The BOB Tiara Credit Card is a good all-around card for women, offering benefits in lifestyle, travel, dining, entertainment, and health & fitness. Cardholders get free memberships for Amazon Prime, Disney+ Hotstar, Gaana Plus, Swiggy One, and Fitpass Pro, covering entertainment, food delivery, and fitness. You also get quarterly discounts of up to Rs. 1,500 on popular brands like Nykaa, Flipkart, Myntra, BookMyShow, and Lakmé Salon, along with extra rewards on dining.
For travel, the card charges a low 2% forex fee, gives 5X rewards on travel and international spending, and offers unlimited domestic lounge access.
This card is suitable for those who want a versatile card with benefits across many areas or want to upgrade from a basic card.
Things to note:
Reward points have a low redemption value of 4:1, which reduces their overall worth.
Domestic lounge access requires spending Rs. 40,000 per quarter.
Quarterly discounts on Nykaa, Flipkart, Myntra, BookMyShow, BigBasket, and Lakmé Salon
Complimentary women’s health packages
Pros
Low 2% forex markup fee
Unlimited domestic lounge access
Free memberships to Amazon Prime, Disney+ Hotstar, Gaana Plus, and Swiggy One
Discounts on top brands like Nykaa, Flipkart, Myntra, and more
Special health & wellness benefits for women
Cons
No international lounge access
Reward points have low redemption value (1 RP = Rs. 0.25)
Maximum limit on 5X reward points
No reward points on fuel purchases
Bank of Baroda Credit Card Contact Details
Contact Address: BOB Financial Solutions Ltd. 2nd Floor, Baroda House, Behind Dewan Shopping Centre, S. V. Road, Jogeshwari (West), Mumbai – 400102, Maharashtra, India
Everything you need to know about this credit card
New cardholders get annual memberships for Amazon Prime, Disney+ Hotstar, and Gaana Plus, a 3-month Swiggy One membership, and a 6-month Fitpass Pro membership worth Rs. 15,000.
Yes, it offers unlimited domestic lounge access for the primary cardholder, valid on spending Rs. 40,000 in the previous quarter.
No, fuel transactions do not earn reward points. However, you get a 1% fuel surcharge waiver on spends between Rs. 400–4,000 (up to Rs. 250 per month).
Yes, reward points can be redeemed as cashback, where 1 reward point = Rs. 0.25.
The card provides women’s health benefits, including complimentary Pap Smear, Blood Tests, Mammography, and other health check-ups.
Cardholders get quarterly discounts on popular brands like Nykaa, Flipkart, Myntra, BookMyShow, BigBasket, and Lakmé Salon, helping save on lifestyle and entertainment spends.
The joining fee is waived on spending Rs. 25,000 within the first 60 days, and the annual fee is waived if you spend Rs. 2.5 lakh in a year.
Bank of Baroda
Airport Lounge Access
Dining
Reward
