Axis Bank Credit Card

Axis Bank Credit Card Apply

Axis Bank Credit Cards have a huge variety to suit your own needs. Apply now Axis Card to get cashback, amazing offers, exciting rewards, welcome benefits, complimentary services, airport lounge access, and various credit card other benefits.

Axis Bank Credit Card

Top Axis Bank Credit Cards

Axis Bank MY ZONE Credit Card

Joining Fee :₹ 500 + GST

Best suited for :

  • Shopping
  • Fuel
  • Movie
  • Dining
  • Lounge Access
5.0

Customer Rating

Why this card
Annual Saving of Rs.12000

Apply Now

Highlights
  • Buy 1 get 1 free on movie tickets
  • Instant Discount on Swiggy
  • Complimentary Lounge Access
Rewards Value
  • 1 EGDE Reward Point = Rs. 0.20
  • Get 4 EDGE Reward points per ₹200 spent.
Welcome Offer
  • Complimentary SonyLIV Subscription

Axis Bank Rewards Credit Card

Joining Fee :₹ 1,000 + GST

Best suited for :

  • Shopping
  • Fuel
  • Movie
  • Dining
4.0

Customer Rating

Why this card
Earned Unlimited EDGE REWARD Points

Apply Now

Highlights
  • Up to 30% off on Swiggy food delivery
  • Up to 15% off via Axis bank Dining Delight program
  • 10X EDGE Reward points per Rs. 125 spent on department stores & apparel
Rewards Value
  • 1 EGDE Reward Point = Rs. 0.20
  • Earn 2 EDGE REWARD points for every Rs. 125 you spend.
  • Earn 10X reward points on every Rs 125 spent on apparel and departmental stores
Welcome Offer
  • Get 5,000 EDGE REWARD points for spending Rs. 1,000 or more in cumulative net purchases within 30 days of receiving your card.

Axis Bank SELECT Credit Card

Joining Fee :₹ 3,000 + GST

Best suited for :

  • Shopping
  • Fuel
  • Movie
  • Dining
4.0

Customer Rating

Why this card
12 International Airport Lounge Access

Apply Now

Highlights
  • Rs 500 off on minimum purchase of 3000 on BigBasket
  • Flat Rs 200 off on Swiggy
  • 5000 EDGE points on spending Rs 3 Lakhs a year
Rewards Value
  • 1 EGDE Reward Point = Rs. 0.20
  • Get 10 EDGE reward points on every Rs. 200 spends*.
  • Get 2X EDGE reward points per Rs 200 on ‘Retail Shopping*’ spends.
Welcome Offer
  • 10,000 EDGE Reward points worth Rs. 2,000 on the first card transaction within 30 days of card issuance.

Axis Bank MY ZONE Credit Card

Joining Fee :₹ 500 + GST

Best suited for :

  • Shopping
  • Fuel
  • Movie
  • Dining
  • Lounge Access
5.0

Customer Rating

Why this card
Annual Saving of Rs.12000

Apply Now

Highlights
  • Buy 1 get 1 free on movie tickets
  • Instant Discount on Swiggy
  • Complimentary Lounge Access
Rewards Value
  • 1 EGDE Reward Point = Rs. 0.20
  • Get 4 EDGE Reward points per ₹200 spent.
Welcome Offer
  • Complimentary SonyLIV Subscription

Axis Bank Rewards Credit Card

Joining Fee :₹ 1,000 + GST

Best suited for :

  • Shopping
  • Fuel
  • Movie
  • Dining
4.0

Customer Rating

Why this card
Earned Unlimited EDGE REWARD Points

Apply Now

Highlights
  • Up to 30% off on Swiggy food delivery
  • Up to 15% off via Axis bank Dining Delight program
  • 10X EDGE Reward points per Rs. 125 spent on department stores & apparel
Rewards Value
  • 1 EGDE Reward Point = Rs. 0.20
  • Earn 2 EDGE REWARD points for every Rs. 125 you spend.
  • Earn 10X reward points on every Rs 125 spent on apparel and departmental stores
Welcome Offer
  • Get 5,000 EDGE REWARD points for spending Rs. 1,000 or more in cumulative net purchases within 30 days of receiving your card.

Axis Bank SELECT Credit Card

Joining Fee :₹ 3,000 + GST

Best suited for :

  • Shopping
  • Fuel
  • Movie
  • Dining
4.0

Customer Rating

Why this card
12 International Airport Lounge Access

Apply Now

Highlights
  • Rs 500 off on minimum purchase of 3000 on BigBasket
  • Flat Rs 200 off on Swiggy
  • 5000 EDGE points on spending Rs 3 Lakhs a year
Rewards Value
  • 1 EGDE Reward Point = Rs. 0.20
  • Get 10 EDGE reward points on every Rs. 200 spends*.
  • Get 2X EDGE reward points per Rs 200 on ‘Retail Shopping*’ spends.
Welcome Offer
  • 10,000 EDGE Reward points worth Rs. 2,000 on the first card transaction within 30 days of card issuance.

Axis Bank MY ZONE Credit Card

Joining Fee :₹ 500 + GST

Best suited for :

  • Shopping
  • Fuel
  • Movie
  • Dining
  • Lounge Access
5.0

Customer Rating

Why this card
Annual Saving of Rs.12000

Apply Now

Highlights
  • Buy 1 get 1 free on movie tickets
  • Instant Discount on Swiggy
  • Complimentary Lounge Access
Rewards Value
  • 1 EGDE Reward Point = Rs. 0.20
  • Get 4 EDGE Reward points per ₹200 spent.
Welcome Offer
  • Complimentary SonyLIV Subscription

Axis Bank Rewards Credit Card

Joining Fee :₹ 1,000 + GST

Best suited for :

  • Shopping
  • Fuel
  • Movie
  • Dining
4.0

Customer Rating

Why this card
Earned Unlimited EDGE REWARD Points

Apply Now

Highlights
  • Up to 30% off on Swiggy food delivery
  • Up to 15% off via Axis bank Dining Delight program
  • 10X EDGE Reward points per Rs. 125 spent on department stores & apparel
Rewards Value
  • 1 EGDE Reward Point = Rs. 0.20
  • Earn 2 EDGE REWARD points for every Rs. 125 you spend.
  • Earn 10X reward points on every Rs 125 spent on apparel and departmental stores
Welcome Offer
  • Get 5,000 EDGE REWARD points for spending Rs. 1,000 or more in cumulative net purchases within 30 days of receiving your card.

Axis Bank SELECT Credit Card

Joining Fee :₹ 3,000 + GST

Best suited for :

  • Shopping
  • Fuel
  • Movie
  • Dining
4.0

Customer Rating

Why this card
12 International Airport Lounge Access

Apply Now

Highlights
  • Rs 500 off on minimum purchase of 3000 on BigBasket
  • Flat Rs 200 off on Swiggy
  • 5000 EDGE points on spending Rs 3 Lakhs a year
Rewards Value
  • 1 EGDE Reward Point = Rs. 0.20
  • Get 10 EDGE reward points on every Rs. 200 spends*.
  • Get 2X EDGE reward points per Rs 200 on ‘Retail Shopping*’ spends.
Welcome Offer
  • 10,000 EDGE Reward points worth Rs. 2,000 on the first card transaction within 30 days of card issuance.

Axis Bank MY ZONE Credit Card

Joining Fee :₹ 500 + GST

Best suited for :

  • Shopping
  • Fuel
  • Movie
  • Dining
  • Lounge Access
5.0

Customer Rating

Why this card
Annual Saving of Rs.12000

Apply Now

Highlights
  • Buy 1 get 1 free on movie tickets
  • Instant Discount on Swiggy
  • Complimentary Lounge Access
Rewards Value
  • 1 EGDE Reward Point = Rs. 0.20
  • Get 4 EDGE Reward points per ₹200 spent.
Welcome Offer
  • Complimentary SonyLIV Subscription

Axis Bank Rewards Credit Card

Joining Fee :₹ 1,000 + GST

Best suited for :

  • Shopping
  • Fuel
  • Movie
  • Dining
4.0

Customer Rating

Why this card
Earned Unlimited EDGE REWARD Points

Apply Now

Highlights
  • Up to 30% off on Swiggy food delivery
  • Up to 15% off via Axis bank Dining Delight program
  • 10X EDGE Reward points per Rs. 125 spent on department stores & apparel
Rewards Value
  • 1 EGDE Reward Point = Rs. 0.20
  • Earn 2 EDGE REWARD points for every Rs. 125 you spend.
  • Earn 10X reward points on every Rs 125 spent on apparel and departmental stores
Welcome Offer
  • Get 5,000 EDGE REWARD points for spending Rs. 1,000 or more in cumulative net purchases within 30 days of receiving your card.

Axis Bank SELECT Credit Card

Joining Fee :₹ 3,000 + GST

Best suited for :

  • Shopping
  • Fuel
  • Movie
  • Dining
4.0

Customer Rating

Why this card
12 International Airport Lounge Access

Apply Now

Highlights
  • Rs 500 off on minimum purchase of 3000 on BigBasket
  • Flat Rs 200 off on Swiggy
  • 5000 EDGE points on spending Rs 3 Lakhs a year
Rewards Value
  • 1 EGDE Reward Point = Rs. 0.20
  • Get 10 EDGE reward points on every Rs. 200 spends*.
  • Get 2X EDGE reward points per Rs 200 on ‘Retail Shopping*’ spends.
Welcome Offer
  • 10,000 EDGE Reward points worth Rs. 2,000 on the first card transaction within 30 days of card issuance.

Axis Bank MY ZONE Credit Card

Joining Fee :₹ 500 + GST

Best suited for :

  • Shopping
  • Fuel
  • Movie
  • Dining
  • Lounge Access
5.0

Customer Rating

Why this card
Annual Saving of Rs.12000

Apply Now

Highlights
  • Buy 1 get 1 free on movie tickets
  • Instant Discount on Swiggy
  • Complimentary Lounge Access
Rewards Value
  • 1 EGDE Reward Point = Rs. 0.20
  • Get 4 EDGE Reward points per ₹200 spent.
Welcome Offer
  • Complimentary SonyLIV Subscription

Axis Bank Rewards Credit Card

Joining Fee :₹ 1,000 + GST

Best suited for :

  • Shopping
  • Fuel
  • Movie
  • Dining
4.0

Customer Rating

Why this card
Earned Unlimited EDGE REWARD Points

Apply Now

Highlights
  • Up to 30% off on Swiggy food delivery
  • Up to 15% off via Axis bank Dining Delight program
  • 10X EDGE Reward points per Rs. 125 spent on department stores & apparel
Rewards Value
  • 1 EGDE Reward Point = Rs. 0.20
  • Earn 2 EDGE REWARD points for every Rs. 125 you spend.
  • Earn 10X reward points on every Rs 125 spent on apparel and departmental stores
Welcome Offer
  • Get 5,000 EDGE REWARD points for spending Rs. 1,000 or more in cumulative net purchases within 30 days of receiving your card.

Axis Bank SELECT Credit Card

Joining Fee :₹ 3,000 + GST

Best suited for :

  • Shopping
  • Fuel
  • Movie
  • Dining
4.0

Customer Rating

Why this card
12 International Airport Lounge Access

Apply Now

Highlights
  • Rs 500 off on minimum purchase of 3000 on BigBasket
  • Flat Rs 200 off on Swiggy
  • 5000 EDGE points on spending Rs 3 Lakhs a year
Rewards Value
  • 1 EGDE Reward Point = Rs. 0.20
  • Get 10 EDGE reward points on every Rs. 200 spends*.
  • Get 2X EDGE reward points per Rs 200 on ‘Retail Shopping*’ spends.
Welcome Offer
  • 10,000 EDGE Reward points worth Rs. 2,000 on the first card transaction within 30 days of card issuance.

Axis Bank MY ZONE Credit Card

Joining Fee :₹ 500 + GST

Best suited for :

  • Shopping
  • Fuel
  • Movie
  • Dining
  • Lounge Access
5.0

Customer Rating

Why this card
Annual Saving of Rs.12000

Apply Now

Highlights
  • Buy 1 get 1 free on movie tickets
  • Instant Discount on Swiggy
  • Complimentary Lounge Access
Rewards Value
  • 1 EGDE Reward Point = Rs. 0.20
  • Get 4 EDGE Reward points per ₹200 spent.
Welcome Offer
  • Complimentary SonyLIV Subscription

Best Axis Bank Credit Cards

Card Name Annual Fee Best For
IndianOil Axis Bank Credit Card Rs. 500+ GST Fuel & Entertainment
Axis Bank MY Zone Credit Card Rs. 500+ GST Lifestyle & Entertainment
Axis Bank Select Credit Card Rs. 3,000 + GST Shopping, Travel & Lifestyle
Axis Bank Neo Credit Card Rs. 250+ GST Shopping & Lifestyle
Axis Bank Vistara Credit Card Rs. 1,500 + GST Travel & Lifestyle
Axis Bank Privilege Card Rs.1500 + GST Rewards & Lifestyle
Axis Bank AURA Credit Card Rs. 749 + GST Health & Wellness
Axis Bank Vistara Infinite Credit Card Rs. 10,000+GST Travel & Lifestyle
Axis Bank Rewards Credit Card Rs.500+GST Lifestyle & Entertainment
Axis ACE Credit Card Rs 499+GST Cashback
Samsung Axis Bank Signature Credit Card Rs.500+GST Cashback
Axis Bank Vistara Signature Credit Card Rs. 3,000+GST Travel & Lifestyle

Note: Axis Bank is powered by https://www.axisbank.com/ and the information mentioned here is provided by Axis Bank

Axis Bank Credit Card Benefits

The following are some attractive benefits of the Axis Bank Credit Card:

  • Global acceptance: The card is accepted worldwide by innumerable merchant establishments.
  • Revolving facility: A revolving facility for payment of Credit Card dues is available wherein you will have to pay a minimum stipulated amount and the balance can be carried over for an interest.
  • EMI facility: A facility to convert purchases over Rs. 2,500 to EMIs is available.
  • Global assistance: Emergency global assistance for immediate replacement of the lost card and also for providing cash advance while overseas, in the event of loss of the card is available.
  • Reward programme: Numerous reward points that can be redeemed for attractive vouchers and gifts.
  • Insurance: An insurance covering up to Rs. 25 Lakhs in the event of an air accident, is available
  • Card Protection Plan: Up to Rs. 1 Lakh.
  • Insurance cover: An insurance cover for loss of travel documents and baggage loss, delay in check-in bag arrival, etc. is available while on travel.
  • Credit limit: The credit limit of the card is decided based on the monthly income, credit score, and pattern of spending.
  • Interest-free period: An interest-free period of up to 50 days is available and also a grace period is provided by the bank for paying the dues beyond the due date, without any extra charges on select cards.
  • Income criteria: No minimum criteria for certain categories of cards since credit limit is fixed against Fixed Deposits.
  • Documentation: Hassle-free documentation since it requires minimal paperwork.

Axis Bank Credit Card Eligibility

The following are the eligibility criteria to qualify for the Axis Bank Credit Card:

  • Cards are issued to both resident and non-resident Indians.
  • The age of the applicant should be between 18 years to 70 years.
  • The add-on cardholder should be over 15/18 years, depending on the card type.
  • The minimum annual income required depends on the card type.
  • Some of the cards like Axis Bank Reserve Card are issued on invitation only. If the customer is eligible for these cards, the banner will be displayed on their FreeCharge mobile app.
  • Some cards are issued against Fixed Deposits. The value of the Fixed Deposits should be between Rs. 20,000 to Rs. 25,00,000. The card will not be issued against tax saver Fixed Deposits, Flexi Deposits, and against Fixed Deposits in the name of HUFs/ Society/ Trusts/ Companies.
  • Credit Score should be above 750.

Documents Required for Axis Bank Credit Cards

The following documents are required to apply for Axis Bank Credit Cards:

  • Colour photographs of the applicant
  • PAN card photocopy/ Form 60
  • Latest payslip/ Form 16 /ITR copy as income proof
  • Any one of the following address proof:
  • Ration card
  • Passport
  • Electricity bill
  • Telephone bill (landline)
  • Any one of the following identity proof:
  • PAN card
  • Driving license
  • Passport
  • Aadhaar Card

Axis Bank Credit Card Fees and Charges

Below are the fees involved in availing Axis Bank Credit Cards:

Name of the Card Joining Fee Annual Fee
IndianOil Axis Bank Credit Card Rs. 500 + GST Rs. 500 + GST
Axis Bank MY Zone Credit Card Rs. 500+ GST Rs. 500+ GST
Flipkart Axis Bank Credit Card Rs. 500 Rs. 500
Axis Bank Select Credit Card Rs. 3,000 + GST (Joining Fee waiver on Spends of Rs.60,000 in 90 Days) Rs. 3,000 + GST
Axis Bank Neo Card Rs. 250+ GST  Rs. 250+ GST
Axis Bank Vistara Credit Card Rs. 1,500+ GST (Joining Fee waiver on Spends of Rs.30,000 in 90 Days) Rs. 1,500 + GST
Axis Bank Magnus Credit Card Rs. 10,000+ GST
Axis Bank Vistara Signature Credit Card Rs. 3,000+ GS T(Joining Fee waiver on Spends of Rs.60,000 in 90 Days) Rs. 3,000 + GST
Axis Bank Vistara Infinite Credit Card Rs. 10,000+ GST Rs. 10,000+ GST
Axis Bank Privilege Credit Card Rs.1500 + GST (Joining Fee waiver on Spends of Rs.30,000 in 90 Days) & (NIL for Priority Customers) Rs.1500 + GST
Axis Bank Miles & More Select Credit Card Rs. 10,000 Rs. 4,500
Axis Bank Miles & More World Card Rs. 3,500 Rs. 3,500
Axis Bank Reserve Credit Card Nil Nil
Axis Bank Pride Platinum Credit Card Nil
  • 1st Year: Nil
  • 2nd Year onwards: Rs. 250 second year onwards
  • Waived on an annual spend of Rs. 20,000 the previous year.
Axis Bank Pride Signature Credit Card Nil
  • 1st Year: Nil
  • 2nd Year onwards: Rs. 500 second year onwards
  • Waived on an annual spend of Rs. 40,000 the previous year
Axis Bank My Zone Easy Credit Card Rs.500+GST Rs.500+GST
Axis Bank Signature Credit Card with Lifestyle Benefits
  • Rs. 5,000
  • Rs. 3,000 is the special invitation price
  • Rs. 3,000
  • Waived on an annual spend of Rs. 3 Lakhs in the previous year
Axis Bank Buzz Credit Card Rs. 750
  • 1st Year: Nil
  • 2nd Year onwards: Rs. 750
Axis Bank My Wings Credit Card Rs. 1,200
  • 1st Year: Nil
  • 2nd Year onwards: Rs. 500
Axis Bank Free Charge Credit Card Rs. 250 + applicable taxes Rs. 250 + applicable taxes
Axis Bank My Choice Credit Card Rs. 250
  • 1st Year: Nil
  • 2nd Year onwards: Rs. 250
Axis Bank Platinum Credit Card
  • Rs. 500
  • Waived on spend of Rs. 5,000 within 45 days of card activation.
  • For cards set up before 07.02.2011: Nil
  • 2nd Year onwards: Rs. 200
  • Waived on spend of Rs. 1,00,000 in the previous year.
  • For cards setup before 07.02.2011: Nil
Axis Bank Titanium Smart Traveller Credit Card
  • Rs. 250
  • Waived on a spend of Rs. 2,500 within 45 days from the date of card activation.
  • For cards set up before 07.02.2011: Nil
  • 2nd Year onwards: Rs. 100
  • Waived on spend of Rs. 50,000 in the previous year.
  • For cards setup before 07.02.2011: Nil

Note: As per Ministry of Finance guidelines, GST as per existing Government norms is being levied on all fees, interests & other charges on all credit cards. No refund shall be provided for GST charged on Fuel Transaction Surcharge.

Axis Bank Credit Card Bill Payment Options

There are many ways to make your Axis Bank Credit Card bill payment. After downloading your Axis Bank Credit Card Statement, opt for any of the following payment modes:

  • Pay from Axis Bank Savings Account via
  • Pay instantly
  • Axis Bank Internet Banking
  • Axis Bank Mobile Banking
  • Opting for an Auto Debit facility
  • Any UPI app
  • NEFT/IMPS/VMT
  • Cash/Cheque Payment
  • Pay at ATMs
  • Pay from the savings account of other banks

FAQs

To enhance the Axis Bank Credit Card Limit, you will have to log in to Axis Bank Internet banking. Click on Account, and from there, you will have to go to Credit Card Accounts. Under Credit Card Accounts, choose limit enhancement and check if you are eligible for the enhancement. If so, you can place a request for enhancement.

To get an Axis Bank Credit Card, you will either have to submit an application online along with the required KYC documents or visit the nearest Axis Bank branch and submit the application along with the documents personally.

To enhance the Axis Bank Credit Card Limit, you will have to log in to Axis Bank Internet banking. Click on Account, and from there, you will have to go to Credit Card Accounts. Under Credit Card Accounts, choose limit enhancement and check if you are eligible for the enhancement. If so, you can place a request for enhancement.

The interest charged for an overdue period of Axis Bank Credit Card is between 2.50% to 3.25%, depending on the card type.

The bill is generated from the 15th of the previous month to the 14th of the current month and has to be paid by the 5th of the next month. So, an interest-free period between 20 to 50 days will be available.

A message will be sent to your registered mobile number regarding the status of the transaction. The service provider also will intimate the status of the transaction through SMS as well as Email. If the transaction is not successful and the card has been debited for the amount, then the same will be reversed within 4 working days.

The validity period is 3 minutes.

Net income of Rs. 9,00,000 per annum and above.

The limit of Axis Bank Credit Cards may vary from card to card and may differ for each credit card user. If you have an Axis Bank credit card, you can check your limit by loging in to www.axisbank.com, clicking on Accounts, and going to My Credit Cards.

Which Axis credit card is best for new users depend on the usage pattern and requirement of the customer. For example, if you need a card with fuel benefits, then IndianOil Axis Bank Credit Card is the best card. If you like shopping online, Flipkart Axis Bank Credit Card is best for you. For frequent flyers, Axis Bank Vistara Credit Card and Axis Bank Vistara Signature Credit Card are most suitable. If you shop from Samsung brand frequently, then Samsung Axis Bank Signature Credit Card and Samsung Axis Bank Infinite Credit Card are an excellent choice for you. You can visit the official website of Axis Bank credit card to check the features of all credit card options offered by the bank.