Bank of Baroda
Fuel
1% fuel surcharge waived at all fuel stations for ₹400–₹5,000 transactions.
Reward Points
Redeem accumulated Reward Points for cashback or other options; 1 RP = ₹0.20.
Check your eligibility For This Card
The BOBCARD Easy Credit Card is an ideal entry-level card designed for everyday spending, offering zero annual or renewal charges. Cardholders earn reward points on their purchases, helping maximize savings on daily expenses. You receive 5 Reward Points for every ₹100 spent on movies, groceries, and departmental stores, and 1 Reward Point for every ₹100 spent on all other categories. Additionally, the card provides zero liability protection in case of loss.
This credit card operates on the RuPay network, allowing you to link it with your preferred UPI app for seamless payments while continuing to earn reward points on UPI transactions. It’s a simple, convenient, and rewarding card for first-time credit card users.
The Bank of Baroda Easy Credit Card is a rewards card that also offers cashback. It has an annual fee of just ₹500, which is waived if you spend ₹50,000 or more in a year.
BOBCARD Easy Credit Card Rewards
Reward Redemption
| Fee Type | Amount |
|---|---|
| First-year fee | Rs.500 |
| Annual fee | Rs.500 |
| Cash withdrawal fee (Domestic ATMs) | 2.5% of the transaction amount subject to a minimum of Rs.300 |
| Cash withdrawal fee (International ATMs) | 3.0% of the transaction amount subject to a minimum of Rs.300 |
| Finance charges or interest | 3.25% per month or 39% per annum |
| Duplicate bill fee | Rs.25 per request |
| Cheque return charges | 2% of the cheque amount or Rs.300 whichever is higher |
| Over limit charges | 1% if the usage exceeds the sanctioned credit limit per month |
| Card replacement charges | Rs.100 per request |
| Foreign currency transaction fee | 3.5% of the transaction amount |
| Charge slip retrieval charges | Rs.250 per slip |
| Card de-blocking charges | Rs.300 per instance |
| Late payment charges |
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