Housing Development Finance Corporation

HDFC Bank Titanium Times Credit Card

Entertainment

Fuel

Reward Points

MyBankingTips Rating

Joining Fee: ₹500* Plus Applicable Taxes

Renewal Fee: ₹500*Plus Applicable Taxes

Entertainment

Fuel

Reward Points

MyBankingTips Rating

Joining Fee: ₹500* + Tax

Renewal Fee: ₹500* + Tax

Entertainment

25% discount on movie tickets via BookMyShow

Fuel

1% fuel surcharge waiver at all fuel stations across India

Reward Points

Earn 2 Reward Points for every Rs. 150 spent

Welcome benefits:- E-gift vouchers worth Rs. 5,000.

Check your eligibility For This Card

About The Card Rewards Program Features & Benefits Fees & Charges Thinks We Know FAQs

About HDFC Bank Titanium Times Credit Card

HDFC Titanium Times Credit Card is a low annual fee entertainment and lifestyle credit card designed for movie lovers and diners. It offers discounts on movie tickets, extra reward points on dining spends, and exclusive access to events. Cardholders can also enjoy fuel surcharge waivers, milestone rewards, and other lifestyle benefits, making it a well-rounded card for everyday entertainment and dining.

HDFC Bank Titanium Times Credit Card Rewards Program

Reward Points:

Earn 2 Reward Points for every Rs. 150 spent
Earn 5 Reward Points per Rs. 150 on weekday dining (Restaurant MCC only; excludes hotels)
Reward Points valid for 2 years from the date of accumulation

Other Features and Benefits

Welcome Benefit:

E-gift vouchers worth Rs. 5,000

Movie Offers:

25% discount on movie tickets via BookMyShow

Fuel Surcharge Waiver:

1% fuel surcharge waiver at all fuel stations across India

Annual Fee Waiver:

Spend over Rs. 1,50,000 in a year to waive off the annual fee

Additional Benefits:

Up to 5% cashback on utility bills/shopping
Up to 35% discount at select restaurants via Dineout
Up to 20% discount on travel and shopping
Convert big spends into EMI after purchase
Contactless payment-enabled for fast, convenient, and secure payments

Fees and Charges

Type of fee/charge	Amount
Joining fee	Rs.500
Annual fee	Rs.500
Interest rate	3.49% per month
Interest-free period	Up to 50 days
Cash withdrawal fee	2.5% of the withdrawn amount (Minimum Rs.500)
Cash advance limit	40% of the credit limit
Rewards redemption fee	Rs.99 per request
Late payment charges	Less than equal to Rs.100 - Nil Rs.101 to Rs.500 - Rs.100 Rs.501 to Rs.1,000 - Rs.500 Rs.1,001 to Rs.5,000 - Rs.600 Rs.5,001 to Rs.10,000 - Rs.750 Rs.10,001 to Rs.25,000 - Rs.900 Rs.25,001 to Rs.50,000 - Rs.1100 More than Rs.50,000 Rs.1300
Outstation cheque processing charge	Cheque value of up to Rs.5,000 - Rs.25 Cheque value of more than Rs.5,000 - Rs.50
Cash processing fee	Rs.100
Over limit charges	2.5% of the over-limit amount (minimum Rs.500)
Reissue of lost, stolen or damaged card	Rs.100
Foreign currency transaction fee	3.5%
Payment return charges	2% of payment amount (minimum Rs.450)

Things to Know Before you apply

Get this card if:

You love movies and want discounts on tickets.
You prefer a card with a low joining and annual fee.
You want decent reward points on everyday spending.

Eligibility Criteria

Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history

Document Required For HDFC Bank Titanium Times Credit Card

Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement

HDFC Bank Titanium Times Credit Card Hilights

What do we like about this card?

Welcome benefit: e-gift vouchers worth Rs. 5,000.
Reward points: 2 points per Rs. 150 spent; 5 points per Rs. 150 on weekday dining.
Movie offers: 25% discount on BookMyShow tickets.
Annual fee waiver: Spend Rs. 1,50,000 in a year.
Additional discounts: Up to 35% on select restaurants via Dineout, 20% on travel & shopping.
Contactless payment enabled.

Pros

Discounts on movie tickets and weekday dining.
Up to 5% cashback on utility bills/shopping.
Option to convert big spends into EMI with EasyEMI facility.

Cons

Reward points valid only for 2 years.
Fuel surcharge waiver capped at 1%.
Dining bonanza reward points limited to specific Merchant Category Codes.

HDFC Bank Credit Card Contact Details

HDFC Card offers multiple ways to get assistance for your credit card queries and services.

Contact Address: Manager, HDFC Bank Cards Division, PO BOX # 8654, Thiruvanmiyur PO Chennai - 600 041
Helpline: You can contact us at 1800 1600 / 1800 2600.
Simply SMS: - SMS “CCHELP” to 5676712