Bank of Baroda Tiara Credit Card
Bank of Baroda Bank of Baroda

Bank of Baroda Tiara Credit Card

/assest/image/icons/lounge-access.svg Airport Lounge Access
/assest/image/icons/dining.svg Dining
/assest/image/icons/rewards.svg Reward Points
MyBankingTips Rating

Joining Fee: ₹2499* Plus Applicable Taxes

Renewal Fee: ₹2499*Plus Applicable Taxes

Airport Lounge Access Airport Lounge Access
Dining Dining
Reward Points Reward Points
MyBankingTips Rating

Joining Fee: ₹2499* + Tax

Renewal Fee: ₹2499* + Tax

Welcome benefits:- Joining fee reversal on spending Rs. 25,000 within the first 60 days of card issuance.

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About The Card Rewards Program Features & Benefits Fees & Charges Thinks We Know FAQs

About Bank of Baroda Tiara Credit Card

The BOB Tiara Credit Card is a good all-around card for women, offering benefits in lifestyle, travel, dining, entertainment, and health & fitness. Cardholders get free memberships for Amazon Prime, Disney+ Hotstar, Gaana Plus, Swiggy One, and Fitpass Pro, covering entertainment, food delivery, and fitness. You also get quarterly discounts of up to Rs. 1,500 on popular brands like Nykaa, Flipkart, Myntra, BookMyShow, and Lakmé Salon, along with extra rewards on dining.

For travel, the card charges a low 2% forex fee, gives 5X rewards on travel and international spending, and offers unlimited domestic lounge access.

This card is suitable for those who want a versatile card with benefits across many areas or want to upgrade from a basic card.

Things to note:

  • Reward points have a low redemption value of 4:1, which reduces their overall worth.
  • Domestic lounge access requires spending Rs. 40,000 per quarter.
  • No international lounge access is included.

Bank of Baroda Tiara Credit Card Rewards Program

Rewards Program

  • Earn 15 points for every Rs. 100 spent on dining, travel, and international purchases.
  • Earn 3 points for every Rs. 100 spent on other purchases.
  • Redeem points for cashback at 1 point = Rs. 0.25.

Other Features and Benefits

Fee Reversals:

  • Joining Fee: Waived if you spend Rs. 25,000 within 60 days.
  • Annual Fee: Waived if you spend Rs. 2.5 lakh in a year.

Fuel Surcharge:

  • 1% waiver on fuel spends between Rs. 400 – Rs. 5,000 (max Rs. 250/month).

Complimentary Memberships:

  • Amazon Prime / Disney+ Hotstar / Gaana Plus – 1 year each
  • Swiggy One – 3 months (once a year)
  • Fitpass Pro – 6 months (worth Rs. 15,000)

Travel Benefits:

  • Low 2% forex mark-up fee
  • Unlimited domestic lounge access (spend Rs. 40,000 per quarter)

Quarterly Discounts:

  • Rs. 500 off on Nykaa, Flipkart, and Myntra
  • Rs. 250 off on BookMyShow (min. 2 tickets) and BigBasket
  • Rs. 1,500 Lakmé Salon voucher

Health & Wellness:

  • Complimentary women’s health packages: Pap Smear, Blood Tests, Mammography, and more

Fees and Charges

Fee TypeAmount
Joining FeeRs. 2,499 + Taxes
Annual FeeRs. 2,499 + Taxes
Finance Charges3.6% p.m. (43.2% p.a.)
Late Payment Charges
For Statement Balance:Amount
Less than Rs. 100Nil
Rs. 101 to Rs. 500Rs. 100
Rs. 501 to Rs. 1,000Rs. 400
Rs. 1,001 to Rs. 10,000Rs. 750
Rs. 10,001 to Rs. 25,000Rs. 950
Rs. 25,001 to Rs. 50,000Rs. 1,100
More than Rs. 50,000Rs. 1,300

Things to Know Before you apply

Get this card if:

  • You often spend on dining, travel, or international purchases to earn extra rewards.
  • You travel frequently and want unlimited domestic lounge access.
  • You shop on Nykaa, Flipkart, Myntra, BigBasket, BookMyShow, or Lakmé Salon and want discounts.
  • You spend enough on your card to get the annual fee waived.

Eligibility Criteria

  • Age: 21 to 70 years
  • Occupation: Salaried or Self-employed
  • Credit Score: Should have a good credit history

Document Required For Bank of Baroda Tiara Credit Card

  • Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
  • Proof of Address: Aadhaar Card, Driver’s License, Passport
  • Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement

Bank of Baroda Tiara Credit Card Hilights

What do we like about this card?

  • 15 reward points on dining, travel, and international spends; 3 points on other purchases
  • Joining fee waived on Rs. 25,000 spend in 60 days; annual fee waived on Rs. 2.5 lakh spend
  • 1% fuel surcharge waiver (up to Rs. 250/month)
  • Free memberships: Amazon Prime, Disney+ Hotstar, Gaana Plus, Swiggy One, Fitpass Pro
  • Low 2% forex fees
  • Unlimited domestic lounge access
  • Quarterly discounts on Nykaa, Flipkart, Myntra, BookMyShow, BigBasket, and Lakmé Salon
  • Complimentary women’s health packages

Pros

  • Low 2% forex markup fee
  • Unlimited domestic lounge access
  • Free memberships to Amazon Prime, Disney+ Hotstar, Gaana Plus, and Swiggy One
  • Discounts on top brands like Nykaa, Flipkart, Myntra, and more
  • Special health & wellness benefits for women

Cons

  • No international lounge access
  • Reward points have low redemption value (1 RP = Rs. 0.25)
  • Maximum limit on 5X reward points
  • No reward points on fuel purchases

Bank of Baroda Credit Card Contact Details

  • Contact Address: BOB Financial Solutions Ltd. 2nd Floor, Baroda House, Behind Dewan Shopping Centre, S. V. Road, Jogeshwari (West), Mumbai – 400102, Maharashtra, India
  • Helpline: 1800 266 5100 (Toll-Free) +91 22 4206 1111 (International)
  • Simply SMS: Send ‘HELP’ to 9223172141 from your registered mobile number
     

Frequently Asked Questions

Everything you need to know about this credit card

New cardholders get annual memberships for Amazon Prime, Disney+ Hotstar, and Gaana Plus, a 3-month Swiggy One membership, and a 6-month Fitpass Pro membership worth Rs. 15,000.

Yes, it offers unlimited domestic lounge access for the primary cardholder, valid on spending Rs. 40,000 in the previous quarter.

No, fuel transactions do not earn reward points. However, you get a 1% fuel surcharge waiver on spends between Rs. 400–4,000 (up to Rs. 250 per month).

Yes, reward points can be redeemed as cashback, where 1 reward point = Rs. 0.25.

The card provides women’s health benefits, including complimentary Pap Smear, Blood Tests, Mammography, and other health check-ups.

Cardholders get quarterly discounts on popular brands like Nykaa, Flipkart, Myntra, BookMyShow, BigBasket, and Lakmé Salon, helping save on lifestyle and entertainment spends.

The joining fee is waived on spending Rs. 25,000 within the first 60 days, and the annual fee is waived if you spend Rs. 2.5 lakh in a year.

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