Bank of Baroda ICSI Diamond Card
Bank of Baroda Bank of Baroda

Bank of Baroda ICSI Diamond Card

/assest/image/icons/lounge-access.svg Airport Lounge Access
/assest/image/icons/fuel.svg Fuel
/assest/image/icons/rewards.svg Reward Points
MyBankingTips Rating

Joining Fee: ₹0* Plus Applicable Taxes

Renewal Fee: ₹0*Plus Applicable Taxes

Airport Lounge Access Airport Lounge Access
Fuel Fuel
Reward Points Reward Points
MyBankingTips Rating

Joining Fee: ₹0* + Tax

Renewal Fee: ₹0* + Tax

Welcome benefits:- Get a free 6-month FitPass Pro membership worth Rs. 15,000.

Check your eligibility For This Card

this will not affect your credit score

By submitting this form, you have read and agree to the Credit Report Terms of Use, Terms & Conditions & Privacy Policy

About The Card Rewards Program Features & Benefits Fees & Charges Thinks We Know FAQs

About Bank of Baroda ICSI Diamond Card

The Bank of Baroda ICSI Diamond Credit Card is a lifetime-free card exclusively for ICSI members, offering a blend of rewards, travel perks, and financial protection. Cardholders receive a welcome gift of a complimentary FitPass Pro membership along with 500 bonus reward points. You can earn up to 5 Reward Points for every ₹100 spent, with opportunities to earn 999 bonus points monthly and 3,999 bonus points quarterly upon achieving spending milestones. The card also provides annual complimentary airport lounge access, free air accident insurance coverage, and a reduced forex markup fee of 2% for international transactions. Additional benefits include a fuel surcharge waiver, zero liability protection on lost cards, and various other privileges, making it an ideal choice for ICSI members seeking rewards, travel benefits, and security in one card.

Bank of Baroda ICSI Diamond Card Rewards Program

Reward Points

  • Earning Rate: Earn 1 Reward Point for every ₹100 spent on retail purchases.
  • Accelerated Rewards: Get 5x Reward Points on spending in categories like utility bills, dining, and online shopping.
  • Exclusions: No Reward Points are earned on fuel transactions.

Reward Redemption:

  • Points can be redeemed for cashback and a variety of options available on the BOBCARD Rewards portal.
  • Value: 1 Reward Point = ₹0.25.

Other Features and Benefits

Welcome Benefit

  • Free 6-month FitPass Pro membership worth ₹15,000.

Travel Benefits

  • Get 12 complimentary domestic airport lounge accesses annually (3 per quarter) on achieving a minimum spend of ₹40,000 in the previous quarter.
  • Save on international spending with a reduced forex markup of 2%.

Milestone Rewards

  • Earn 1,000 Reward Points on transactions within 30 days of card issuance.
  • Earn 3,999 Reward Points every quarter on spending above the card’s limit.

Fuel Surcharge Waiver

  • 1% waiver on fuel transactions between ₹400 and ₹5,000 at all fuel stations in India.
  • Maximum waiver per statement cycle: ₹250.

Other Benefits

  • Complimentary Insurance: Professional indemnity insurance cover of ₹5 lakh, air accident death cover of ₹15 lakh, and non-air accident death cover of ₹5 lakh.
  • Zero Liability on Lost Card: Report a lost card to ensure zero liability on fraudulent transactions.

Note: From Jan 2025, a 1% processing fee applies to wallet loading transactions, utility payments above ₹50,000, and fuel transactions above ₹10,000.

Fees and Charges

Type of Fees / ChargesAmount / %
Joining FeeNil
Annual FeeNil

Things to Know Before you apply

Get this card if:

  • Frequent shoppers looking to earn high Reward Points.
  • Travelers wanting domestic airport lounge access.
  • Individuals looking to save on fuel surcharge.

Eligibility Criteria

  • Age: 21 to 70 years
  • Occupation: Salaried or Self-employed
  • Credit Score: Should have a good credit history

Document Required For Bank of Baroda ICSI Diamond Card

  • Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
  • Proof of Address: Aadhaar Card, Driver’s License, Passport
  • Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement

Bank of Baroda ICSI Diamond Card Hilights

What do we like about this card?

  • 6-month free FitPass Pro membership worth ₹15,000
  • Earn 5 Reward Points per ₹100 spent on dining, online purchases, and utility bills
  • Get 1,000 bonus Reward Points for using the card within the first 30 days of issuance

Pros

  • Lifetime-free credit card with no joining or annual fees
  • High reward rate on dining, online, and utility spends (5 RP per ₹100)
  • Complimentary 6-month FitPass Pro membership worth ₹15,000
  • Bonus milestone rewards for early and quarterly spending
  • Travel benefits including domestic airport lounge access
  • Fuel surcharge waiver of 1% on eligible transactions

Cons

  • No rewards on fuel transactions
  • Reward points capped on certain categories (monthly/quarterly limits)
  • 1% processing fee on wallet loading, high-value utility, and fuel transactions above thresholds
  • Benefits mostly suit frequent shoppers and travelers; casual users may gain less value

Bank of Baroda Credit Card Contact Details

  • Contact Address: BOB Financial Solutions Ltd. 2nd Floor, Baroda House, Behind Dewan Shopping Centre, S. V. Road, Jogeshwari (West), Mumbai – 400102, Maharashtra, India
  • Helpline: 1800 266 5100 (Toll-Free) +91 22 4206 1111 (International)
  • Simply SMS: Send ‘HELP’ to 9223172141 from your registered mobile number
     

Explore other Card Categories

Explore Cards from All Banks

Card Icon
You're Pre-Approved - Unlock Exclusive Credit Card Offers!
Choose from 80+ Credit Cards
Compare Top Deals Instantly
Apply Now