HDFC Titanium Times Credit Card is a low annual fee entertainment and lifestyle credit card designed for movie lovers and diners. It offers discounts on movie tickets, extra reward points on dining spends, and exclusive access to events. Cardholders can also enjoy fuel surcharge waivers, milestone rewards, and other lifestyle benefits, making it a well-rounded card for everyday entertainment and dining.
HDFC Bank Titanium Times Credit Card Rewards Program
Reward Points:
Earn 2 Reward Points for every Rs. 150 spent
Earn 5 Reward Points per Rs. 150 on weekday dining (Restaurant MCC only; excludes hotels)
Reward Points valid for 2 years from the date of accumulation
Other Features and Benefits
Welcome Benefit:
E-gift vouchers worth Rs. 5,000
Movie Offers:
25% discount on movie tickets via BookMyShow
Fuel Surcharge Waiver:
1% fuel surcharge waiver at all fuel stations across India
Annual Fee Waiver:
Spend over Rs. 1,50,000 in a year to waive off the annual fee
Additional Benefits:
Up to 5% cashback on utility bills/shopping
Up to 35% discount at select restaurants via Dineout
Up to 20% discount on travel and shopping
Convert big spends into EMI after purchase
Contactless payment-enabled for fast, convenient, and secure payments
Fees and Charges
Type of fee/charge
Amount
Joining fee
Rs.500
Annual fee
Rs.500
Interest rate
3.49% per month
Interest-free period
Up to 50 days
Cash withdrawal fee
2.5% of the withdrawn amount (Minimum Rs.500)
Cash advance limit
40% of the credit limit
Rewards redemption fee
Rs.99 per request
Late payment charges
Less than equal to Rs.100 - Nil
Rs.101 to Rs.500 - Rs.100
Rs.501 to Rs.1,000 - Rs.500
Rs.1,001 to Rs.5,000 - Rs.600
Rs.5,001 to Rs.10,000 - Rs.750
Rs.10,001 to Rs.25,000 - Rs.900
Rs.25,001 to Rs.50,000 - Rs.1100
More than Rs.50,000 Rs.1300
Outstation cheque processing charge
Cheque value of up to Rs.5,000 - Rs.25 Cheque value of more than Rs.5,000 - Rs.50
Cash processing fee
Rs.100
Over limit charges
2.5% of the over-limit amount (minimum Rs.500)
Reissue of lost, stolen or damaged card
Rs.100
Foreign currency transaction fee
3.5%
Payment return charges
2% of payment amount (minimum Rs.450)
Things to Know Before you apply
Get this card if:
You love movies and want discounts on tickets.
You prefer a card with a low joining and annual fee.
You want decent reward points on everyday spending.
Eligibility Criteria
Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history
Document Required For HDFC Bank Titanium Times Credit Card
Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
HDFC Bank Titanium Times Credit Card Hilights
What do we like about this card?
Welcome benefit: e-gift vouchers worth Rs. 5,000.
Reward points: 2 points per Rs. 150 spent; 5 points per Rs. 150 on weekday dining.
Movie offers: 25% discount on BookMyShow tickets.
Annual fee waiver: Spend Rs. 1,50,000 in a year.
Additional discounts: Up to 35% on select restaurants via Dineout, 20% on travel & shopping.
Contactless payment enabled.
Pros
Discounts on movie tickets and weekday dining.
Up to 5% cashback on utility bills/shopping.
Option to convert big spends into EMI with EasyEMI facility.
Cons
Reward points valid only for 2 years.
Fuel surcharge waiver capped at 1%.
Dining bonanza reward points limited to specific Merchant Category Codes.
HDFC Bank Credit Card Contact Details
HDFC Card offers multiple ways to get assistance for your credit card queries and services.
Contact Address: Manager, HDFC Bank Cards Division, PO BOX # 8654, Thiruvanmiyur PO Chennai - 600 041
Helpline: You can contact us at 1800 1600 / 1800 2600.
Simply SMS: - SMS “CCHELP” to 5676712
Frequently Asked Questions
Everything you need to know about this credit card
Rs. 500 (nominal).
Earn 2 points per Rs. 150 spent; 5 points per Rs. 150 on weekday dining.
Redeem via HDFC rewards catalog, statement credit, or convert to EMI benefits.
Yes, 1% waiver on fuel transactions between Rs. 400 and Rs. 5,000.
Discounts are available on BookMyShow bookings as part of the card’s movie offers.
How Can I Apply for a Credit Card Online?
✔Step 1: Enter your mobile number in the application form
✔Step 2: Provide your personal details
✔Step 3: Enter OTP to verify your mobile number
✔Step 4: Select the credit card
✔Step 5: Compare offers and apply for the best-suited credit card
Housing Development Finance Corporation
Entertainment
Fuel
Reward Points
