:- Earn 1,000 reward points.

Check your eligibility For This Card

About The Card Rewards Program Features & Benefits Fees & Charges Thinks We Know FAQs

About HDFC Bank Doctor’s Superia Credit Card

HDFC Bank Doctor’s Superia Credit Card is a premium credit card tailored for doctors. It offers benefits like air miles, accelerated reward points, and 50% extra points at select restaurants, all at a low annual fee. Here are the key highlights of the card:

Other Features and Benefits

Welcome Benefits

Earn 1,000 reward points on card activation.

Renewal Benefits

Earn 1,000 reward points on renewal.

Reward Points

3 reward points for every Rs. 150 spent.

Dining Benefits

Earn 50% extra reward points at select restaurants.

Fee Reversal

Joining fee waived on spends above Rs. 15,000 in first 90 days.
Renewal fee waived on spending Rs. 1 lakh in a year.

Insurance/Coverage

Professional negligence accident cover up to Rs. 20 lakh (max Rs. 4 lakh per incident).

Fuel Surcharge Waiver

1% waiver on fuel transactions between Rs. 400–5,000 (max Rs. 250 per month).

Air Mile Conversion

Redeem points for air miles on 20+ international and major domestic airlines (100 air miles = 667 reward points).

Fees and Charges

Particulars	Amount
First-year fee	Rs.1,000 (reversed if you spend Rs.15,000 within the first 90 days of card set-up)
Annual fee (second year onwards)	Rs.1,000 (reversed on annual spends of Rs.1 lakh in the previous year)
Interest rate	3.49% per month
Minimum repayment	5% or Rs.200, whichever is greater
Late payment fee	Less than equal to Rs.100 - Nil Rs.101 to Rs.500 - Rs.100 Rs.501 to Rs.1,000 - Rs.500 Rs.1,001 to Rs.5,000 - Rs.600 Rs.5,001 to Rs.10,000 - Rs.750 Rs.10,001 to Rs.25,000 - Rs.900 Rs.25,001 to Rs.50,000 - Rs.1100 More than Rs.50,000 Rs.1300
Cash advance limit	40% of the credit limit
Cash advance charge	2.5% of the amount withdrawn or Rs.500, whichever is higher
Over limit charge	2.5% of the amount that is over limit or Rs.500, whichever is higher
Fuel surcharge waiver	Capped at Rs.250 per billing cycle (GST charged on fuel surcharge is not refundable)
Foreign currency mark-up fee	3.5% of the transacted amount

Things to Know Before you apply

Get this card if:

You are a doctor and want to earn rewards on your spending.
You prefer a low annual fee credit card.
You want insurance coverage for professional accidents.

Eligibility Criteria

Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history

Document Required For HDFC Bank Doctor’s Superia Credit Card

Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement

HDFC Bank Doctor’s Superia Credit Card Hilights

What do we like about this card?

1,000 welcome points and 1,000 renewal points
Earn 3 reward points for every ₹150 spent, 50% extra points at select restaurants
Professional indemnity insurance up to ₹20 lakh
1% fuel surcharge waiver on transactions of ₹400–₹5,000 (max ₹250 per statement)
Convert 667 reward points into 100 air miles
Annual fee waived on spending ₹1 lakh in a year
Up to 50 interest-free days and access to revolving credit

Pros

Earn accelerated reward points on all spends.
Additional 50% reward points at select restaurants.
Low annual fee with fee reversal on achieving spend milestones.
Insurance coverage up to ₹20 lakh for professional accidents.

Cons

Reward points need to be converted for air miles; no direct air miles.
No golf or lounge access.
Foreign currency markup fee is not particularly low.

HDFC Bank Credit Card Contact Details

HDFC Card offers multiple ways to get assistance for your credit card queries and services.

Contact Address: Manager, HDFC Bank Cards Division, PO BOX # 8654, Thiruvanmiyur PO Chennai - 600 041
Helpline: You can contact us at 1800 1600 / 1800 2600.
Simply SMS: - SMS “CCHELP” to 5676712