The Sentinel Bank of Baroda Credit Card is a lifetime free card exclusively for Assam Rifles members. It lets you earn reward points on all your spends and offers extra benefits like accelerated rewards on movies and departmental store purchases. Cardholders also enjoy complimentary lounge access and memberships across various lifestyle categories. With welcome bonuses and milestone benefits, this card helps you save more while enjoying a range of perks. Read on to learn all the features and benefits of the Assam Rifles – The Sentinel BoB Credit Card.
Assam Rifles The Sentinel BoB Credit Card Rewards Program
Rewards Program
Earn 5X rewards (10 points per Rs. 100) on departmental stores and movie spends, up to 1,000 points per month.
Earn 2 reward points per Rs. 100 on all other categories, including UPI transactions.
1 reward point = Rs. 0.25.
Terms & Conditions:
Once the 1,000 points cap is reached, departmental store and movie spends earn the base rate of 2 points per Rs. 100.
Fuel spends, wallet loading, and certain MCCs are excluded from the rewards program.
Other Features and Benefits
Welcome Benefits
Complimentary 6 months FITPASS Pro membership worth Rs. 15,000.
500 reward points on spending Rs. 5,000 within 60 days of card issuance.
Milestone benefit: 12 months Amazon Prime membership on spending Rs. 1 lakh within first 90 days.
Lounge Access
8 complimentary domestic airport lounge visits per year, limited to 2 per quarter, on spending Rs. 20,000 in the previous quarter.
Concierge Services
24×7 domestic and international assistance via RuPay network.
Insurance Cover
Personal accidental death cover up to Rs. 20 lakh.
Fuel Surcharge Waiver
1% waiver on fuel spends between Rs. 400–5,000, capped at Rs. 250 per month.
Fees and Charges
Fee Type
Amount Details
Joining/Annual Fee
Nil
Finance Charges
3.49% per month i.e 41.88% per annum
Late Payment Charges
On Statement Balance of:
Less than Rs. 100: Nil
Rs. 100 to Rs. 500: Rs. 100
Rs. 501 to Rs. 1,000: Rs. 400
Rs. 1,001 to Rs. 10,000: Rs. 750
Rs. 10,001 to Rs. 25,000: Rs. 950
Rs. 25,001 to Rs. 50,000: Rs. 1,100
More than Rs. 50,000: Rs. 1,300
Things to Know Before you apply
Get this card if:
You are a member of Assam Rifles and want a lifetime free credit card.
You spend on movies and departmental stores and want accelerated rewards.
You want lifestyle benefits like complimentary lounge access, concierge services, and fitness memberships.
Eligibility Criteria
Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history
Document Required For Assam Rifles The Sentinel BoB Credit Card
Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Assam Rifles The Sentinel BoB Credit Card Hilights
What do we like about this card?
10 reward points per Rs. 100 on movies & departmental stores (up to 1,000 points/month).
2 reward points per Rs. 100 on other categories, including UPI spends.
Welcome benefits: 6 months FITPASS Pro membership & 500 reward points on spending Rs. 5,000 in 60 days.
12 months Amazon Prime on spending Rs. 1 lakh within 90 days.
8 complimentary domestic airport lounge visits per year (2 per quarter, min. spend Rs. 20,000).
Personal accidental death cover up to Rs. 20 lakh & 1% fuel surcharge waiver (up to Rs. 250/month).
Pros
Lifetime free card with no annual fee.
Accelerated rewards on movies and departmental stores.
Complimentary lifestyle benefits like lounge access and FITPASS membership.
Cons
Reward points not earned on fuel and certain transactions.
5X rewards capped at 1,000 points per month.
Bank of Baroda Credit Card Contact Details
Contact Address: BOB Financial Solutions Ltd. 2nd Floor, Baroda House, Behind Dewan Shopping Centre, S. V. Road, Jogeshwari (West), Mumbai – 400102, Maharashtra, India
Bank of Baroda
Airport Lounge Access
Fuel
Reward Points
