Joining Fee: ₹0* Plus Applicable Taxes
Renewal Fee: ₹250*Plus Applicable Taxes
1% fuel surcharge waived on fuel transactions between ₹400 and ₹5,000.
Personal accidental death cover of Rs. 15 lakh for air and Rs. 5 lakh for non-air accidental death.
Earn 5 RPs on movies, 1 RP on others per ₹100 spent.
Welcome benefits:- 500 bonus reward points on making Rs. 5,000 card spends within 60 days of card issuance.
Check your eligibility For This Card
The BoB Nainital Bank RENAISSANCE Credit Card is a low annual fee rewards card for Nainital Bank customers. It helps you earn reward points on every spend, with extra points on movie and departmental store purchases. Cardholders can also enjoy a welcome bonus and annual fee reversal by planning their spending.
Rewards Benefits
Joining Benefit
Annual Fee Reversal
Insurance Cover
Fuel Benefit
Fee Type | Amount Details |
Joining Fee | Nil |
Annual Fee | Rs. 250 |
Finance Charges | 3.6% per month i.e. 43.2% per annum |
Late Payment Charges | On Statement Balance of: Less than Rs. 100: Nil Rs. 100 to Rs. 500: Rs. 100 Rs. 501 to Rs. 1,000: Rs. 400 Rs. 1,001 to Rs. 10,000: Rs. 750 Rs. 10,001 to Rs. 25,000: Rs. 950 Rs. 25,001 to Rs. 50,000: Rs. 1,100 More than Rs. 50,000: Rs. 1,300 |
Everything you need to know about this credit card
Cardholders get 500 bonus reward points on spending Rs. 5,000 within 60 days of card issuance. (UPI transactions do not count toward this bonus.)
Yes, the annual fee is waived if you spend Rs. 25,000 or more in a year.
Yes, the card provides a 1% fuel surcharge waiver on transactions between Rs. 400–5,000, up to Rs. 250 per month.
Yes, it includes personal accidental death cover: Rs. 15 lakh for air accidents and Rs. 5 lakh for non-air accidents.
Yes, reward points are not earned on select MCCs and fuel transactions, and UPI spends do not count toward the joining bonus.