Bank of Baroda EMPOWER Credit Card is designed for self-employed individuals and business owners. It offers unlimited reward points on all your spending, along with a joining bonus and annual fee waiver based on your card usage. Below are the details of its features, benefits, fees, and charges.
You are self-employed or a business owner looking for a business credit card.
You want to earn unlimited reward points on all your spends.
You want to save on fuel with a surcharge waiver.
You want accidental insurance coverage for peace of mind.
You can meet the annual spending threshold to get the fee waived.
Eligibility Criteria
Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history
Document Required For Bank of Baroda Empower Credit Card
Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Bank of Baroda Empower Credit Card Hilights
What do we like about this card?
No joining fee
1 reward point for every Rs. 100 spent
Reward points redeemable for cashback
Accidental death cover up to Rs. 15 lakh
1% fuel surcharge waiver on fuel spends
Annual fee waived on meeting spend criteria
Pros
No joining fee
Unlimited reward points on all spends
Reward points redeemable for cashback
Accidental death cover up to Rs. 15 lakh
1% fuel surcharge waiver
Annual fee waiver on meeting spending criteria
Cons
No joining bonus apart from spends-based rewards
Reward points not earned on select MCCs and fuel transactions
Bank of Baroda Credit Card Contact Details
Contact Address: BOB Financial Solutions Ltd. 2nd Floor, Baroda House, Behind Dewan Shopping Centre, S. V. Road, Jogeshwari (West), Mumbai – 400102, Maharashtra, India
Bank of Baroda
Fuel
Insurance Benefits
Reward
