Indian Coast Guard Rakshamah BoB Credit Card
Bank of Baroda Bank of Baroda

Indian Coast Guard Rakshamah BoB Credit Card

/assest/image/icons/lounge-access.svg Airport Lounge Access
/assest/image/icons/grocery.png Grocery
/assest/image/icons/rewards.svg Reward
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Joining Fee: ₹0* Plus Applicable Taxes

Renewal Fee: ₹0*Plus Applicable Taxes

Airport Lounge Access Airport Lounge Access
Grocery Grocery
Reward Reward
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Joining Fee: ₹0* + Tax

Renewal Fee: ₹0* + Tax

Welcome benefits:- Complimentary 6 months FITPASS Pro membership & 500 reward points.

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About The Card Rewards Program Features & Benefits Fees & Charges Thinks We Know FAQs

About Indian Coast Guard Rakshamah BoB Credit Card

The Bank of Baroda Rakshamah Credit Card is designed for Indian Coast Guard members and is a reward-focused credit card. Cardholders can earn accelerated reward points on spends at entertainment venues and departmental stores, helping them get more value from everyday purchases. The card also offers complimentary benefits such as free lounge access and concierge services, making travel and lifestyle experiences more comfortable. Being a lifetime free credit card, it does not charge any annual fee, allowing users to maximize rewards and other benefits without worrying about extra costs.

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Indian Coast Guard Rakshamah BoB Credit Card Rewards Program

Rewards Benefits

  • 5X reward points per Rs. 100 spent on movies and departmental stores
  • 2 reward points per Rs. 100 spent on all other categories, including UPI transactions
  • 1 reward point = Rs. 0.25

Points to Note:

  • 5X reward points are capped at 1,000 points per month; after that, the base rate of 2 points per Rs. 100 applies on all spends
  • No reward points on fuel, wallet loading transactions, and certain MCCs

Other Features and Benefits

Welcome Benefits

  • 6-month FITPASS Pro membership worth Rs. 15,000
  • 500 reward points on spending Rs. 5,000 within 60 days of card issuance
  • Milestone Benefit: 12-month Amazon Prime membership on spending Rs. 1 lakh within the first 90 days

Lounge Access

  • 8 complimentary domestic airport lounges per year (2 per quarter), on spending Rs. 20,000 in the previous quarter

Concierge Services

  • 24×7 assistance for domestic and international services via RuPay network

Insurance Cover

  • Personal accidental death cover (air/non-air) up to Rs. 20 lakh

Fuel Surcharge Waiver

  • 1% waiver on fuel spends of Rs. 400–5,000, up to Rs. 250 per month

Other Charges

  • From Jan 2025, 1% processing fee will apply on wallet loading, utility transactions above Rs. 50,000, and fuel transactions above Rs. 10,000

Fees and Charges

Fee Type Amount Details
Joining/Annual FeeNil
Finance Charges3.49% per month i.e 41.88% per annum
Late Payment Charges

On Statement Balance of:

Less than Rs. 100: Nil

Rs. 100 to Rs. 500: Rs. 100

Rs. 501 to Rs. 1,000: Rs. 400

Rs. 1,001 to Rs. 10,000: Rs. 750

Rs. 10,001 to Rs. 25,000: Rs. 950

Rs. 25,001 to Rs. 50,000: Rs. 1,100

More than Rs. 50,000: Rs. 1,300

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Things to Know Before you apply

Get this card if:

  • You are an Indian Coast Guard member
  • You spend on movies and departmental stores and want extra reward points
  • You want free lounge access and concierge services while traveling
  • You want a lifetime free card with no annual fee
  • You want fitness and entertainment benefits like FITPASS Pro and Amazon Prime

Eligibility Criteria

  • Age: 21 to 70 years
  • Occupation: Salaried or Self-employed
  • Credit Score: Should have a good credit history

Document Required For Indian Coast Guard Rakshamah BoB Credit Card

  • Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
  • Proof of Address: Aadhaar Card, Driver’s License, Passport
  • Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement

Indian Coast Guard Rakshamah BoB Credit Card Hilights

What do we like about this card?

  • 5X reward points on movies & departmental stores (capped at 1,000/month)
  • 2 reward points on other spends, including UPI transactions
  • Welcome Benefits: 6 months FITPASS Pro + 500 bonus points
  • Milestone Benefit: 12-month Amazon Prime membership on Rs. 1 lakh spend in first 90 days
  • 8 complimentary domestic airport lounge visits per year (2 per quarter, on Rs. 20,000 spend)
  • 24×7 concierge services for domestic & international support
  • Accidental death insurance: up to Rs. 20 lakh
  • Fuel surcharge waiver: 1% on Rs. 400–5,000 (max Rs. 250/month)
  • Lifetime free card with no annual fee

Pros

  • 5X reward points on movies and departmental store spends
  • 2 reward points on other spends, including UPI transactions
  • Welcome benefits: FITPASS Pro and bonus reward points
  • Milestone benefit: Amazon Prime membership on reaching spend target
  • 8 complimentary domestic airport lounge visits per year
  • Lifetime free card with no annual fee

Cons

  • No reward points on fuel, wallet loading, and select MCCs
  • Lounge access limited to 2 visits per quarter and requires minimum spends

Bank of Baroda Credit Card Contact Details

  • Contact Address: BOB Financial Solutions Ltd. 2nd Floor, Baroda House, Behind Dewan Shopping Centre, S. V. Road, Jogeshwari (West), Mumbai – 400102, Maharashtra, India
  • Helpline: 1800 266 5100 (Toll-Free) +91 22 4206 1111 (International)
  • Simply SMS: Send ‘HELP’ to 9223172141 from your registered mobile number
     
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Frequently Asked Questions

Everything you need to know about this credit card

You get 6 months FITPASS Pro membership worth Rs. 15,000 and 500 reward points on spending Rs. 5,000 within 60 days of card issuance.

Yes, it is a lifetime free credit card, so there is no annual fee.

  1. 5X points on movies and departmental store spends (capped at 1,000 points/month)
  2. 2 points on all other spends, including UPI transactions
  3. No points on fuel, wallet loading, and select MCCs

Yes, you get 8 complimentary domestic airport lounge visits per year (2 per quarter) on spending Rs. 20,000 in the previous quarter.

The card provides personal accidental death cover (air/non-air) of up to Rs. 20 lakh.

  1. 1% fuel surcharge waiver on spends of Rs. 400–5,000 (max Rs. 250/month)
  2. From Jan 2025, a 1% processing fee applies on wallet loading, utility transactions above Rs. 50,000, and fuel transactions above Rs. 10,000.


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