HDFC Solitaire Credit Card is tailored for women and offers rewards across multiple spending categories. It provides accelerated reward points on grocery and dining spends, along with shopping vouchers, making it ideal for everyday transactions and lifestyle needs.
HDFC Solitaire Credit Cards Rewards Program
Reward Points:
3 reward points per Rs. 150 spent across all categories.
50% extra reward points on groceries and dining spends
Redeem Rewards for Air Miles:
Convert accumulated reward points into InterMiles or KrisFlyer Miles.
Convert Rewards into Cash:
Use reward points to pay dues (100 points = Rs. 20).
Potential cashback of over Rs. 4,000 on spending Rs. 5 lakh annually.
Other Features and Benefits
Milestone Benefit:
Shopping vouchers worth Rs. 1,000 on cumulative spends of Rs. 75,000 every 6 months.
Earn up to 2 vouchers per year.
Fuel Surcharge Waiver:
1% fuel surcharge waiver at all fuel stations in India.
Applicable on transactions between Rs. 400 to Rs. 5,000 (max Rs. 250 per statement cycle).
Annual Fee Waiver:
Annual fee waived on spending Rs. 50,000 in a year.
Fees and Charges
Fee Type
Charges
Joining fee
Rs.500
Annual fee
Rs.500 (2nd year onwards)
Interest rates
3.49% per month
Cash withdrawal fee
2.5% of the withdrawal amount or a minimum of Rs.500
Late payment fee
Less than equal to Rs.100 - Nil
Rs.101 to Rs.500 - Rs.100
Rs.501 to Rs.1,000 - Rs.500
Rs.1,001 to Rs.5,000 - Rs.600
Rs.5,001 to Rs.10,000 - Rs.750
Rs.10,001 to Rs.25,000 - Rs.900
Rs.25,001 to Rs.50,000 - Rs.1100
More than Rs.50,000 Rs.1300
Over credit limit fee
2.5% on the amount the over limit amount. The minimum will be Rs.500.
Reward redemption fee
Rs.99 per redemption
Railway ticket booking surcharge
1.8% of the transaction value
Re-issue of the card
Rs.100
Cash payment fee
Rs.100 per deposit
Things to Know Before you apply
Get this card if:
You want accelerated rewards on groceries and dining.
You like earning shopping vouchers as milestone benefits.
You frequently spend on fuel and want a fuel surcharge waiver.
Eligibility Criteria
Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history
Document Required For HDFC Solitaire Credit Cards
Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
HDFC Solitaire Credit Cards Hilights
What do we like about this card?
Earn 3 reward points for every Rs. 150 spent
Get 50% extra reward points on dining and grocery spends
Receive shopping vouchers worth Rs. 1,000 on spending Rs. 75,000 in six months
Enjoy 1% fuel surcharge waiver at all fuel stations across India
Pros
Accelerated reward points on groceries and dining.
Milestone shopping vouchers and flexible reward redemption options.
Fuel surcharge waiver and annual fee waiver on Rs. 50,000 spend.
Cons
Reward redemption value is moderate (100 points = Rs. 20).
Limited benefits outside dining, groceries, and fuel.
Maximum vouchers capped at 2 per year.
HDFC Bank Credit Card Contact Details
HDFC Card offers multiple ways to get assistance for your credit card queries and services.
Contact Address: Manager, HDFC Bank Cards Division, PO BOX # 8654, Thiruvanmiyur PO Chennai - 600 041
Helpline: You can contact us at 1800 1600 / 1800 2600.
Simply SMS: - SMS “CCHELP” to 5676712
Frequently Asked Questions
Everything you need to know about this credit card
The joining fee is Rs. 500 plus applicable taxes.
You receive shopping vouchers worth Rs. 1,000 on spending Rs. 75,000 within six months.
Earn 3 reward points per Rs. 150 spent across all categories, with 50% extra points on groceries and dining.
Reward points can be redeemed for cash (100 points = Rs. 20), converted into air miles (InterMiles or KrisFlyer), or used via the HDFC rewards catalogue.
Yes, 1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 5,000, up to Rs. 250 per statement cycle.
Yes, the annual fee is waived on spending Rs. 50,000 in a year.
Reward points are valid for 2 years from the date of accumulation.
How Can I Apply for a Credit Card Online?
✔Step 1: Enter your mobile number in the application form
✔Step 2: Provide your personal details
✔Step 3: Enter OTP to verify your mobile number
✔Step 4: Select the credit card
✔Step 5: Compare offers and apply for the best-suited credit card
Housing Development Finance Corporation
Fuel
Reward Points
Shopping
