About HDFC Bank Titanium Times Credit Card
HDFC Titanium Times Credit Card is a low annual fee entertainment and lifestyle credit card designed for movie lovers and diners. It offers discounts on movie tickets, extra reward points on dining spends, and exclusive access to events. Cardholders can also enjoy fuel surcharge waivers, milestone rewards, and other lifestyle benefits, making it a well-rounded card for everyday entertainment and dining.
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HDFC Bank Titanium Times Credit Card Rewards Program
Reward Points:
Earn 2 Reward Points for every Rs. 150 spent Earn 5 Reward Points per Rs. 150 on weekday dining (Restaurant MCC only; excludes hotels ) Reward Points valid for 2 years from the date of accumulation
Other Features and Benefits
Welcome Benefit:
E-gift vouchers worth Rs. 5,000Movie Offers:
25% discount on movie tickets via BookMyShowFuel Surcharge Waiver:
1% fuel surcharge waiver at all fuel stations across IndiaAnnual Fee Waiver:
Spend over Rs. 1,50,000 in a year to waive off the annual feeAdditional Benefits:
Up to 5% cashback on utility bills/shopping Up to 35% discount at select restaurants via Dineout Up to 20% discount on travel and shopping Convert big spends into EMI after purchase Contactless payment-enabled for fast, convenient, and secure payments
Fees and Charges
Type of fee/charge Amount Joining fee Rs.500 Annual fee Rs.500 Interest rate 3.49% per month Interest-free period Up to 50 days Cash withdrawal fee 2.5% of the withdrawn amount (Minimum Rs.500) Cash advance limit 40% of the credit limit Rewards redemption fee Rs.99 per request Late payment charges Less than equal to Rs.100 - Nil Rs.101 to Rs.500 - Rs.100 Rs.501 to Rs.1,000 - Rs.500 Rs.1,001 to Rs.5,000 - Rs.600 Rs.5,001 to Rs.10,000 - Rs.750 Rs.10,001 to Rs.25,000 - Rs.900 Rs.25,001 to Rs.50,000 - Rs.1100 More than Rs.50,000 Rs.1300 Outstation cheque processing charge Cheque value of up to Rs.5,000 - Rs.25 Cheque value of more than Rs.5,000 - Rs.50 Cash processing fee Rs.100 Over limit charges 2.5% of the over-limit amount (minimum Rs.500) Reissue of lost, stolen or damaged card Rs.100 Foreign currency transaction fee 3.5% Payment return charges 2% of payment amount (minimum Rs.450)
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Things to Know Before you apply
Get this card if:
You love movies and want discounts on tickets. You prefer a card with a low joining and annual fee. You want decent reward points on everyday spending.
Eligibility Criteria
Age : 21 to 70 yearsOccupation : Salaried or Self-employedCredit Score : Should have a good credit history
Document Required For HDFC Bank Titanium Times Credit Card
Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter IDProof of Address: Aadhaar Card, Driver’s License, PassportProof of Income: Latest 3 salary slips, Last 3 months’ bank statement
HDFC Bank Titanium Times Credit Card Hilights
What do we like about this card?
Welcome benefit: e-gift vouchers worth Rs. 5,000. Reward points: 2 points per Rs. 150 spent; 5 points per Rs. 150 on weekday dining. Movie offers: 25% discount on BookMyShow tickets. Annual fee waiver: Spend Rs. 1,50,000 in a year. Additional discounts: Up to 35% on select restaurants via Dineout, 20% on travel & shopping. Contactless payment enabled.
Pros
Discounts on movie tickets and weekday dining. Up to 5% cashback on utility bills/shopping. Option to convert big spends into EMI with EasyEMI facility.
Cons
Reward points valid only for 2 years. Fuel surcharge waiver capped at 1%. Dining bonanza reward points limited to specific Merchant Category Codes.
HDFC Bank Credit Card Contact Details
HDFC Card offers multiple ways to get assistance for your credit card queries and services.
Contact Address: Manager, HDFC Bank Cards Division, PO BOX # 8654, Thiruvanmiyur PO Chennai - 600 041Helpline: You can contact us at 1800 1600 / 1800 2600.Simply SMS: - SMS “CCHELP” to 5676712
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Frequently Asked Questions
Everything you need to know about this credit card
Earn 2 points per Rs. 150 spent; 5 points per Rs. 150 on weekday dining.
Redeem via HDFC rewards catalog, statement credit, or convert to EMI benefits.
Yes, 1% waiver on fuel transactions between Rs. 400 and Rs. 5,000.
Discounts are available on BookMyShow bookings as part of the card’s movie offers.